EP # 192 | Rebroadcast: A Retirement Manifesto, with Fritz Gilbert

EP # 192 | Rebroadcast: A Retirement Manifesto, with Fritz Gilbert

In this rebroadcast of one of our most-listened-to episodes, Joe Curry sits down with Fritz Gilbert, founder of The Retirement Manifesto, to explore the emotional and practical realities of retirement. From retirement income planning to finding purpose after work, this conversation offers valuable insights into how Canadians can prepare for a more fulfilling and intentional retirement. Joe and Fritz discuss the hidden blind spots many retirees face, why the transition into retirement is often harder than expected, and how planning beyond the numbers can help you build a meaningful life after work. Resources The Retirement Manifesto, by Fritz Gilbert [https://www.theretirementmanifesto.com/blog/] Fritz Gilbert's book: Keys to a Successful Retirement: Staying Happy, Active, and Productive in Your Retired Years [https://www.indigo.ca/en-ca/keys-to-a-successful-retirement-staying-happy-active-and-productive-in-your-retired-years/9781646113392.html] Thank you for listening! You can get a full breakdown of each episode on the Your Retirement Planning Simplified Blog [https://www.retirementplanningsimplified.ca/blog] Don't forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA Questionnaire [https://account.myrisaprofile.com/invitation-link/88QG1TMQ12] Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap. A step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/ [https://matthewsandassociates.ca/vsl/] About Joe Curry Joe Curry is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. About Retirement Planning Simplified Founded in 2022, it is our mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. YRPS wants everyone to have access to simple, reliable tools that reflect their values and priorities. This ultimately helps create True Wealth, defined by the freedom to do what you love with those you love. By simplifying retirement planning and aligning it with the retiree's purpose, YRPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ● LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ [https://www.linkedin.com/company/retirement-planning-simplified/] ● Instagram: https://www.instagram.com/retirement_planning_simplified [https://www.youtube.com/redirect?event=channel_description&redir_token=QUFFLUhqbXN1UnNhS0RnYURIOEtCUzJIS2tSam8wZTZwUXxBQ3Jtc0tuay1vcWJaUWRSMWd0M3FEakkzbDBKel9FMm9LV1NWMG9OQW9vaXg4NWQzOUhjYmM1RVF0STBRSUstOW9rZHA2aFdQREQwTW5Gd1puOTU5YV80bWJkX2xfbzVGOC13VmhOUDMtQ1NjRmhKVXR2WElDbw&q=https%3A%2F%2Fwww.instagram.com%2Fretirement_planning_simplified%2F] ● Youtube: https://www.youtube.com/@retirementplanningsimplified [https://www.youtube.com/@retirementplanningsimplified] Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

EP # 191 | Non-Registered Accounts: Why Your Withdrawal and Your Taxable Income Don't Match

In this episode, Joe Curry breaks down a common misunderstanding in retirement income planning: why your withdrawals don't equal taxable income. Learn how non-registered accounts, capital gains, and tax-efficient withdrawal strategies can help you stay in a lower tax bracket and avoid OAS clawbacks. Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog [https://www.retirementplanningsimplified.ca/blog] Don't forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 [https://account.myrisaprofile.com/invitation-link/88QG1TMQ12] Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/ [https://matthewsandassociates.ca/vsl/] About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe [https://www.linkedin.com/in/curryjoe] Website: https://www.retirementplanningsimplified.ca/ [https://www.retirementplanningsimplified.ca/] Website: https://matthewsandassociates.ca/vsl/ [https://matthewsandassociates.ca/vsl/] About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ● LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ [https://www.linkedin.com/company/retirement-planning-simplified/] ● Instagram: https://www.instagram.com/retirement_planning_simplified [https://www.youtube.com/redirect?event=channel_description&redir_token=QUFFLUhqbXN1UnNhS0RnYURIOEtCUzJIS2tSam8wZTZwUXxBQ3Jtc0tuay1vcWJaUWRSMWd0M3FEakkzbDBKel9FMm9LV1NWMG9OQW9vaXg4NWQzOUhjYmM1RVF0STBRSUstOW9rZHA2aFdQREQwTW5Gd1puOTU5YV80bWJkX2xfbzVGOC13VmhOUDMtQ1NjRmhKVXR2WElDbw&q=https%3A%2F%2Fwww.instagram.com%2Fretirement_planning_simplified%2F] ● Podcast/Blog: https://www. [https://www/]retirementplanningsimplified.ca/blog [http://retirementplanningsimplified.ca/blog] ● Youtube: https://www.youtube.com/@retirementplanningsimplified [https://www.youtube.com/@retirementplanningsimplified] Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

EP # 190 | When You Retire in Canada, Tell NO ONE (Until You Do These 3 Things)

