How to Build a Property Portfolio on a Normal Income | Peter Savage

How to Choose a Buyers Agent in Australia - Red Flags to Avoid | Leon & Eugene | BuyersAgents.Com.Au

Key takeaways: * There's no "buyers agent licence" in Australia - no register, no official count, no single credential. Verify identity + a state real estate licence in the area they operate. * A trustworthy agent = area specialty + track record, not a national "I buy anywhere" claim. Beware part-timers buying nationwide on a weekend licence. * "Independent" is usually marketing. Many directories/communities are run by buyers agents pushing their own product or charging pay-to-play. Real independence = no cut on the deal, no ad space, no course, no influence over rankings or reviews. * Look for pressure, not gaps - "buying before the pump." Opportunity sits where demand is quietly building, not where there's an obvious hole. * AI commoditises property data; it doesn't commoditise trust. As data becomes universal, human judgement and connection become more valuable, not less. * Commissions are likely to compress (both buy and sell side) as tech automates the heavy lifting and big players (Ray White, Aussie Home Loans) entering buyers agency raises conflict questions when one office both sells and buys. * Small teams can out-serve incumbents - fewer "cogs" between product and customer (the 10,000-character feature rebuilt in a day). * Directories are positioning to be the source LLMs pull from - SEO + brand now feeds AI-driven discovery, not just Google. 00:45  Meet the founders - design, craft & AI 05:12  The problem, the personal-trainer analogy & the buyers-agent gap 08:11  Launching the platform - and there's no licence 08:56  Pressure, not gaps - "buying before the pump" 10:36  A fragmented market & short history of buyers agents 11:25  AI & the future - commissions, collusion, big players 15:17  Why big companies can't compete - the 10,000-character story 17:21  SEO, brand & the psychology of trust 20:26  Independence & the energy-comparison story 22:21  The even battleground - profiles, rankings & free leads? 28:27  Buyer types, universal data & the LLM directory 35:12  No phases, no capital, one north star About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/ [https://searchpartyproperty.com.au/]   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/ [https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/]   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/ [https://www.instagram.com/juliankhursigara_buyersagent/]   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/ [https://www.facebook.com/investmentpropertybuyersagent/]   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent [https://www.tiktok.com/@julian_buyersagent]   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@investsmartergrowfaster [https://www.youtube.com/@investsmartergrowfaster]   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom book a time here: https://searchpartyproperty.com.au/free-investment-roadmap-session/ [https://searchpartyproperty.com.au/free-investment-roadmap-session/]   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

How to Pay Off Your Mortgage in 10 Years | Aaron & Bernadette Christie-David

* A broker's real value sits either side of the loan — the strategy and structuring, not the submission-to-settlement paperwork in the middle. * The "10-year mortgage" idea: rather than resign to a 30-year grind, use investment properties in growth markets to help pay down your own home faster. * You pay a "tax" either way — act and pay CGT and holding costs, or stay put and pay the tax of missed opportunity and time. * Resilient investors lean in when sentiment turns sour; with markets fragmented, where you buy matters more than ever. * Investing as a couple only works off one blueprint — financial misalignment is one of the biggest causes of relationship breakdown. * The coming wealth transfer puts women at the centre of financial decisions — and "you can't be what you can't see." About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/ [https://searchpartyproperty.com.au/]   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/ [https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/]   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/ [https://www.instagram.com/juliankhursigara_buyersagent/]   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/ [https://www.facebook.com/investmentpropertybuyersagent/]   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent [https://www.tiktok.com/@julian_buyersagent]   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@investsmartergrowfaster [https://www.youtube.com/@investsmartergrowfaster]   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom book a time here: https://searchpartyproperty.com.au/free-investment-roadmap-session/ [https://searchpartyproperty.com.au/free-investment-roadmap-session/]   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

