I Date Money: Budget • Invest • Build Wealth After Divorce

The Budget Mistake That Killed My Confidence and Delayed Financial Freedom

Restrictive budgeting didn’t give me discipline. It gave me guilt, fear, and $100,000 of hidden debt. In this episode, I share the truth about why control-based budgets destroy confidence and how clarity is what finally created financial freedom. WHAT YOU’LL LEARN 1. Why restrictive budgets trigger rebellion, avoidance, and overspending 2. How guilt keeps you stuck in financial instability 3. The emotional cost of hiding purchases and avoiding your numbers 4. Why confidence with money comes from clarity, not control 5. How to build stability without spreadsheets, shame, or restriction EPISODE BREAKDOWN 1. Why “good budgeting” made me feel like I was failing 2. How fear and guilt led to hiding purchases 3. The moment I realized restriction was the problem 4. What actually helped me pay off $100K of debt 5. The shift from control to clarity that changed everything WHO THIS EPISODE IS FOR Divorced mompreneurs who make money but still feel anxious, guilty, or unstable. Women who want financial freedom, but also want to feel safe and confident with money. KEY TAKEAWAY You are not bad with money. You were handed a system that ignored your nervous system. Stability comes from clarity, not restriction. Thank you for tuning into this week’s episode of I Date Money! 🗝🌬💖💸 Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money [https://www.skool.com/the-smell-of-money/about?ref=96c634a120914b7b90466c17b957e4f2], you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving. Join The Smell of Money today: Click Here to join [https://www.skool.com/the-smell-of-money/about?ref=96c634a120914b7b90466c17b957e4f2]. Click here to open your Business Checking with NOVO [https://onboarding.novo.co/signup?referral_code=LisaDrennon&first_name=Lisa] today. Remember, it doesn't matter how much money you make; it's what you do with it 🗝️🌬️💖💸 Intro/Outro music "IDM" by Christa Lily

Why spending money feels heavy (and how to fix it)

Do you hesitate before buying groceries, clothes for your kids, or something small for yourself, even when you can afford it? This episode explains why budgeting feels heavy, why spending feels emotional, and how to create a system that lets you spend without guilt while feeling safe, stable, and in control. What You’ll Learn 1. Why money guilt is not a spending problem. It is a safety problem 2. Why traditional budgeting creates restriction, rebellion, and burnout 3. How to reframe a budget into a spending permission system 4. The three requirements for guilt free spending 5. How to separate survival money from choice money 6. Why fun money regulates your nervous system and builds confidence 7. How to build trust with money even when income is inconsistent 8. A simple weekly reset to create calm cash flow Key Topics Covered 1. Why fear gets louder after divorce and how it impacts spending 2. How giving every dollar a job reduces anxiety 3. Why consistency matters more than perfection 4. How to stop second guessing every money decision Resources and Links 1. Calm Cash Flow Workshop. January 7 at 3 p.m. Eastern 2. join here: Calm Cash Flow Workshop [https://idatemoney.com/calm-cash-flow-workshop] Thank you for tuning into this week’s episode of I Date Money! 🗝🌬💖💸 Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money [https://www.skool.com/the-smell-of-money/about?ref=96c634a120914b7b90466c17b957e4f2], you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving. Join The Smell of Money today: Click Here to join [https://www.skool.com/the-smell-of-money/about?ref=96c634a120914b7b90466c17b957e4f2]. Click here to open your Business Checking with NOVO [https://onboarding.novo.co/signup?referral_code=LisaDrennon&first_name=Lisa] today. Remember, it doesn't matter how much money you make; it's what you do with it 🗝️🌬️💖💸 Intro/Outro music "IDM" by Christa Lily

Why Budgeting Hurts and How to Fix It

Budgeting does not hurt because you are bad with money. It hurts because it was taught to punish you. In this episode, Lisa breaks down why traditional budgets trigger guilt, restriction, and avoidance and how to replace them with a conscious spending plan that actually works. What You Will Learn * Why budgeting feels restrictive and emotionally painful * The three reasons budgets fail and how to fix each one * How to shift from restriction to priorities with your money * Why paying yourself first is non negotiable in business * How to stop using your budget as a report card * The power of building in guilt free fun money * How awareness, not avoidance, multiplies money Key Moments * 00:01 Why budgeting hurts more than it helps * 02:27 Why most people always feel broke * 05:25 Defining what “enough money” actually means * 06:30 Budgeting from priorities instead of punishment * 07:52 Paying yourself first in business * 09:55 Creating guilt free fun money * 11:33 Why entrepreneurs underprice programs and retreats * 14:38 The seven day conscious spending challenge * 16:00 When budgeting finally stops hurting Join the Calm Cashflow Workshop [https://idatemoney.com/calm-cash-flow-workshop] today Thank you for tuning into this week’s episode of I Date Money! 🗝🌬💖💸 Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money [https://www.skool.com/the-smell-of-money/about?ref=96c634a120914b7b90466c17b957e4f2], you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving. Join The Smell of Money today: Click Here to join [https://www.skool.com/the-smell-of-money/about?ref=96c634a120914b7b90466c17b957e4f2]. Click here to open your Business Checking with NOVO [https://onboarding.novo.co/signup?referral_code=LisaDrennon&first_name=Lisa] today. Remember, it doesn't matter how much money you make; it's what you do with it 🗝️🌬️💖💸 Intro/Outro music "IDM" by Christa Lily

