The Posner Property Perspective

The Hidden Reason Sellers Agree to Subject-To Deals

35 min ยท 23 jun 2026
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Beschrijving

๐Ÿš€ In this insightful episode of the Posner Properties Perspective, host Jeannie Sekulow Posner sits down with creative finance expert Caleb Christopher to break down the world of subject-to (SubTo) transactions, owner financing, wholesaling, and ethical real estate investing. Caleb shares how creative financing can help sellers facing financial pressure, explains the risks and rewards of taking over existing mortgages, and discusses how investors, agents, and sellers can structure deals safely, legally, and ethically. The conversation also covers wholesaling best practices, title concerns, insurance pitfalls, due-on-sale clauses, and key red flags every real estate professional should understand. ๐ŸŽง Hosted by: Jeannie Sekulow Posner ๐Ÿ‘ค Guest:๐Ÿก Caleb Christopher โ€“ Creative Finance Consultant & Founder of Creative TC Caleb Christopher is a creative finance real estate specialist featured in Pace Morbyโ€™s BiggerPockets book Wealth Without Cash. With a background in law enforcement and cybersecurity, he focuses on risk management and ethical deal structuring. Caleb is the founder of Creative TC, DOS Guard, and Creative Title, where he specializes in closing complex real estate transactions. ๐Ÿ’ก Key Topics Covered: โœ”๏ธ Subject-to financing and mortgage takeover strategies โœ”๏ธ Creative solutions for distressed or low-equity sellers โœ”๏ธ Understanding wholesaling and investor transactions โœ”๏ธ Insurance, title, and due-on-sale risks โœ”๏ธ Best practices for ethical real estate investing ๐ŸŽต Whether you're an investor, agent, or homebuyer, this episode offers valuable insights! ๐Ÿ’ผ Connect with Caleb Christopher: ๐ŸŒ Website โ†’ https://calebchristopher.io/ ๐Ÿ“‡ Connect with Jeannie Sekulow Posner: ๐Ÿ“ท Instagram โ†’ https://www.instagram.com/jeanniesekulowposnerrealtor/ [https://www.instagram.com/jeanniesekulowposnerrealtor/] ๐Ÿ“˜ Facebook โ†’ https://www.facebook.com/jeannie.posner/ [https://www.facebook.com/jeannie.posner/] ๐Ÿ”— LinkedIn โ†’ https://www.linkedin.com/in/jeanniesekulowposnerrealtor/ [https://www.linkedin.com/in/jeanniesekulowposnerrealtor/] ๐Ÿ”– Donโ€™t Forget to LIKE ๐Ÿ‘, SUBSCRIBE ๐Ÿ”” & COMMENT ๐Ÿ’ฌ Below! โญ Produced by Icons of Real Estate โ€“ https://iconsofrealestate.com/ [https://iconsofrealestate.com/?utm_source=chatgpt.com]