How to Build a Property Portfolio on a Normal Income | Peter Savage

- It's not a property problem, it's a strategy and finance-structure problem. Solve the structure and the property gets easier.  - Land does the lifting; buildings depreciate. A high-rise apartment leaves you a slither of land and a depreciating building, little to drive long-term growth.  - The patient path works: buy one good property, let it become neutral, then buy the next. Most portfolios are built by default, not force.  - You don't need to make a great decision quickly, you need to make a good decision when the right opportunity comes.  - Don't let a tax change decide your strategy. Tax is an outcome; the strategy is long-term capital growth over 10–15 years.  - Three buckets: personal, business, retirement. Neglect two and you end up on the pension; align all three and they compound.  -The first property is the one that sets you back if you get it wrong. Get experienced eyes on it before you buy. About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/ [https://searchpartyproperty.com.au/]   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/ [https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/]   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/ [https://www.instagram.com/juliankhursigara_buyersagent/]   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/ [https://www.facebook.com/investmentpropertybuyersagent/]   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent [https://www.tiktok.com/@julian_buyersagent]   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@investsmartergrowfaster [https://www.youtube.com/@investsmartergrowfaster]   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom book a time here: https://searchpartyproperty.com.au/free-investment-roadmap-session/ [https://searchpartyproperty.com.au/free-investment-roadmap-session/]   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

Jessica Brady: Breaking Down Financial Literacy Barriers and Investing

Julian is joined in the podcast studio by Jessica Brady, a money educator, author and former financial adviser with two decades inside some of the biggest names in global finance — CBA, Macquarie and Zurich among them. Originally from the corporate wealth-management world, Jessica Brady co-founded a financial advice firm for millennials in the thick of the Royal Commission, before walking away from her equity when she realised the people she most wanted to help could no longer afford the advice. She went on to build the Greenhouse Money Growing Program — an accessible, community-based way to learn about money without the financial-adviser price tag — and has just released her debut book, Get Growing: A No-Nonsense Guide to Cultivating Wealth and Financial Freedom. A passionate advocate for tearing down the barriers that have long surrounded financial literacy, Jessica's mission is to help everyday Australians understand the fears, beliefs and behaviours that quietly shape their relationship with money. In this episode, Jessica speaks to the emotional side of investing the property world too often ignores — why almost no one ever feels "ready", the childhood "hot iron" moments that drive money fear, how to build genuine financial readiness, and how to hold your nerve when the market turns — sparking a refreshingly honest conversation. 🏠 INVEST SMARTER, GROW FASTER — Australia's Property Investment Podcast Hosted by Julian Khursigara | CEO, Search Party Property | Award-Nominated Buyers Agent About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/ [https://searchpartyproperty.com.au/]   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/ [https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/]   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/ [https://www.instagram.com/juliankhursigara_buyersagent/]   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/ [https://www.facebook.com/investmentpropertybuyersagent/]   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent [https://www.tiktok.com/@julian_buyersagent]   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@investsmartergrowfaster [https://www.youtube.com/@investsmartergrowfaster]   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom book a time here: https://searchpartyproperty.com.au/free-investment-roadmap-session/ [https://searchpartyproperty.com.au/free-investment-roadmap-session/]   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.

James Owen: Growth vs Infrastructure: What Investors Don’t See in High-Demand Regions

