191 - The Money System Every Woman Entrepreneur Needs – Profit First with Kayla Caldwell

195 - How to Raise Confident, Money-Smart Kids Who Thrive in the Real World - Life Skills Every Child Needs

Most children are learning how to pass tests… But are they learning how to thrive in the real world? In this powerful live session, we talk about: ✔️ How to raise confident children ✔️ Money skills every child should learn early ✔️ Entrepreneurship & creative thinking ✔️ Communication and problem-solving skills ✔️ How to help kids become resourceful and independent ✔️ Why schools are not fully preparing children for adulthood ✔️ Practical ways parents can start teaching life skills today This conversation is bigger than money. It’s about raising: ✨ capable kids ✨ resilient kids ✨ creative thinkers ✨ future leaders ✨ financially confident children Inside this live conversation, I also share: real-life parenting examples, lessons from my own childhood, and actionable steps parents can immediately implement at home. If you want your child to become more confident, entrepreneurial, financially smart, and prepared for life… 📩 Send me a DM to book a coffee chat. Instagram: https://www.instagram.com/joy.rowland_/ [https://www.instagram.com/joy.rowland_/] LinkedIn: https://www.linkedin.com/in/joyrowland/ You can learn more about: ✔️ The 6-Week Wealth Builders Academy for Kids ✔️ One-on-One Coaching for Kids & Families Let’s help raise the next generation of confident, capable, wealth-building children. 👇 COMMENT BELOW: What life skill do you wish schools taught children? #MoneySmartKids #Parenting #FinancialLiteracy #EntrepreneurshipForKids #ConfidentKids #LifeSkills #RaisingKids #WealthBuildersAcademy

194 - I Escaped Poverty & Built Wealth — Here’s the Financial Strategy That Changed My Life

Are you working hard but still not building real wealth? In this powerful financial literacy training, I share the exact wealth-building principles wealthy families use to create financial security, financial freedom, and generational wealth — especially for women of color. In this video, you’ll learn: ✔️ How to build wealth strategically ✔️ Why traditional financial advice often fails women ✔️ The difference between saving vs true wealth building ✔️ How indexing and protected growth strategies work ✔️ Why wealthy families focus on tax efficiency and legacy ✔️ How to create financial security for yourself and your family ✔️ The 4-part wealth building blueprint ✔️ Why starting early matters when building wealth ✔️ How to protect your income while growing your money I also share my personal journey from growing up in poverty to becoming a financial educator helping women create financial independence and generational wealth. If you are serious about: - financial freedom - passive income - wealth building - retirement planning - financial literacy - money mindset - legacy wealth - building assets - escaping paycheck-to-paycheck living …then this training is for you. 👇 BOOK A FREE STRATEGY CALL https://tidycal.com/joyrowland/money-coaching-coffee-chat 👇 CONNECT WITH ME Instagram: https://www.instagram.com/joy.rowland_/ Website: https://www.joyrowland.com/ LinkedIn: https://www.linkedin.com/in/joyrowland/ #wealthbuilding #womenofcolor #financialfreedom #generationalwealth #moneymindset #financialliteracy #wealth #passiveincome #investingforwomen #retirementplanning  YOUTUBE CHAPTERS / TIMESTAMPS 00:00 Introduction & Welcome 00:30 Why This Wealth Training Matters 01:28 My Story: From Poverty to Financial Freedom 03:48 Moving to the UK & Overcoming Challenges 05:16 Becoming Top of The Class 06:15 Why Women Struggle Financially 07:43 Financial Literacy & Dave Ramsey Training 09:12 Why Traditional Wealth Strategies Fail Women 10:34 The Truth About Building Generational Wealth 13:26 What Real Wealth Actually Looks Like 16:19 The 4-Part Wealth Building Blueprint 17:18 How Financial Security Is Created 20:14 Why You Cannot Afford to Wait 23:55 Understanding Risk & Money Growth 26:25 How Taxes Affect Your Wealth 27:55 The Wealth Building Strategy Explained 33:17 How Indexed Growth Strategies Work 35:13 Why Most Families Never Learn This 36:35 Who This Strategy Is For 38:32 Why This Blueprint Exists 39:59 Free Wealth Strategy Call Invitation 42:57 Final Thoughts

193 - Why Women Feel Financially Behind (Even When They Have a Regular Paycheck)

