Urban Expert: Why Are There 1.9 Million Unsold Houses in Malaysia?

Urban Expert: Why Are There 1.9 Million Unsold Houses in Malaysia?

In this episode, Peter sits down with Cha-ly, an urbanist, data scientist, and the CEO of Urbanometry , along with Sterling, the head of Urbii. Together, they pull back the curtain on Malaysia's massive 1.9 million vacant houses crisis , why our current transport spending is completely backward compared to the rest of the world , and the brutal reality of what happens when emotional biases completely blind us to hard urban and financial data. You've been told your whole life that buying a car is the ultimate milestone of adult success and freedom. But what if that very car and the heavy fuel subsidies keeping it running is actually a psychological trap draining up to 30% of your disposable income , leaving you stuck in a city built entirely for automobiles instead of people? Chapter Markers 00:00:00 - Teaser 00:00:33 - What is an Urbanist? 00:01:31 - Malaysia vs. Singapore: What’s Flawed With Our Urban Planning? 00:05:34 - The Last Mile Paradox: Why the Only Sustainable Transport is Your Legs 00:07:41 - Fuel Subsidies & The Psychological Trap of the Middle Class 00:11:00 - Bribing Employees to Give Up Cars: The True Cost of Car Ownership 00:13:19 - The 20% Public Transport Crisis: Why Young People Lack Liberty 00:14:34 - Why Malaysians Spend More on Cars Than Housing 00:15:43 - Why Money Decisions are Emotional, Not Logical 00:18:33 - Car Ownership vs. Real Economic Necessity 00:22:01 - Inside Urbanometry: Tracking the Hidden Movements of the City 00:25:51 - Hidden Risks: Landslides, Floods, and the 30-Year Mortgage Trap 00:31:51 - The Poverty Paradox: Why the Vulnerable Reject Data 00:34:48 - Data is Not Strategy: Balancing Instinct with Hard Numbers 00:39:39 - Defying Banking Veterans Who Said It Would Fail 00:44:44 - The Mental Model for Risk: How to Survive Your Worst-Case Failures 00:54:50 - Analysis Paralysis: Why the Younger Generation is Terrified to Fail 00:59:02 - How the Competitive Game of Real Estate Has Shifted Forever 01:02:02 - How to Optimize Big Life Decisions Using Data 01:09:42 - What is Urbii? Turning 1.9 Million Vacant Homes into Active Communities 01:13:37 - The Truth About Fractional Co-Ownership & Refurbishment 01:16:42 - Open Houses & Neighborhood Walks: How to Get Involved #Urbanism #MalaysiaProperty #UrbanPlanning #CarOwnership #PublicTransport #RealEstateCrisis #Urbanometry #Urbii #PersonalFinance #MalaysianPodcast #BusinessPodcast