Julian is joined in the podcast studio by James Owen, a councillor on the Tweed Shire Council in Queensland since 2016 and a residential real estate agent in the region. Originally hailing from the United Kingdom, @councillorjamesowen initially arrived on the Northern Beaches of Sydney, eventually moving up north to the Tweed region of Kingscliff, where he now resides.  In addition to serving on the council and working in real estate, James strongly advocates protecting the natural beauty of the Tweed landscape and volunteers as a surf lifesaver in his spare time. With his unique and unparalleled experience, James’s goal has been to deliver more jobs and infrastructure to the region while balancing this with the need to maintain the natural environment that forms the foundation of the community's identity. James speaks to the current housing supply strain in the region and how they are addressing it, sparking great conversation. 🏠 INVEST SMARTER, GROW FASTER — Australia's Property Investment Podcast Hosted by Julian Khursigara | CEO, Search Party Property | Award-Nominated Buyers Agent Are you a busy Australian professional trying to build real wealth through property — without the guesswork? Invest Smarter, Grow Faster is the go-to podcast for Australian property investors who want a smarter, data-driven path to financial freedom. Every episode cuts through the noise with real strategies, expert conversations, and honest insights you can actually act on. Hosted by Julian Khursigara — CEO of Search Party Property and Finalist for Buyers Agent of the Year at the 2025 REB Awards — this show brings over two decades of customer experience leadership and strategic investment expertise to help you make better property decisions, faster. 🎧 WHAT YOU'LL LEARN: ✅ How to build a sustainable investment property portfolio from scratch ✅ When to buy, where to buy, and what to avoid in today's Australian market ✅ The difference between emotional property decisions and data-backed strategy ✅ How SMSF investors are using property to grow retirement wealth ✅ Insights into high-growth suburbs across Sydney, Melbourne, Brisbane, Perth & Adelaide ✅ How to work with a buyer's agent — and whether it's right for you ✅ Real stories from investors at every stage of the journey 👤 WHO THIS IS FOR: This show is for time-poor professionals, first-time investors, experienced property buyers, and SMSF trustees who want to stop procrastinating and start building. If you've ever Googled "how to invest in property in Australia" or "best suburbs to invest in 2026", this podcast was made for you. 🏆 ABOUT JULIAN KHURSIGARA: Julian is the founder and CEO of Search Party Property, a nationally operating, data-led buyers agency helping Australians invest with clarity and confidence since 2018. Named a Finalist for Buyers Agency of the Year and Buyers Agent of the Year at the 2025 and 2026 REB Awards, Julian brings a rare blend of data analytics, client empathy, and on-the-ground market expertise to every conversation. His philosophy: life's no dress rehearsal. Smart property decisions made today create the freedom to choose tomorrow. 📌 SEARCH PARTY PROPERTY — BUYERS AGENCY: National coverage | Sydney · Melbourne · Brisbane · Adelaide · Perth 🏅 2025 REB Awards Finalist — Buyers Agency of the Year AND Buyers Agent of the Year  🔗 CONNECT WITH JULIAN: 🌐 Website: https://searchpartyproperty.com.au/ 💼 LinkedIn: https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/ 📸 Instagram: https://www.instagram.com/boughtbyjulian/ 📘 Facebook: https://www.facebook.com/investmentpropertybuyersagent/ 🎵 TikTok: https://www.tiktok.com/@boughtbyjulian ▶️ YouTube: https://www.youtube.com/@investsmartergrowfaster 📅 Book a free property strategy session: https://searchpartyproperty.com.au/free-investment-roadmap-session/ ⚠️ DISCLAIMER: Invest Smarter, Grow Faster provides general information and commentary on property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Always seek independent professional advice before making any financial decision. Past performance is not a reliable indicator of future results. About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time.     Connect with Julian: Visit the website: https://searchpartyproperty.com.au/ [https://searchpartyproperty.com.au/]   Follow Julian on LinkedIn:  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/ [https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/]   Follow Julian on Instagram:  https://www.instagram.com/juliankhursigara_buyersagent/ [https://www.instagram.com/juliankhursigara_buyersagent/]   Follow Julian on Facebook:  https://www.facebook.com/investmentpropertybuyersagent/ [https://www.facebook.com/investmentpropertybuyersagent/]   Follow Julian on Tiktok:  https://www.tiktok.com/@julian_buyersagent [https://www.tiktok.com/@julian_buyersagent]   Subscribe to Julian Khursigara YouTube Channel:  https://www.youtube.com/@investsmartergrowfaster [https://www.youtube.com/@investsmartergrowfaster]   If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom book a time here: https://searchpartyproperty.com.au/free-investment-roadmap-session/ [https://searchpartyproperty.com.au/free-investment-roadmap-session/]   Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.