Optimal Relationships Daily - Dating, Marriage and Parenting
Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today’s episode into an actionable plan? Join the Optimal Living Weekly newsletter and I’ll send you our 200-page digital workbook immediately. It’s packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join [https://oldpodcast.eo.page/join] Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com [https://oldpodcast.com/]. Episode 3072: ESI of ESI Money explains how treating college as an investment rather than an unlimited expense can help families make smarter financial decisions. By setting a fixed college budget and allowing children to keep any unused funds after earning a degree, ESI illustrates a strategy that encourages thoughtful choices about school costs, scholarships, and long-term financial outcomes. Read along with the original article(s) here: https://esimoney.com/managing-college-costs-by-offering-an-incentive/ [https://esimoney.com/managing-college-costs-by-offering-an-incentive/] Quotes to ponder: "If your kid goes to an elite school and you get zero aid, that could be $50k per year or more." "If they wanted to take college classes while they were at home, then we would pay for the costs of the classes ourselves, not out of their college funds." "Many years ago when our kids were toddlers (they are 20 and 18 now) we started saving for their college expenses." Episode references: Education Savings Accounts (Coverdell ESA): https://www.irs.gov/publications/p970 [https://www.irs.gov/publications/p970] Michigan Education Savings Program (MESP): https://www.misaves.com/ [https://www.misaves.com/] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]
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