Standing on Business
For many people, homeownership feels further away than ever. Rising home prices, higher interest rates, and constant headlines about the housing market have left many would-be buyers sitting on the sidelines. But what if waiting is actually costing you more? In this episode of Standing on Business, Joseph Dougherty, VP of Lending at CrossCountry Mortgage, breaks down the realities of today's housing market and shares why many people are closer to homeownership than they think. With more than two decades in the mortgage industry, Joe explains how financing strategies, preparation, and the right team can help buyers compete in a fast-moving market. We also discuss common misconceptions about interest rates, first-time homebuyer mistakes, investment properties, and why trying to time the market is often the wrong move. Beyond mortgages, this conversation is about trust, relationships, and helping people make one of the biggest financial decisions of their lives with confidence. Topics covered: * Why waiting to buy a home may cost more than you think * First-time homebuyer advice and common mistakes * The reality of today's interest rates * How to compete in a competitive housing market * Investment properties and building wealth through real estate * Syracuse's growing real estate market and the Micron effect * Mortgage myths and misconceptions * Leadership, mentorship, and building high-performing teams * Why trust is the foundation of the mortgage business Whether you're thinking about buying your first home, expanding a real estate portfolio, or simply trying to understand where the market is headed, this episode provides practical insights from someone who's spent 24 years helping people navigate the homeownership journey. 🎙️ Standing on Business Available on all podcast platforms. Subscribe for weekly conversations with entrepreneurs, operators, and leaders building meaningful businesses across Central New York and beyond.
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