The $18,000 Health Insurance Mistake That Destroys Cash Flow

What if one unexpected medical emergency wiped out years of saving, not because you were reckless, but because you thought you were being smart. In this episode, Lisa breaks down why skipping health insurance is one of the most dangerous cash flow decisions you can make, and how to protect yourself without fear or confusion. WHAT YOU WILL LEARN * The real cash flow cost of going uninsured * Why “I can’t afford health insurance” is a dangerous myth * A real client story that shows a $17,000 difference from one decision * How insurance actually protects your savings, credit, and future * Why confusing plans cause people to overpay or avoid coverage * What to look for in coverage so you are protected when it matters EPISODE BREAKDOWN * 00:01 Why one bad day can destroy years of saving * 00:38 The Calm Cash Flow Workshop invitation * 05:11 Alex’s real-life wake-up call * 06:53 Insured vs uninsured. A $17,000 difference * 09:19 Why praying it away is not a plan * 10:37 The real purpose of insurance * 12:58 How confusing plans cause financial harm * 15:04 How cash flow confidence creates stability KEY TAKEAWAY Insurance is not about fear. It is about strategy. One unexpected emergency should not erase everything you have worked so hard to build. Cash flow confidence comes from planning for risk before it shows up. RESOURCES AND LINKS * Register for the Cash Flow Confidence Workshop for $37 [https://idatemoney.com/calm-cash-flow-workshop] THANK YOU FOR TUNING INTO THIS WEEK’S EPISODE OF I DATE MONEY! 🗝🌬💖💸 Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money [https://www.skool.com/the-smell-of-money/about?ref=96c634a120914b7b90466c17b957e4f2], you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving. Join The Smell of Money today: Click Here to join [https://www.skool.com/the-smell-of-money/about?ref=96c634a120914b7b90466c17b957e4f2]. Click here to open your Business Checking with NOVO [https://onboarding.novo.co/signup?referral_code=LisaDrennon&first_name=Lisa] today. Remember, it doesn't matter how much money you make; it's what you do with it 🗝️🌬️💖💸 Intro/Outro music "IDM" by Christa Lily

The Truth About Money Behavior Most Women Never Learn

If you make good money but still feel broke, confused, or guilty every time you spend, this episode is for you. Lisa Drennon explains why income alone will never create financial security, why high income does not equal security and how to finally feel confident with your money decisions, and what actually builds confidence, stability, and peace of mind after divorce. What You Will Learn * Why earning more does not fix money stress * The real reason women feel guilty and fearful around spending * How to shift from income focused to behavior focused money decisions * Simple ways to create stability, even with inconsistent income * How to start trusting yourself with money agai Book your Profit Hour Call today: Find $500+ [https://calendly.com/lisa-drennon/profit-power-hour] Thank you for tuning into this week’s episode of I Date Money! 🗝🌬💖💸 Ready to stop feeling broke, guilty, and overwhelmed about money—even after divorce? Inside The Smell of Money [https://www.skool.com/the-smell-of-money/about?ref=96c634a120914b7b90466c17b957e4f2], you’ll get the tools to rebuild financial stability, master your money mindset, and create a financial plan that finally feels simple. Whether you’re looking for smart investment strategies, clarity with your budget, or even how to start investing with just $100, this is where you’ll find the confidence and stability you’ve been craving. Join The Smell of Money today: Click Here to join [https://www.skool.com/the-smell-of-money/about?ref=96c634a120914b7b90466c17b957e4f2]. Click here to open your Business Checking with NOVO [https://onboarding.novo.co/signup?referral_code=LisaDrennon&first_name=Lisa] today. Remember, it doesn't matter how much money you make; it's what you do with it 🗝️🌬️💖💸 Intro/Outro music "IDM" by Christa Lily