Episode 36 - The Real Cost Of Having Kids

Episode 36 - The Real Cost Of Having Kids

EPISODE 36 - THE REAL COST OF HAVING KIDS WHAT IT REALLY COSTS (AND WHO ACTUALLY PAYS FOR IT) Nobody gives you a straight answer to this question. The baby books don't cover it. Your parents had different costs. And Google will give you a figure so large it either paralyses you or you dismiss it entirely. In this episode, Hayson and Nikki break down what raising a child actually costs in Australia, including the numbers most people underestimate and have an honest conversation about the career impacts, the superannuation gap, and the financial decisions couples need to make together before the baby arrives. This isn't about whether you should have children. It's about going in with your eyes open so you can make the transition with clarity, not shock. *****Make sure to hit the subscribe button and join the conversation!***** Follow our socials Instagram https://www.instagram.com/the.moneymatrimony/ [https://www.instagram.com/the.moneymatrimony/] Facebook https://www.facebook.com/themoneymatrimony [https://www.facebook.com/themoneymatrimony] Linkedin https://www.linkedin.com/company/the-money-matrimony [https://www.linkedin.com/company/the-money-matrimony] Disclaimer Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.  The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice. Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another. The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with. Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions. By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Episode 35 - What 2 Years Of Podcasting Taught Us

EPISODE 35 - WHAT 2 YEARS OF PODCASTING TAUGHT US WHAT TALKING ABOUT MONEY DID TO OUR MARRIAGE Two years ago we sat down with a microphone and a question: why aren't couples talking about money? Today, we're marking our second anniversary by turning the lens on ourselves. In this episode, Nikki and Hayson get personal about why Money Matrimony started, what they've had to unlearn along the way, and the listener stories that have made this community something truly special. They also share what's coming in Year Three — including some episodes they've been too nervous to do until now. If you've been part of this community from the beginning, this one is for you. And if you're new — welcome. You're in the right place. KEY TAKEAWAY: * Why money conversations in relationships are still so rare — and what it costs couples when they stay silent * The misconceptions about money and relationships that Hayson and Nikki have had to revise through making this show * What listener stories have revealed about the real impact of having these conversations * The topics coming in Year Three — including the ones that made them nervous *****Make sure to hit the subscribe button and join the conversation!***** Follow our socials Instagram https://www.instagram.com/the.moneymatrimony/ [https://www.instagram.com/the.moneymatrimony/] Facebook https://www.facebook.com/themoneymatrimony [https://www.facebook.com/themoneymatrimony] Linkedin https://www.linkedin.com/company/the-money-matrimony [https://www.linkedin.com/company/the-money-matrimony] Disclaimer Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.  The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice. Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another. The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with. Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions. By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Episode 34 - What Do We Owe Our Children .. and Our Parents?

EPISODE 34 — WHAT DO WE OWE OUR CHILDREN — AND OUR PARENTS? Inheritance. Ageing parents. Entitlement. Responsibility. Few family conversations carry more emotion — or more unspoken expectation — than money across generations. * Should parents leave an inheritance? * Should children expect one? * And what happens when ageing parents need financial support later in life? Most families never clearly talk about these questions. But silence doesn’t remove expectations.It just hides them. And hidden expectations around money eventually become pressure, resentment and conflict. In this episode, we unpack the tension between honour and obligation, provision and entitlement, wisdom and guilt — and what Scripture actually says about legacy, responsibility and family. Because legacy isn’t just about what money you leave behind. It’s about the maturity, values and clarity you pass on. IN THIS EPISODE We discuss questions like: * Should parents leave inheritance to their children? * Why inheritance should never become an expectation? * The danger of entitlement across generations? * What the Bible says about honouring parents financially? * Supporting ageing parents without destroying your own family stability? * Why silent expectations fracture marriages and siblings? * How to have these conversations before crisis forces them KEY TAKEAWAY * Don’t build your life assuming money is coming. * If inheritance comes, receive it with gratitude — not entitlement. * Raise children who are capable before they are comfortable. * And honour parents with wisdom, not guilt. * Because maybe legacy isn’t about how much money moves between generations… * But about the kind of people we become along the way. *****Make sure to hit the subscribe button and join the conversation!***** Follow our socials Instagram https://www.instagram.com/the.moneymatrimony/ [https://www.instagram.com/the.moneymatrimony/] Facebook https://www.facebook.com/themoneymatrimony [https://www.facebook.com/themoneymatrimony] Linkedin https://www.linkedin.com/company/the-money-matrimony [https://www.linkedin.com/company/the-money-matrimony] Disclaimer Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.  The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice. Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another. The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with. Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions. By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Episode 33 - Financial security: when enough is enough