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23 afleveringen

aflevering The Hidden Reason Sellers Agree to Subject-To Deals artwork

The Hidden Reason Sellers Agree to Subject-To Deals

๐Ÿš€ In this insightful episode of the Posner Properties Perspective, host Jeannie Sekulow Posner sits down with creative finance expert Caleb Christopher to break down the world of subject-to (SubTo) transactions, owner financing, wholesaling, and ethical real estate investing. Caleb shares how creative financing can help sellers facing financial pressure, explains the risks and rewards of taking over existing mortgages, and discusses how investors, agents, and sellers can structure deals safely, legally, and ethically. The conversation also covers wholesaling best practices, title concerns, insurance pitfalls, due-on-sale clauses, and key red flags every real estate professional should understand. ๐ŸŽง Hosted by: Jeannie Sekulow Posner ๐Ÿ‘ค Guest:๐Ÿก Caleb Christopher โ€“ Creative Finance Consultant & Founder of Creative TC Caleb Christopher is a creative finance real estate specialist featured in Pace Morbyโ€™s BiggerPockets book Wealth Without Cash. With a background in law enforcement and cybersecurity, he focuses on risk management and ethical deal structuring. Caleb is the founder of Creative TC, DOS Guard, and Creative Title, where he specializes in closing complex real estate transactions. ๐Ÿ’ก Key Topics Covered: โœ”๏ธ Subject-to financing and mortgage takeover strategies โœ”๏ธ Creative solutions for distressed or low-equity sellers โœ”๏ธ Understanding wholesaling and investor transactions โœ”๏ธ Insurance, title, and due-on-sale risks โœ”๏ธ Best practices for ethical real estate investing ๐ŸŽต Whether you're an investor, agent, or homebuyer, this episode offers valuable insights! ๐Ÿ’ผ Connect with Caleb Christopher: ๐ŸŒ Website โ†’ https://calebchristopher.io/ ๐Ÿ“‡ Connect with Jeannie Sekulow Posner: ๐Ÿ“ท Instagram โ†’ https://www.instagram.com/jeanniesekulowposnerrealtor/ [https://www.instagram.com/jeanniesekulowposnerrealtor/] ๐Ÿ“˜ Facebook โ†’ https://www.facebook.com/jeannie.posner/ [https://www.facebook.com/jeannie.posner/] ๐Ÿ”— LinkedIn โ†’ https://www.linkedin.com/in/jeanniesekulowposnerrealtor/ [https://www.linkedin.com/in/jeanniesekulowposnerrealtor/] ๐Ÿ”– Donโ€™t Forget to LIKE ๐Ÿ‘, SUBSCRIBE ๐Ÿ”” & COMMENT ๐Ÿ’ฌ Below! โญ Produced by Icons of Real Estate โ€“ https://iconsofrealestate.com/ [https://iconsofrealestate.com/?utm_source=chatgpt.com]

23 jun 202635 min
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5 Questions to Ask a Realtor Before You Trust Them

๐Ÿš€ Buying a home is one of the biggest financial decisions you'll ever make, and choosing the right real estate agent can make all the difference. In this episode, host Karen Posner shares the five most important questions every homebuyer should ask when interviewing an agent. Learn how to evaluate experience, local market knowledge, negotiation skills, communication style, and the strength of an agent's professional network. Plus, discover key insights into the home-buying process, inspections, contingencies, closing preparations, and how to avoid costly mistakes. ๐ŸŽง Hosted by: Jeannieย Sekulowย Posner ๐Ÿ’ก Key Topics Covered: โœ”๏ธ Evaluating a real estate agentโ€™s experience and sales history โœ”๏ธ Understanding the importance of local market expertise โœ”๏ธ Winning strategies for competitive home-buying situations โœ”๏ธ Navigating inspections, contingencies, and contract terms โœ”๏ธ Preparing for closing day and avoiding last-minute surprises ๐ŸŽต Whether you're an investor, agent, or homebuyer, this episode offers valuable insights! ๐Ÿ“‡ Connect with Jeannie Sekulow Posner: ๐Ÿ“ท Instagram โ†’ https://www.instagram.com/jeanniesekulowposnerrealtor/ [https://www.instagram.com/jeanniesekulowposnerrealtor/] ๐Ÿ”— Facebook โ†’ https://www.facebook.com/jeannie.posner/ [https://www.facebook.com/jeannie.posner/] ๐Ÿ”— LinkedIn โ†’ https://www.linkedin.com/in/jeanniesekulowposnerrealtor/ [https://www.linkedin.com/in/jeanniesekulowposnerrealtor/] ๐Ÿ”– Donโ€™t Forget to LIKE ๐Ÿ‘, SUBSCRIBE ๐Ÿ”” & COMMENT ๐Ÿ’ฌ Below! โญ Produced by Icons of Real Estate โ€“ https://iconsofrealestate.com/ [https://iconsofrealestate.com/?utm_source=chatgpt.com]

9 jun 202611 min
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How to Keep Sellers Calm in a Shifting Market

