"Do NOT Say You're Broke" | The Stress Coach Who Worked In A Psychiatric Ward On Money, Rest & Burnout — Celine

"Do NOT Say You're Broke" | The Stress Coach Who Worked In A Psychiatric Ward On Money, Rest & Burnout — Celine

Do not open your mouth and say that you're broke. The words you say are an instruction to your brain."This week on Asset Avenue, I sit down with Celine — stress coach and founder of Celutions for one of the most honest conversations we've had on the show. Celine has worked on the frontline of a psychiatric inpatient unit, walked away from the NHS to build her business full-time, survived a breakdown in 2024 that nearly ended it all, and now helps high-achieving women bridge the gap between mental health and money.We get into why so many of us are "broke anxious," what financial scarcity actually does to your brain, why rest isn't laziness, and the boundaries you need to set before burnout sets in. If money stresses you out — this one's for you.💬 "Stress kills. Bring the peace."⏱️ Timestamps00:00 — "The words you say are an instruction to your brain" (cold open)01:15 — Meet Celine: your favourite stress coach & the story of Solutions04:30 — The 2024 breakdown that nearly ended the business08:10 — Inside a psychiatric ward: what mental health REALLY looks like12:00 — Why a paper planner beats an app15:20 — Money is the #1 stressor: Celine's 3 tips21:30 — Coaching elite footballers at Crystal Palace FC24:00 — Leaving the NHS & getting laid off because of Solutions29:15 — "Much is given, much is tested": faith, ambition & discomfort32:40 — How high-achieving women really behave with money35:00 — "Broke anxious": what scarcity does to your brain40:10 — Money as time & energy: avoiding burnout with a 9–5 + business44:00 — Rest, laziness & shame — rewiring the guilt48:30 — Digital overwhelm & protecting your boundaries52:00 — The most expensive lesson: waiting54:30 — Community over press: there are real people behind everything57:00 — The road not taken: grieving the "safe" NHS path59:00 — £200 left after bills? Do this for yourself1:01:00 — Rapid fire: therapy vs financial advisor, peace vs chaos1:05:30 — Where to find Celine🔗 Find Celine:Instagram & TikTok: @celineeski 🔗 Follow Bola & Asset Avenue:Instagram: @bola_sol | @assetavenuehqTikTok: @bolasol | @assetavenuehqNewsletter & links: bolasol.co.co.uk

I Bought a House at 22 — Here's What Nobody Tells You About Joint Finances

We're told to chase the deposit, go full-time on content, and let the side hustle run quietly in the background. But what actually happens when you do?This week on Asset Avenue, Bola Sol sits down with Abbi (Abbi Talks Money) — finance-degree creator, homeowner at 22, and proudly back in a 9–5 after a year of going full-time. Abbi is refreshingly honest about the bits most people leave out: the loneliness of self-employment, the buffer you need on top of your deposit, the tax and admin behind every side hustle, and why she's turned down "so many" brand deals that didn't align.We get into salary transparency, buying property with a partner you're not married to (and the Declaration of Trust protecting both of them), the 50/30/20 rule, spending without guilt, and what wealth really means once "freedom" stops being the goal — and "choice" takes its place.A grounded, money-honest conversation for anyone juggling a job, a side hustle, and a life.⏱️ Timestamps0:00 — Intro & cold open1:08 — "What's your greatest asset?"1:59 — Going full-time as a creator — and why she went back to a 9–53:34 — The hidden loneliness of self-employment3:59 — Why she'll never knock a 9–55:18 — How "Abbi Talks Money" started6:01 — Why she shares her salary publicly7:25 — Buying her first home at 229:50 — The deposit isn't enough — build a buffer12:24 — Taking a pay cut for a job she actually wanted14:07 — Buying with a partner you're not married to16:22 — Her Declaration of Trust explained17:41 — Money red flags in relationships20:26 — Community vs. audience on social media21:49 — What her community taught her about money23:21 — Her money upbringing & her grandma's rule25:02 — Side hustles: the tax & admin nobody talks about28:08 — The 50/30/20 rule & spending without guilt30:46 — Turning her own budgeting tools into products31:33 — What wealth really means to her: choice32:53 — Women & investing — "just start"34:44 — Rapid fire round36:48 — Where to find Abbi🎙️ Follow Asset AvenueNew episodes every Thursday. Subscribe so you never miss one.Find Abbi: Abbi Talks Money on Instagram, TikTok, YouTube, Facebook & ThreadsThis episode is for education and information only and is not regulated financial advice. Always do your own research or speak to a qualified adviser before making financial decisions.