EPISODE 33 - FINANCIAL SECURITY: WHEN ENOUGH, IS ENOUGH In this episode, we explore financial security not necessarily through the lens of a monetary amount, but rather through ‘feelings’. We discuss how ‘enough’ is not an end goal that one achieves to reach but a state of emotional confidence and peace that is supported by preparedness and aligns with your financial reality and the importance navigating that as a couple. Some key ideas we explore: * How financial security and what is enough changes depending on the season of life you’re in * How lifestyle creep quietly undermines security, even as income increases * Why shared “no’s” are just as important as shared goals * Practical, real-life examples of what “enough” can look like * How couples can get on the same page with each other, not against each other * Guardrails that help protect security and enough over time At the end of the day, security grows when couples are more aligned emotionally and practically, so here are some conversation starters to help you both if you want to keep the conversation going or started, try asking each other: * What does financial security mean to you? * What helps you feel safe and what triggers anxiety around money? * What does “enough” look like for this season of our lives? * What financial situations do we never want to repeat? * Does this expense move us closer to security or just comfort? You don’t need perfect answers, just shared language and be a good and active listener! *****Make sure to hit the subscribe button and join the conversation!***** Follow our socials Instagram https://www.instagram.com/the.moneymatrimony/ [https://www.instagram.com/the.moneymatrimony/] Facebook https://www.facebook.com/themoneymatrimony [https://www.facebook.com/themoneymatrimony] Linkedin https://www.linkedin.com/company/the-money-matrimony [https://www.linkedin.com/company/the-money-matrimony] Disclaimer Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.  The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice. Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another. The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with. Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions. By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Episode 32 - Money Boundaries: Why and how it creates freedom in a relationship

EPISODE 32 - MONEY BOUNDARIES: WHY AND HOW IT CREATES FREEDOM IN A RELATIONSHIP Money boundaries can sound burdensome. Like rules, we immediately think of restriction. Less freedom. But in our experience, the opposite is true. When money boundaries are unclear, tension quietly builds; guilt around spending, surprise purchases, avoiding conversations, and resentment that’s hard to name. Not because couples don’t care, but because expectations were never clearly defined. In this episode, we unpack what money boundaries really are, why they matter in a relationship, and how… when built together with respect; it doesn’t restrict your life but can actually give you room to breathe. We talk about: * What money boundaries are (and what they’re not) * Why most money conflict isn’t about numbers, but about differing expectations and emotional safety * What happens in relationships when boundaries don’t exist * Why boundaries are often misunderstood as control instead of protection * How healthy boundaries reduce anxiety, resentment, and distrust * The key categories of money boundaries every couple should consider Whether you’re just starting to talk about money or trying to untangle ongoing tension, this episode is about creating clarity that protects both your finances and your relationship. *****Make sure to hit the subscribe button and join the conversation!***** Follow our socials Instagram https://www.instagram.com/the.moneymatrimony/ [https://www.instagram.com/the.moneymatrimony/] Facebook https://www.facebook.com/themoneymatrimony [https://www.facebook.com/themoneymatrimony] Linkedin https://www.linkedin.com/company/the-money-matrimony [https://www.linkedin.com/company/the-money-matrimony] Disclaimer Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.  The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice. Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another. The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with. Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions. By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.