๐Ÿš€ In this powerful episode of the Posner Property Perspective, Jeannie sits down with real estate leader and speaker Renee Funk to unpack how communication, data dialogue, and strategic marketing are transforming todayโ€™s real estate industry. Renee shares actionable insights on seller consultations, pricing strategy, failed listings, AI-powered listing optimization, and how agents can elevate their service beyond simply โ€œputting a sign in the yard.โ€ This episode is packed with practical tools for agents looking to stand out in todayโ€™s shifting market. ๐ŸŽง Hosted by: Jeannie Sekulow Posner ๐Ÿ‘ค Guest:๐Ÿก Renee Funk โ€“ Real Estate Team Leader & National Speaker Renee Funk is a real estate leader, coach, and speaker based in Windermere, Florida. She is the Co-Founder of The Funk Collection, brokered by eXp Realty, where she leads one of Central Floridaโ€™s largest branch offices. Her team has earned the Real Trends Americaโ€™s Best Team Award for six consecutive years (2019โ€“2024). Recognized as a SUCCESSยฎ Magazine Top 125 Influential Leader, Renee is also an Exactly What to Sayโ„ข Certified Guide, helping real estate professionals elevate their communication, strengthen relationships, and convert conversations into opportunities. ๐Ÿ’ก Key Topics Covered: โœ”๏ธ Communication strategies for listing consultations โœ”๏ธ Understanding failed listings and market shifts โœ”๏ธ How AI and ChatGPT impact listing marketing โœ”๏ธ Creating compelling listing descriptions and photo strategies โœ”๏ธ Becoming a consultative real estate professional ๐ŸŽต Whether you're an investor, agent, or homebuyer, this episode offers valuable insights! ๐Ÿ’ผ Connect with Renee Funk: ๐Ÿ“ธ Instagram โ†’ https://www.instagram.com/renee_funk/ ๐Ÿ”— LinkedIn โ†’ https://www.linkedin.com/in/reneefunk/ ๐Ÿ“‡ Connect with Jeannie Sekulow Posner: ๐Ÿ“ท Instagram โ†’ https://www.instagram.com/jeanniesekulowposnerrealtor/ [https://www.instagram.com/jeanniesekulowposnerrealtor/] ๐Ÿ”— Facebook โ†’ https://www.facebook.com/jeannie.posner/ [https://www.facebook.com/jeannie.posner/] ๐Ÿ”— LinkedIn โ†’ https://www.linkedin.com/in/jeanniesekulowposnerrealtor/ [https://www.linkedin.com/in/jeanniesekulowposnerrealtor/] ๐Ÿ”– Donโ€™t Forget to LIKE ๐Ÿ‘, SUBSCRIBE ๐Ÿ”” & COMMENT ๐Ÿ’ฌ Below! โญ Produced by Icons of Real Estate โ€“ https://iconsofrealestate.com/ [https://iconsofrealestate.com/?utm_source=chatgpt.com]