Size 24 To Size 10: "The Moment I Lost The Weight, Promotions, Men & 'Friends' All Changed Overnight

Aretha Abimbola (@ArethasGymAndTonic) was a size 24 and 21 stone at her heaviest and, in her words, "a prisoner in my body." Today she's a size 10. But the transformation she didn't see coming wasn't physical. In this episode of Asset Avenue, Aretha sits down with Bola Sol to talk about the part of weight loss nobody prepares you for: the promotions that suddenly appeared, the men who suddenly noticed her, the friends who turned cold and why "the only thing that changed was my size." We get into the childhood trauma behind emotional eating, the first diet she went on aged 9, the radical honesty it took to finally change, and the surprising truth that calories work exactly like a bank account. From Dragons' Den to motherhood to money as freedom, this is a conversation about transformation in every sense. ⏱️ TIMESTAMPS 0:00 – Introduction: Aretha's greatest asset is her determination 1:20 – Who is Aretha? Bio & fitness journey (@ArethasGymAndTonic) 3:10 – The numbers: from 21 stone / size 24 to 70kg / size 10 5:00 – What it felt like being a prisoner in her body — hating summer, hiding her arms 8:30 – The wake-up moment: a manager's comment that cracked the denial 12:00 – Serial dieting since age 9 & the first diet that actually stuck (Jason Vale Juice Master) 16:30 – How the world treated her differently after losing weight — promotions, opportunities, visibility 21:00 – Friends becoming threatened: losing the "comfortable fat friend" label 25:30 – Did she feel like the same person? The psychological repair work 28:00 – Appearance, perception & playing the game (feat. Codie Sanchez reference) 30:30 – T-Straps: the business idea, Dragon's Den & what happened after 36:00 – The true cost of transformation — financially, emotionally & psychologically 39:00 – Childhood trauma, emotional eating & setting boundaries 41:30 – Calories = your bank account: why the maths of weight loss mirrors personal finance 43:00 – Advice to her 21-year-old size 24 self: give yourself a break, one step at a time 44:20 – Where to find Aretha: @ArethasGymAndTonic 📲 Follow Aretha: @ArethasGymAndTonic (Instagram & TikTok) 🎙️ ABOUT ASSET AVENUE Asset Avenue is the podcast hosted by financial adviser and two-time Penguin author Bola Sol, exploring how people really build, manage and think about money. New episodes regularly, subscribe and turn on notifications so you never miss one. 🔗 Follow Bola & Asset Avenue: Instagram: @bola_sol | @assetavenuehq TikTok: @bolasol | @assetavenuehq Newsletter & links: bolasol.co.co.uk [http://bolasol.co.co.uk]

From Stolen Car & Zero Savings to a $100K Fintech 💸 | Tosin Olaseinde, Money Africa

She had the dream CV. Chartered accountant, Bloomberg, CNBC, British American Tobacco. Then her only car got stolen, her savings vanished and she found herself at church unable to drop a $2 offering. That rock-bottom moment became the spark for Money Africa and Asset Avenue flew to Lagos, Nigeria to hear the whole story. In this episode, Bola Sol sits down with Tosin Olaseinde, founder of Money Africa, Money Africa Kids and the fintech Ladda and a World Economic Forum Young Global Leader, for an honest conversation about going broke, betting on yourself before anyone validates you, and turning a single invoice into a company. ⏱️ TIMESTAMPS 00:00 – The $2 offering that changed everything (intro) 01:30 – "I am my greatest asset" 02:45 – The dream CV vs. the money reality behind it 04:30 – The stolen car that wiped her out 06:30 – Broke at church: the wake-up call 09:30 – The 6-month "career break" at 30 that never ended 11:30 – One invoice that accidentally started a company 14:00 – Building Money Africa on Instagram from zero 16:30 – Teaching money when unemployment is at 27% 20:00 – Winning the $100,000 NSIA Prize & launching Money Kids 23:30 – Almost 1 million reached — and why it's not enough 25:30 – 3 tips for betting on yourself 28:30 – Becoming a WEF Young Global Leader 31:00 – How to REALLY network (work ethic beats connections) 34:00 – The hardest part of being a CEO 36:30 – Your personal brand vs. the person behind it 38:30 – Earning ₦200k/month with nothing saved? Start here 40:30 – The biggest investing mistake Nigerians make 43:30 – Her dream dinner guest list 45:00 – Surviving hyperinflation & the future of money in Africa 47:30 – Rapid fire + where to find Tosin 👤 ABOUT THE GUEST — Tosin Olaseinde Instagram: @tosinolaseinde | @moneyafrica | @moneyafricakidsX (Twitter): @tosinolaseindeLinkedIn: Money AfricaApp: Ladda (@ladda.ng) 🎙️ ABOUT ASSET AVENUEAsset Avenue is the podcast hosted by financial adviser and two-time Penguin author Bola Sol, exploring how people really build, manage and think about money. New episodes regularly, subscribe and turn on notifications so you never miss one. 🔗 Follow Bola & Asset Avenue:Instagram: @bola_sol | @assetavenuehqTikTok: @bolasol | @assetavenuehq Newsletter & links: bolasol.co.co.uk

What Are You Actually Building Your Wealth For?

What if the thing missing from your financial plan can't be measured in pounds? In this solo episode, Bola gets into a conversation that started on her social media and refused to stay in a caption. She's unpacking the version of success that's been sold to women and asking the question most financial plans never dare to ask. Capitalism has no heart. It doesn't care about your fertility window, your desire for connection or who you want to build a life with. So why are so many of us building our entire lives around its definition of success? This episode covers the Girl Boss era, hustle culture, what Bola personally gave up in her 20s and why she's rethinking everything now. She also introduces a framework that might just change the way you see your goals and what you're quietly trading away without realising it. This one is different. It's personal, it's honest, and it's the conversation women needed someone to have out loud