What Can Shohei Ohtani Teach You About Retirement Taxes?

What Can Shohei Ohtani Teach You About Retirement Taxes?

What can one of baseball’s biggest contracts teach you about retirement taxes? Using Shohei Ohtani's deferred compensation strategy as a starting point, David Linsky explains how timing income, managing distributions, and understanding tax rules can impact retirement planning. The discussion covers IRA withdrawals, Roth conversions, capital gains strategies, and why tax planning may be one of the most overlooked parts of a retirement income strategy. Learn how different withdrawal approaches can affect retirement outcomes and why a customized plan may be worth exploring before making important financial decisions.   To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com [https://retirementrealityreport.com/]   As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Should Retirees Chase the Next Big Investment?

Is the next hot investment opportunity worth the risk when you're nearing retirement? In this episode, Marc and Dylan Linsky discuss the excitement surrounding high-profile investments like SpaceX and why retirees should view speculative opportunities within the context of a broader financial plan. They explain the importance of balancing income needs, tax planning, protected assets, and long-term growth before chasing the latest market trend. Learn how a structured retirement strategy can help investors evaluate new opportunities while keeping their overall goals in focus.   To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com [https://retirementrealityreport.com/]   As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

What If the Market Drops in Retirement?

What happens if market volatility hits right when you start taking income in retirement? David Linsky discusses concerns around a potential market bubble and how it may affect those entering retirement. He explains why relying on traditional allocation strategies can create challenges during the distribution phase and highlight the importance of structuring income ahead of time. The conversation focuses on liquidity planning, avoiding forced withdrawals during downturns, and assigning purpose to each investment. If retirement is approaching, this episode explores how income planning may influence long-term outcomes.   To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com [https://retirementrealityreport.com/]   As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Should You Go All-In on Roth—or Think Twice?

Is going all-in on Roth always the right move—or could it limit your flexibility later? David Linsky breaks down the growing conversation around Roth contributions and conversions, explaining why a one-size-fits-all approach may not apply. He explores factors like current and future tax rates, income changes, employer plans, and retirement timelines that can influence the decision. Plus, they discuss how to evaluate financial advisors and what to look for when building a long-term retirement strategy.   To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com [https://retirementrealityreport.com/]   As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Is FOMO Fueling a Market Melt-Up?

Is investor FOMO driving the market higher—and what could that mean for your retirement? In this episode, Marc and Dylan Linsky explore how a “melt-up” fueled by fear of missing out can impact long-term planning. They discuss the role of protection within a portfolio, how strategies shift from accumulation to retirement income, and why balancing growth with stability becomes more important as retirement approaches. The conversation highlights how market volatility, income needs, and asset allocation all play a role in shaping a retirement strategy.   To schedule a complimentary consultation with L3 Family Wealth Partners visit RetirementRealityReport.com [https://retirementrealityreport.com/]   As a certified financial planner for 35 years, Marc Linsky has been helping clients with wealth management, taxes, and everything retirement planning related. Join Marc each week along with his sons, David and Dylan, on The Retirement Reality Report. They help educate us on building assets for Life, Longevity and Legacy. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.