In this episode, Joe Curry breaks down three essential steps to take immediately after retiring in Canada to avoid costly mistakes. Learn how to optimize your RRSP withdrawal strategy, properly time CPP and OAS, and build a sustainable retirement income plan. Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog [https://www.retirementplanningsimplified.ca/blog] Don't forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 [https://account.myrisaprofile.com/invitation-link/88QG1TMQ12] Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/ [https://matthewsandassociates.ca/vsl/] About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe [https://www.linkedin.com/in/curryjoe] Website: https://www.retirementplanningsimplified.ca/ [https://www.retirementplanningsimplified.ca/] Website: https://matthewsandassociates.ca/vsl/ [https://matthewsandassociates.ca/vsl/] About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ● LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ [https://www.linkedin.com/company/retirement-planning-simplified/] ● Instagram: https://www.instagram.com/retirement_planning_simplified [https://www.youtube.com/redirect?event=channel_description&redir_token=QUFFLUhqbXN1UnNhS0RnYURIOEtCUzJIS2tSam8wZTZwUXxBQ3Jtc0tuay1vcWJaUWRSMWd0M3FEakkzbDBKel9FMm9LV1NWMG9OQW9vaXg4NWQzOUhjYmM1RVF0STBRSUstOW9rZHA2aFdQREQwTW5Gd1puOTU5YV80bWJkX2xfbzVGOC13VmhOUDMtQ1NjRmhKVXR2WElDbw&q=https%3A%2F%2Fwww.instagram.com%2Fretirement_planning_simplified%2F] ● Podcast/Blog: https://www. [https://www/]retirementplanningsimplified.ca/blog [http://retirementplanningsimplified.ca/blog] ● Youtube: https://www.youtube.com/@retirementplanningsimplified [https://www.youtube.com/@retirementplanningsimplified] Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

EP # 189 | Helping Adult Children Financially Without Ruining Your Retirement (Guide for Canadian Parents)

Helping adult children financially is common, but without a plan, it can quietly derail your own retirement. In this episode, Joe Curry walks through a practical framework for balancing generosity with smart retirement income planning, including when to gift, loan, or structure early inheritance. Resources * The Millionaire Next Door [https://www.indigo.ca/en-ca/the-millionaire-next-door-the-surprising-secrets-of-americas-wealthy/9781589795471.html] Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog [https://www.retirementplanningsimplified.ca/blog] Don't forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 [https://account.myrisaprofile.com/invitation-link/88QG1TMQ12] Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/ [https://matthewsandassociates.ca/vsl/] About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe [https://www.linkedin.com/in/curryjoe] Website: https://www.retirementplanningsimplified.ca/ [https://www.retirementplanningsimplified.ca/] Website: https://matthewsandassociates.ca/vsl/ [https://matthewsandassociates.ca/vsl/] About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ● LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ [https://www.linkedin.com/company/retirement-planning-simplified/] ● Instagram: https://www.instagram.com/retirement_planning_simplified [https://www.youtube.com/redirect?event=channel_description&redir_token=QUFFLUhqbXN1UnNhS0RnYURIOEtCUzJIS2tSam8wZTZwUXxBQ3Jtc0tuay1vcWJaUWRSMWd0M3FEakkzbDBKel9FMm9LV1NWMG9OQW9vaXg4NWQzOUhjYmM1RVF0STBRSUstOW9rZHA2aFdQREQwTW5Gd1puOTU5YV80bWJkX2xfbzVGOC13VmhOUDMtQ1NjRmhKVXR2WElDbw&q=https%3A%2F%2Fwww.instagram.com%2Fretirement_planning_simplified%2F] ● Podcast/Blog: https://www. [https://www/]retirementplanningsimplified.ca/blog [http://retirementplanningsimplified.ca/blog] ● Youtube: https://www.youtube.com/@retirementplanningsimplified [https://www.youtube.com/@retirementplanningsimplified] Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

EP # 188 | 6 Costly Retirement Mistakes Canadian Retirees Keep Making (And How To Avoid Them)

In this episode, Joe Curry breaks down six costly retirement mistakes Canadians make around CPP timing, RRSP withdrawals, TFSA usage, and OAS clawback. Learn how proper retirement income planning can help you reduce taxes, protect benefits, and create a more efficient, coordinated retirement strategy. Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog [https://www.retirementplanningsimplified.ca/blog] Don't forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 [https://account.myrisaprofile.com/invitation-link/88QG1TMQ12] Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/ [https://matthewsandassociates.ca/vsl/] About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe [https://www.linkedin.com/in/curryjoe] Website: https://www.retirementplanningsimplified.ca/ [https://www.retirementplanningsimplified.ca/] Website: https://matthewsandassociates.ca/vsl/ [https://matthewsandassociates.ca/vsl/] About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ● LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ [https://www.linkedin.com/company/retirement-planning-simplified/] ● Instagram: https://www.instagram.com/retirement_planning_simplified [https://www.youtube.com/redirect?event=channel_description&redir_token=QUFFLUhqbXN1UnNhS0RnYURIOEtCUzJIS2tSam8wZTZwUXxBQ3Jtc0tuay1vcWJaUWRSMWd0M3FEakkzbDBKel9FMm9LV1NWMG9OQW9vaXg4NWQzOUhjYmM1RVF0STBRSUstOW9rZHA2aFdQREQwTW5Gd1puOTU5YV80bWJkX2xfbzVGOC13VmhOUDMtQ1NjRmhKVXR2WElDbw&q=https%3A%2F%2Fwww.instagram.com%2Fretirement_planning_simplified%2F] ● Podcast/Blog: https://www. [https://www/]retirementplanningsimplified.ca/blog [http://retirementplanningsimplified.ca/blog] ● Youtube: https://www.youtube.com/@retirementplanningsimplified [https://www.youtube.com/@retirementplanningsimplified] Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.