26 mei 202636 min
aflevering The Right Way to Use a Home Warranty artwork

The Right Way to Use a Home Warranty

๐Ÿš€ In this episode of Posner Property Perspective, host Jeannie Sekulow Posner sits down with Matan Slagter, founder of Armadillo Home Warranty, to discuss why more buyers are requesting home warranties and how the industry is evolving. Matan Slagter shares his journey from the insurance industry to launching Armadillo, explains how home warranties differ from homeowners insurance, and breaks down how transparency, technology, and fast service are changing the customer experience for homeowners and real estate professionals alike. ๐ŸŽง Hosted by: Jeannie Sekulow Posner ๐Ÿ‘ค Guest:๐Ÿก Matan Slagter โ€“ Founder & Owner of Armadillo Home Warranty Matan Slagter is the Co-Founder and CEO of Armadillo, a technology-driven home warranty company focused on improving transparency and customer experience in the home services industry. An actuary by training, Matan previously spent a decade at AIG, where he rose to Head of Market Disruption before co-founding Armadillo to bring data-driven pricing and modern technology to the home warranty space. ๐Ÿ’ก Key Topics Covered: โœ”๏ธ The rise in home warranty requests from buyers โœ”๏ธ Differences between insurance and warranty coverage โœ”๏ธ How Armadillo simplifies the claims process โœ”๏ธ Why HVAC systems generate the most claims โœ”๏ธ How warranties help homeowners and investors reduce risk ๐ŸŽต Whether you're an investor, agent, or homebuyer, this episode offers valuable insights! ๐Ÿ’ผ Connect with Matan Slagter: ๐ŸŒ Website โ†’ https://www.armadillo.one/ ๐Ÿ“ธ Instagram โ†’ https://www.instagram.com/armadillo_home/?hl=en ๐Ÿ”— LinkedIn โ†’ https://www.linkedin.com/in/matan-slagter ๐Ÿ“‡ Connect with Jeannie Sekulow Posner: ๐Ÿ“ท Instagram โ†’ https://www.instagram.com/jeanniesekulowposnerrealtor/ [https://www.instagram.com/jeanniesekulowposnerrealtor/]๐Ÿ”— Facebook โ†’ https://www.facebook.com/jeannie.posner/ [https://www.facebook.com/jeannie.posner/] ๐Ÿ”— LinkedIn โ†’ https://www.linkedin.com/in/jeanniesekulowposnerrealtor/ [https://www.linkedin.com/in/jeanniesekulowposnerrealtor/] ๐Ÿ”– Donโ€™t Forget to LIKE ๐Ÿ‘, SUBSCRIBE ๐Ÿ”” & COMMENT ๐Ÿ’ฌ Below! โญ Produced by Icons of Real Estate โ€“ https://iconsofrealestate.com/ [https://iconsofrealestate.com/?utm_source=chatgpt.com]

12 mei 202622 min
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Why Agents Chose to Join EXP

Are pocket listings costing you money? Wondering how to get top dollar for your home in todayโ€™s Metro Atlanta market? Award-winning Realtor Jeannie Sekulow Posner breaks it down with top voices shaping how agentsโ€”and sellersโ€”win right now. In this episode of The Posner Property Perspective, Jeannie sits down with Leo Pareja (former #1 agent in Delaware), Tony Williams (33+ years in real estate and former multi-office broker owner), and Angela Pannell (eXp mentor and team leader since 2019). Together, they unpack why exposing listings to the widest possible audience can dramatically impact your bottom line, how agent collaboration is changing the game, and what todayโ€™s buyers and sellers need to know about navigating the evolving real estate landscape. From real-world examples of high-end and distressed properties to behind-the-scenes insights from the eXp Rally in Atlanta, this conversation connects industry strategy directly to your next move. If youโ€™re buying, selling, or even thinking about investing in Metro Atlanta real estate, this episode gives you a clear, practical edgeโ€”without the fluff. What Youโ€™ll Learn: * Why pocket listings may hurt sellersโ€”and when they might make senseย  * How maximum exposure can increase your homeโ€™s final sale priceย  * The truth about agent collaboration and why it benefits buyers and sellersย  * What revenue share and โ€œbuilding a legacyโ€ mean in real estateย  * How todayโ€™s top agents are adapting to tech, training, and market shiftsย  * Insider perspective from the eXp Rally in Atlantaย  Smart strategies. Better outcomes. Your move next. ๐ŸŽต Whether you're an investor, agent, or homebuyer, this episode offers valuable insights! ๐Ÿ“‡ Connect with Jeannie Sekulow Posner: ๐Ÿ“ท Instagram โ†’ https://www.instagram.com/jeanniesekulowposnerrealtor/ [https://www.instagram.com/jeanniesekulowposnerrealtor/] ๐Ÿ”— Facebook โ†’ https://www.facebook.com/jeannie.posner/ [https://www.facebook.com/jeannie.posner/] ๐Ÿ”— LinkedIn โ†’ https://www.linkedin.com/in/jeanniesekulowposnerrealtor/ [https://www.linkedin.com/in/jeanniesekulowposnerrealtor/] ๐Ÿ”– Donโ€™t Forget to LIKE ๐Ÿ‘, SUBSCRIBE ๐Ÿ”” & COMMENT ๐Ÿ’ฌ Below! โญ Produced by Icons of Real Estate โ€“ https://iconsofrealestate.com/ [https://iconsofrealestate.com/?utm_source=chatgpt.com]

28 apr 202611 min