Mortgage Rates And The Truth About Shopping Lenders

July Housing Market Update With Rate Shifts And Much More

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Welcome to your Market Update for the  week of July 12th with Angie Gerber and Nikki  Erickson from Kevnik Mortgage! This week we have some really interesting data  to break down — and a mid-year reality check  that every agent needs to hear right now. This week we are covering: ✅ CPI numbers just came in — inflation is     lower than predicted and here is what     that means for mortgage rates ✅ Interest rate update — mid sixes with     room to move lower with buy downs ✅ Home sales data — listings are being     priced 2 to 2.5% lower than last year     but actual sale prices are up 1.2% ✅ What that seemingly conflicting data     actually means for your buyers and     sellers right now ✅ Minnesota vs Arizona vs Florida —     a fascinating comparison of three     very different markets ✅ Why Minnesota is actually outpacing     Arizona in days on market right now —     something almost never seen ✅ A mid-year goal check in — where are     you vs where you intended to be in     January? ✅ Why Q4 is not slow and how doubling     down now will change everything We are halfway through the year. Now is  the time to look at your goals revisit  your pipeline and decide whether you are  going to coast or sprint to the finish. If you need help with your goals or your  strategy for the second half of the year  reach out to Angie directly — she is here  and happy to help. Need a Great Real Estate Coach and Mentor....  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 🔗 Request Nikki's Renovation Loan PDF:     nikki@kevnikgroup.com 00:00 Introduction – Market Update Week of July 14th 00:30 CPI Numbers Are In – Inflation Lower Than Expected 01:30 Interest Rates Update – Mid Sixes With Room to Go Lower 02:30 Home Sales Data – Listings Down 2.5% But Sale Prices Up 1.2% 04:00 Minnesota vs Arizona vs Florida – A Tale of Three Markets 05:30 Minnesota Is Outpacing Arizona Right Now – Here Is Why 06:30 Mid-Year Goal Check In – Where Are You vs January? 07:00 How to Reach Nikki Erickson at Kevnik Mortgage Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

Real Estate Agent Safety Tips | Never Do This Alone

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Would you drop everything and meet a complete stranger  at a vacant house to show them a property? Some agents do it every day without a second thought.  And some have processes and procedures they follow  to a T. In this video I'm sharing everything I know  about staying safe as a real estate agent — from  converting cold leads to running open houses — so  you can grow your business without putting yourself  at risk. Because no commission check is worth your safety  or your life. In this episode you'll learn: ✅ Why you should always get unknown clients     into the office first ✅ How to get creative with meeting space if     you're at a cloud based brokerage ✅ Why you should never meet an unknown client alone ✅ How to use Forwarn and ID verification to vet     clients before you meet ✅ Safety tools to keep on your person at all times ✅ Open house safety — how to park, position     yourself and control the space ✅ Why you should never let anyone get between     you and the exit ✅ How knowing the area before you show up makes     you safer and more valuable ✅ Why walking with confidence and keeping your     head up matters more than you think ✅ How to follow your intuition and get out of     any situation that feels wrong  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder ▶️ Subscribe for weekly real estate coaching tips! youtube.com/@angiegerber-5 [https://www.youtube.com/@angiegerber-5]   Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

July Mortgage Rates And A Path Back To The High Fives

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Welcome to your Monday Market Update for the  first full week of July — with Angie Gerber  and Nikki Erickson from Kevnik Mortgage! This week we are covering some really exciting  mortgage options that most agents are not talking  about — plus a friendly but firm reminder from  Coach Angie about your prospecting this summer.  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder This week we are covering: ✅ Interest rate update — low to mid sixes     and when we could see the high fives ✅ Oil prices, the Fed and what it all means     for your buyers right now ✅ Renovation loans — why they are easier     than ever and who qualifies ✅ Non-QM loans for self employed borrowers     — the fastest growing mortgage sector     right now ✅ Cash vs Conventional vs FHA vs VA —     what every agent needs to know ✅ Why sellers should stop discounting     FHA and VA offers ✅ How a renovation loan can flip an FHA     deal and save the transaction ✅ A friendly reminder from Coach Angie —     what you do today shows up in your     business in September and October Whether you are a buyer seller or real estate  agent this weekly update gives you the  information you need to show up as the expert  your clients need. 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 🔗 Request Nikki's Renovation Loan PDF:     nikki@kevnikgroup.com 🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 00:00 Introduction – Welcome to the First Full Week of July 00:30 Interest Rates Update – Low to Mid Sixes & What's Coming 01:30 When Will We See High Fives? – Oil Prices & the Fed 02:30 Renovation Loans – A Game Changer for Budget Conscious Buyers 04:00 Non-QM Loans – Options for Self Employed Borrowers 05:30 Cash vs Conventional vs FHA vs VA – What Every Agent Needs to Know 07:00 Don't Discount FHA & VA Offers – Here Is Why 08:00 Stay in Your Prospecting – A Friendly Reminder from Coach Angie 09:00 How to Reach Nikki Erickson at Kevnik Mortgage Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

Mortgage Rates And The Truth About Shopping Lenders

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Welcome to the Monday Market Update  This week we are covering:  ✅ Interest rate update — solidly in the mid to low sixes and what that means for your buyers  ✅ The Wall Street Journal article on overpaying for your mortgage — and why it's misleading  ✅ Why it's rarely about the interest rate and almost always about the strategy  ✅ What first time buyers don't know that could cost them thousands  ✅ Bank vs independent mortgage consultant — the huge difference in service and speed  ✅ Why Bank of America is taking 7-9 weeks to close right now  ✅ 4th of July week market update — is it actually slowing down?  ✅ How to get your buyers closed in 30 days or less  Whether you're a buyer, seller or real estate agent this weekly update gives you the information you need to make smart decisions in today's market.   🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage:  📱 Call or Text: 952-484-1584  📧 Email: nikki@kevnikgroup.com  📘 Facebook | TikTok | Instagram: @mortgagesfrommntoaz Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

June Market Update - Included Condo's VS Townhomes

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] 🏠 Real Estate Market Update | Week of June 21st This week, Angie Gerber and mortgage expert Nikki from Kevnik Mortgage break down what's moving the market — and what every buyer, seller, and agent needs to know RIGHT NOW. 📉 What's in this episode: * Oil prices drop to $73.50/barrel — what that means for interest rates * Current rates sitting in the mid-6s (and how to get lower) * CPI inflation numbers dropping Thursday — should you lock in NOW? * Condo vs. Townhome financing: the difference that could make or break your deal * How to tell if a property is a condo or townhome in Minnesota (hint: look for "lot and block") * Why condos need 30–45 days to close vs. 2 weeks for townhomes * HOA insurance changes from April and what they mean for your transaction * Red flags to watch in association docs — before you list OR buy 📞 Connect with Nikki at Kevnik Mortgage: 📧 nikki@kevnickgroup.com [nikki@kevnickgroup.com] 📱 952-484-1584 📲 @MortgagesfromMNtoAZ on Facebook, Instagram & TikTok Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]