Episode 58 –– Should You Wait for Rates to Drop? Here's the Truth

Episode 58 –– Should You Wait for Rates to Drop? Here's the Truth

Everyone's waiting for rates to drop. But what if waiting is actually costing you more? In this episode, Michael Dendy breaks down 40 years of mortgage rate history to reveal what most buyers don't realize: 6% isn't the exception it's closer to the norm. We're talking about the real cost of sitting on the sidelines while home prices keep climbing, how refinancing works and what it actually costs, and why the bond market not the government is driving the rates you see today. Plus, Michael busts one of the biggest myths in real estate: that renting while you wait is the safe move. Spoiler — your interest rate on rent is 100%. If you've been holding off on buying because of rates, this episode is for you. Reach out to our team with any questions or to get started: 615-499-6335 | Michael@DendyTeam.com [Michael@DendyTeam.com]

Episode 57 –– Who's On Your Team? The Professionals Every Homebuyer Needs

Buying a home isn't a solo sport and the team you build around you can make or break the entire experience. In this episode, Michael Dendy walks through every professional you need in your corner before you start the home buying process: the right loan officer, the right real estate agent, the right home inspector, and a few key players most buyers never think about until it's too late. We're also talking pre-approval why it's the first move you need to make, and what it tells you beyond just a number. Plus, the HOA fees that catch buyers off guard, the questions you should be asking every professional before you hire them, and how to avoid the payment shock that derails so many first-time buyers. The right team doesn't just help you close they help you close with confidence. Reach out to our team with any questions or to get started: 615-499-6335 | Michael@DendyTeam.com [Michael@DendyTeam.com]

Episode 56 –– Mythbuster Monday: You Should Always Choose A 30 Year Mortgage

Mythbuster Monday is here! Today's myth: "A 30-year mortgage is always the smart choice." In this episode, Michael breaks down the real difference between a 30-year and a 15-year mortgage: the monthly payment tradeoff, the interest you actually pay, and the situations where a shorter term wins every time. We'll also cover why a 30-year isn't always wrong — and the one question you should be asking your lender before you decide. More loan. More interest. More years. Is that really the move? Tune in and find out. Reach out to our team with any questions or to get started: 615-499-6335 | Michael@DendyTeam.com [Michael@DendyTeam.com]

Episode 55 –– Rates: Adjustable vs Fixed Rate Mortgages

Choosing between a fixed rate mortgage and an adjustable rate mortgage (ARM) can cost ... or save ... you thousands over time. In this episode, Michael breaks down the real differences between the two, when an ARM actually makes sense, and when locking in your rate is the smarter move. Not all loans are created equal and picking the wrong one could hurt you long-term. Subscribe, review and comment any topics or questions you want addressed. As always, reach out to our team with any questions or to see what option is best for your situation! 615-499-6335

Episode 54 — Mythbuster Monday: Moving to a New State Has to Be Stressful — Or Does It?

Let's be honest. Moving to a new state is stressful. Nobody's going to tell you otherwise with a straight face. But there's a difference between the kind of stressful that grinds you down for six months and the kind where you've got a plan and you're just doing the work. Michael busts the myth that interstate moves have to be chaos — because most of the stress isn't inevitable, it's just unpreparedness wearing a disguise. He walks through the things you can do before, during, and after the move to take the sharp edges off. The boxes are still going to be everywhere. The kids are still going to be loud. But you don't have to be flying blind on top of it. 🎙️ New episodes every Monday & Friday. 📲 Follow us on Instagram for more mortgage myths and home buying tips. 📞 Call or Text: 615-499-6335 📧 michael@dendyteam.com [michael@dendyteam.com] 🌐 MichaelDendy.com [http://MichaelDendy.com]