Many women silently struggle with financial stress, shame, comparison, and the feeling of being “behind” in life — even while working hard and earning a decent income. In this episode, I break down the REAL reasons women feel financially behind and shares practical steps to build financial confidence, peace, and long-term wealth. You’ll learn: ✔ Why women often start financial education later in life ✔ How social media comparison destroys financial confidence ✔ The hidden emotional impact of money shame ✔ Why high income does NOT always equal financial peace ✔ Smart investing concepts like dollar-cost averaging & indexing ✔ How financially successful women think differently ✔ Action steps to reset your financial future starting today This episode is for every woman who wants to stop surviving financially and start building lasting wealth, freedom, and legacy. 👇 BOOK A FREE FINANCIAL COFFEE CHAT WITH ME: https://tidycal.com/joyrowland/money-coaching-coffee-chat 👇 CONNECT WITH ME Instagram: https://www.instagram.com/joy.rowland_/ Website: https://www.joyrowland.com/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 💬 COMMENT BELOW: What’s one financial goal you’re focusing on this year? 👍 If this episode helped you, LIKE, SUBSCRIBE & SHARE with another woman who needs this message. #WomenAndMoney #FinancialFreedom #PersonalFinance #WomenEmpowerment #WealthBuilding #FinancialLiteracy #MoneyMindset #InvestingForWomen #FinancialPeace #financialconfidence    YOUTUBE CHAPTERS / TIMESTAMPS 00:00 Introduction 00:29 Why So Many Women Feel Financially Behind 00:57 Women Carry More Than Financial Pressure 01:27 The Hidden Shame Around Money 01:54 Why Women Start Financial Education Late 02:52 Women & Financial History Explained 03:21 Generational Money Patterns 03:47 Money Avoidance & Financial Anxiety 04:46 Financial Dependency Conditioning 06:13 Women Becoming Breadwinners 06:43 Fear of Investing & Losing Money 07:13 Social Media & Comparison Culture 08:42 The Illusion of Wealth Online 09:12 Motherhood & Career Penalties 10:05 Lower Lifetime Earnings for Women 10:34 Why Responsibilities Delay Wealth Building 11:04 High Income Doesn’t Equal Financial Peace 12:03 The Pressure to “Look Wealthy” 12:33 How Shame Keeps Women Financially Stuck 13:32 What Financially Successful Women Do Differently 13:55 Confidence Comes After Action 14:25 Building Financial Awareness 14:53 Learning to Invest Smartly 15:50 Retirement & Long-Term Wealth 16:47 Momentum Over Perfection 17:16 The Power of Consistent Investing 18:12 Redefining Success & Wealth 19:08 Practical Financial Reset Steps 20:31 Stop Comparing Your Timeline 20:49 Calculate Your Financial Reality 21:45 Know Your Net Worth 22:14 Choose One Financial Goal 23:10 Weekly Money Dates 23:40 You Are Not Too Late 24:38 Free Financial Planning Support 25:37 Building Generational Wealth 26:08 Final Encouragement

192 - Self-Care Is NOT Selfish: NaKeesa Marie’s Powerful Message for Women & Entrepreneurs