HR Expert Explains Why Gen Z, Millennials And Boomers Clash At Work

Are you hoping your company loyalty will keep you safe at work? You are not alone. Many workers think staying at a job for years automatically brings job safety and big pay raises. But the scary truth is that company loyalty is dead, and many people do not realize their work is slipping until it is too late. In this episode, Peter talks with Aunty HR about the hard truths of surviving and growing in your career. She has spent 20 years in recruitment , managed teams of up to 50 people , and worked under more than different bosses. She shares a clear reality check: hard work and loyalty will no longer guarantee a promotion or save you from getting fired. Chapter Markers: 00:00 [https://www.youtube.com/watch?v=A-Grb_4rz8E] - Teaser 00:32 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=32s] - Gen Z vs. Boomers: Why the office is clashing 02:29 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=149s] - Why the younger generation won't stay quiet 04:35 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=275s] - Working less but doing more05:23 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=323s] - How to give harsh feedback without being mean 08:16 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=496s] - Why fresh grads shut down when you disagree 10:17 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=617s] - Why it’s actually good when people quit 11:26 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=686s] - When keeping "loyal" workers ruins your profits 13:19 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=799s] - Warning signs of a "high maintenance" worker 14:48 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=888s] - Try fixing the problem before running to your boss 15:50 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=950s] - Harsh reality: Your company is not a charity 17:25 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=1045s] - How to find out if your boss actually likes your work 19:13 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=1153s] - What to do if your boss doesn't know what they're doing 20:50 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=1250s] - Effort means nothing without real results 21:43 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=1303s] - How to fix a bad employee by changing their job 26:34 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=1594s] - The truth about firing people fast 32:24 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=1944s] - Going through hell is the only way to get tough 36:04 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=2164s] - Why some people give up after one mistake 38:41 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=2321s] - Why skipping company lunch harms your career 41:11 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=2471s] - An introvert's guide to making friends at work 43:01 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=2581s] - Why small business bosses expect way too much 44:19 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=2659s] - The study that proved office workers do nothing all day 46:01 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=2761s] - Work harder or leave: No hard feelings 46:45 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=2805s] - Why your ex-boss's opinion can make or break you 48:04 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=2884s] - How to talk bad about your boss smartly 49:23 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=2963s] - How I learned to care about my team, not just numbers 50:12 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=3012s] - Exactly how many years you should stay at a job 51:35 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=3095s] - Crying before work? It's time to quit 55:15 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=3315s] - How to make sure work-from-home staff actually work 56:32 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=3392s] - The trick to getting Gen Z to follow you 1:00:29 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=3629s] - Are you actually ready for that promotion? 1:01:56 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=3716s] - Try the job before you take the official title 1:03:44 [https://www.youtube.com/watch?v=A-Grb_4rz8E&t=3824s] - What old bosses desperately need to learn from the young #AuntyHR [https://www.youtube.com/hashtag/auntyhr] #CareerGrowth [https://www.youtube.com/hashtag/careergrowth] #WorkplaceLoyalty [https://www.youtube.com/hashtag/workplaceloyalty] #GenZAtWork [https://www.youtube.com/hashtag/genzatwork] #CorporateSurvival [https://www.youtube.com/hashtag/corporatesurvival] #MrMoneyTV [https://www.youtube.com/hashtag/mrmoneytv] #DilarangBodoh [https://www.youtube.com/hashtag/dilarangbodoh] #APlayer [https://www.youtube.com/hashtag/aplayer] #MalaysiaWorkforce [https://www.youtube.com/hashtag/malaysiaworkforce] #HumanResources [https://www.youtube.com/hashtag/humanresources] #OfficeEtiquette [https://www.youtube.com/hashtag/officeetiquette] #CareerAdvice [https://www.youtube.com/hashtag/careeradvice] #KPIs [https://www.youtube.com/hashtag/kpis] #JobBurnout [https://www.youtube.com/hashtag/jobburnout] #managertips [https://www.youtube.com/hashtag/managertips] Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbHRmZ1FtcWxVQmJNdlgwUmZ1cU9CREozNV9RQXxBQ3Jtc0ttVXBNTHdzSTE4Y284ZlVUb2pKUzZBZEZ2dnRZTjZpdkVFaWNvcXA4ODkwbE0yaDdvZEZOMHJiQ0NqS0FENENNSVMtUGUxVjFtRWlBcmVRX0RfY25rRTUtbzVfS2poUzc2RDNsZC0zUVdRc2dGUGEydw&q=https%3A%2F%2Fwww.mrmoneytv.com%2F%E2%80%8B&v=A-Grb_4rz8E] 📘 Facebook: / mrmoneytv 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21 [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblZ0V05Mc1dJWUl5Y1prQmhqMjFuNUNGVVJFQXxBQ3Jtc0ttUEptQWprMEtnVUFnVlNRU25faUtHWWFMOWl5ckZyenRNUDBfT1FhYnc2UjU0TjRqcG9uTDd2ZVNvVmd1MW9sZ0U1MTJROWc3eEN6YlJyQWpRTzFMUmdqeHBUMlBEWEdCUUFzSkNZT1l5N1NPLS05MA&q=https%3A%2F%2Fx.com%2Fmrmoneytvchnl%3Fs%3D21&v=A-Grb_4rz8E]📱 Instagram: / mrmoneytv 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️Podcast:https://open.spotify.com/show/1EhftKY.. [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbjd0aXdwNUpQbU1uY1lLcE5KenZlSnJfTFRiZ3xBQ3Jtc0tsRlVxZF9UdTlaWnFQTkFJT0FZRlk4a3hnSkd3NWRHWlRITmN4N0N5dGZQa21YNVpfeFhvU2NjSTFILS1KX2ZfZXJUdHFIdVVSSmFmRGZraXdBUWswc0lkZEtCZGNXNkFvYm1peGd1RmlteXliN25ZRQ&q=https%3A%2F%2Fopen.spotify.com%2Fshow%2F1EhftKY..&v=A-Grb_4rz8E].For business & job enquiries, do contact us at,✉️ collabs@finlitmedia.coDisclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

How One Malaysian Built 400 Homes for Local Community in 3 Days Each | John-Son Oei, EPIC Homes CEO

