The IRMAA Ambush 4-4-26

The Quest for Max Income 4-11-26

More yield. Better Social Security timing. Higher returns. Retirees try all of it in the quest for maximum income. Some of it works. Some of it backfires. And almost none of it compares to the one strategy that can increase what you actually keep by 30, 40, even 50 percent — without taking a single dollar of additional risk. This week — the quest for max income.

The IRMAA Ambush 4-4-26

Here's the cruelest twist in retirement planning: the people most likely to get hit with IRMAA are the ones who saved the most. The harder you worked and the more you saved, the bigger the target on your back. And that target is not small. IRMAA can derail the best laid retirement plan.  This week, we're talking about the IRMAA Ambush — what it is, how it finds you, and what you can do about it.

Navigating the Retirement Red Zone 3-28-26

Think of the Retirement Red Zone as the 8 to 10 year window surrounding retirement — about 4 to 5 years before, and 4 to 5 years after. What happens during this period often has a bigger impact on your financial future than the following 20 years. Sequence of returns, withdrawal timing, and tax decisions all matter more than ever. Get the Red Zone right, and retirement can feel a whole lot more secure.

8 truths Wall Street Won't Tell You About Your Retirement 2-28-26

When it comes to retirement income planning, the traditional Wall Street Advice - which based on a growth approach - often falls short. There are 8 truths or principles that don't work in Wall Street's favor when you retire and need your hard-earned savings to live on. So, Wall Street is not excited to share them.  We will.  Herein, we tackle the 4% rule, growth vs income approaches, the "retirement red zone", sequence of return risk, and more.

5 High Level Updates for Social Security 2-14-26

In this episode of Retirement on the Horizon, we dive into 5 high-level social security updates for 2026 and how they impact your social security decisions. Through a case study, we explore how to make your social security potentially tax-free as well as leaving nearly 3X more to heirs while not sacrificing current life style.