In this powerful episode of the Next Level Women Podcast, I sit down with author, self-care advocate, entrepreneur, and literary artist NaKeesa Marie for an inspiring conversation about self-care, journaling, healing, mental wellness, entrepreneurship, and why women must stop putting themselves last. NaKeesa shares her deeply personal story of surviving a life-threatening health crisis, how it transformed her approach to self-care, and why she created her guided self-care journals for women, teens, and children. We also discuss: ✔ Why women struggle with self-care ✔ Mental health and emotional wellness ✔ Self-love and journaling ✔ Entrepreneurship and burnout ✔ Why self-care is a human right ✔ Healing from stress and overwhelm ✔ How journaling can transform your life ✔ Prioritizing yourself without guilt This conversation is especially powerful for women entrepreneurs, mothers, caregivers, and anyone feeling emotionally exhausted or overwhelmed. ✨ “You deserve self-care because you exist.” — NaKeesa Marie 👇 Connect with NaKeesa  🌐 Website: www.nakeesamarie.com 📚 Guided Journals: www.nakeesamarie.com 🛒 Books and Journals: https://www.nakeesamarie.com/category/all-products Instagram - https://www.instagram.com/nakeesamarie/ 👇 CONNECT WITH JOY ROWLAND https://www.joyrowland.com/ https://www.instagram.com/joy.rowland_/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 💬 If this episode encouraged you, leave a COMMENT and share your biggest takeaway. 👍 Like this video 🔔 Subscribe for more empowering conversations for women 📤 Share this with someone who needs this message today #SelfCare #MentalHealth #WomenEmpowerment #Journaling #SelfLove #NekisaMarie #WomenEntrepreneurs #HealingJourney #PersonalDevelopment #PodcastInterview TIMESTAMPS / CHAPTER MARKERS 00:00 – Welcome & Introduction 00:57 – Who Is Nekisa Marie? 03:04 – Why Self-Care Became Her Mission 04:22 – Creating Guided Self-Care Journals 06:13 – Why Women Struggle With Self-Care 08:33 – How Self-Care Impacts Family & Relationships 10:01 – Surviving a Life-Threatening Health Crisis 13:14 – What REAL Self-Care Looks Like 14:39 – How the Journal Was Created 19:11 – Journaling & Self-Reflection 21:36 – The Meaning Behind the Images in the Journal 24:24 – Why Women Don’t Need to “Earn” Self-Care 26:19 – Upcoming Retreats & Workshops 29:18 – Mental Health & Emotional Wellness 30:09 – Where to Buy the Guided Journals 31:37 – Joy Shares Her Experience With the Journal 34:25 – Rewiring Negative Self-Talk 36:45 – Self-Care for Women Entrepreneurs 39:02 – Self-Care & Physical Health 40:57 – Final Advice for Women 43:26 – How to Connect With Nekisa Marie 44:22 – Upcoming Workshops & Book Tours 44:51 – Final Thoughts & Closing

191 - The Money System Every Woman Entrepreneur Needs – Profit First with Kayla Caldwell

💡 Are you running a business but not paying yourself consistently? In this episode of the *Next Level Woman Podcast*, I sit down with **Kayla Caldwell**, owner of *The Peace Strategy* and a certified Profit First Professional, to break down a powerful money system that helps entrepreneurs finally take control of their finances. We dive deep into the **Profit First method**, a simple but transformative approach to managing cash flow, paying yourself first, and building a business that actually supports your life — not drains it. Whether you're a solopreneur, creative, or service-based business owner, this episode will help you rethink how you handle money and build a more sustainable, profitable business. 🔥 WHAT YOU’LL LEARN: ✔️ What the Profit First method is (and why it works) ✔️ How to start paying yourself consistently ✔️ The biggest mistakes entrepreneurs make with money ✔️ How to simplify your finances using just 2 bank accounts ✔️ The PEACE framework for building a sustainable business ✔️ How to balance business growth with family life --- 🔗 CONNECT WITH KAYLA CALDWELL: 📩 Instagram: https://www.instagram.com/thepeacestrategy 🎧 Get the FREE audiobook chapter (DM “PEACE”): https://www.instagram.com/thepeacestrategy 🌐 The Peace Strategy: https://www.thepeacestrategy.com --- -------------------------------------------------- 🎤 Joy Rowland Money & Entrepreneurship Coach | Host of Next Level Women 🔗 Connect with Joy: https://www.joyrowland.com/ https://www.instagram.com/joy.rowland_/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 👍 If you found this helpful: Like 👍 | Comment 💬 | Subscribe 🔔 🎙️ ABOUT THIS CHANNEL: The *Next Level Woman Podcast* is all about helping ambitious women grow profitable businesses, build confidence, and create a life they love. --- 💬 COMMENT BELOW: What’s one thing you’re going to change about your finances after watching this? 👍 LIKE • SUBSCRIBE • SHARE if this helped you! --- #profitfirst #womeninbusiness #entrepreneurmindset #smallbusinessfinance #payyourselffirst  ⏱️ TIMESTAMPS / CHAPTERS 00:00 Welcome & Introduction 00:30 Meet Kayla Caldwell 01:21 Kayla’s Entrepreneurship Journey 04:59 What is Profit First? 06:21 The 5 Core Bank Accounts Explained 08:39 Profit First Percentages Breakdown 10:06 Why You Should Pay Yourself First 11:05 How to Get Started (Simple Steps) 12:28 Using Profit as a Reward System 14:50 The PEACE Business Framework 18:06 Task Audit: What Drains vs Fuels You 20:00 Where Entrepreneurs Struggle Most 22:22 Why People Fail at Profit First 23:49 The Biggest Expense Mistakes 25:46 Creative Cost-Cutting Example 28:10 How to Start Today (Action Steps) 28:39 Free Resources from Kayla 29:57 Final Advice & Closing Thoughts