John-Son Oei, CEO of EPIC Homes, is known as the man who builds homes for the Orang Asli. He has helped build 400 homes across 5 states, with each home taking just three days to finish. But behind these big numbers is a deeper story. It all started with a house John-Son once received, and how that gift changed the next 16 years of his life.In this episode, John-Son opens up about starting with zero construction experience, the floor that collapsed on the day they thought they had finished, and why he believes the house was never the main point. He also talks about how not knowing everything can actually give you the courage to start. Hear how he stood by his choices when no one believed in him, and the amazing moment where everything came full circle.This is not just a story about charity. It is a story about finding your true purpose and building something that lasts.If you drink, don't drive. For non-Muslims, aged 21+ only.#connorsmy #connorsstoutporter #daretobedifferent #fromzerotoceo #celebrateresponsibly #success #business #entrepreneur #money #mrmoneytv #communitybuilding #epichomes #startupmalaysia--Come say Hi to us at,🌐 Website: https://www.mrmoneytv.com/ 📘 Facebook: / mrmoneytv🐦 Twitter: / https://x.com/mrmoneytvchnl?s=21 📱 Instagram: / mrmoneytv🖊️ LinkedIn: / mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: https://open.spotify.com/show/1EhftKY... For business & job enquiries, do contact us at,✉️ collabs@finlitmedia.coDisclaimer: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

Why is Malaysia Ringgit Falling? While SGD All-Time-High?!

In this episode, we break down the real reasons behind the Ringgit’s sudden slide down to 4.15 against the US Dollar. We clear up the confusion about how local political rumors and high US interest rates combine to shrink your purchasing power and explain the mystery of why Singapore managed to escape the drama completely to hit an 11-year high. Chapter Markers:00:00:00 - Teaser00:00:26 - Why did the Ringgit start sliding again? 00:01:25 - How election rumors drop a country's currency 00:03:01 - Why high US interest rates pull money away from Asia 00:04:44 - The Singapore Mystery: How they hit an 11-year high while neighbors struggle 00:08:04 - Why Malaysia can't easily copy Singapore's strategy00:10:04 - How a weak Ringgit drives up your daily cost of living 00:11:48 - Where is the Government? What Bank Negara does behind the scenes 00:13:09 - Spotting the Winners: How to make money on stocks that benefit from a low Ringgit 00:15:44 - Outro & Next Topic: Is AI a good investment? #MalaysianRinggit #RinggitWeakening #InflationMalaysia #BankNegara #SingaporeDollar #USFed #PersonalFinanceMalaysia #PersonalFinance #PersonalFinanceTips #InvestingForBeginners #PersonalFinance101 #MoneyManagement #FinancialFreedom #MalaysianPodcastCome say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/ 📘 Facebook: / mrmoneytv 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: / mrmoneytv 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️Podcast:https://open.spotify.com/show/1EhftKY...For business & job enquiries, do contact us at,✉️ collabs@finlitmedia.coDisclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

Should I Buy A House in 2026?

In this episode, we tear down the traditional Asian property mindset, dissect how modern property economics have drastically shifted since our parents' generation, and reveals the actual math of renting versus buying in today's market.You've been told your whole life that buying property is the safest thing you can do with your money. But what if that advice is the very thing that could trap you in a 30-year jail sentence? Chapter Markers: 00:00:00 - Teaser 00:00:44 - Why Everyone Feels Forced to Buy a House 00:02:32 - Why Your Parents' Property Advice is Outdated 00:07:30 - The Harsh Reality of Housing Prices vs. Salaries 00:13:32 - A Smarter Strategy for Your First Property 00:16:50 - Renting vs. Buying: The Real Math 00:19:39 - Inheriting RM8 Million Cash vs. a RM4 Million House 00:23:37 - Residential vs. Commercial vs. Industrial: Where is the Real Money? 00:29:30 - How Much Should You Earn Before Buying a House? 00:32:54 - Why Joint Name Properties are a Financial Trap 00:35:43 - Final Advice: You Can't Eat Bricks! ✅Learn more about Jerry - Coworking Space: 👉 https://finlit.my/Jerry #PropertyInvestment #RealEstateTips #FirstTimeHomeBuyer #RentingVsBuying #LandedProperty #CondoLiving #BuyingAHouse #MalaysianPodcast #BusinessPodcast #MrMoneyTVCome say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/ 📘 Facebook: / mrmoneytv 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: / mrmoneytv 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️Podcast:https://open.spotify.com/show/1EhftKY... For business & job enquiries, do contact us at,✉️ collabs@finlitmedia.co Disclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.