Real Estate Agent Market Update and Mindset Podcast

Why Buying Beats Renting In Some States And What The Fed Cut Really Means

Send us a text [https://www.buzzsprout.com/twilio/text_messages/2083411/open_sms] We unpack why rates rose right after the Fed cut, where they may settle, and how affordability will shift as more housing funds move from DC to the states. We compare Minnesota, Arizona, and Florida to show when renting loses to buying and what 2026 policy could change. Reach out to Nikki because she can run those numbers and really give you a ground level understanding of which is it buying, is it renting, is it a combination, and why? Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes [https://letsmeet.io/angelagerber/30-minute-zoom-coaching-call] Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

Five Percent Down For Four Doors? Yep, Really!!

Send us a text [https://www.buzzsprout.com/twilio/text_messages/2083411/open_sms] Rates soften as we anticipate a 25 bps Fed cut, and mortgage quotes start dipping into the fives while volatility cools. Fannie Mae’s new 5% down option for 2–4 unit primary homes opens the door to house hacking and refi's.      Plus smarter Q4 planning starts with an obsession-level mindset. Listen Now for the HUGE CHANGE!! Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes [https://letsmeet.io/angelagerber/30-minute-zoom-coaching-call] Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

How Retirees Can Qualify For Mortgages When Paychecks Stop

Send us a text [https://www.buzzsprout.com/twilio/text_messages/2083411/open_sms] Bond yields slip under 4 percent as we track real-time rate pressure even through an AWS outage. We share three proven ways retirees can qualify for a new home, and why agents should vet lenders using NMLS to protect deals on both sides of the table. Listen Now for More Great Info on the Following -  • asset dissipation underwriting for retirees • starting retirement distributions to qualify • child-buys-for-parent primary residence option • protecting family equity from care costs • why experience and licensing history matter • how to vet lenders with NMLS Consumer Access • second-opinion strategy to secure better terms Look below in the comments for link mentioned in this episode and leave us a comment. If there's anything that you want us to cover or talk about, let us know! Link mentioned by Nikki - https://www.nmlsconsumeraccess.org/?trk=organization_guest_main-feed-card_reshare-text [https://www.nmlsconsumeraccess.org/?trk=organization_guest_main-feed-card_reshare-text] Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes [https://letsmeet.io/angelagerber/30-minute-zoom-coaching-call] Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

Untangling Mortgage Rates: Credit, Down Payments, and Why 19% Beats 20%

Send us a text [https://www.buzzsprout.com/twilio/text_messages/2083411/open_sms] We break down why rates dipped despite Government shutdown and show how your personal profile, not the headline number, decides your mortgage pricing. Credit tiers, down payment strategy, occupancy, term, and loan size all interact—and you can use them to your advantage. Another MUST LISTEN to episode!! You can find Nikki on TikTok, Instagram, and Facebook at mortgagesfrommntoaz and Email Angie at Angiegerber@gmail.com or comment where you’re listening and we’ll reply. Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes [https://letsmeet.io/angelagerber/30-minute-zoom-coaching-call] Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

Shutdown Jitters, Rate Watch & How no-score buyers can still qualify for a home 9/29 Market Update

Send us a text [https://www.buzzsprout.com/twilio/text_messages/2083411/open_sms] Markets brace for a volatile week as a possible government shutdown threatens the BLS Jobs Report and nudges the 10-year Treasury, with mortgage rates holding in the low-to-mid sixes after losing recent gains.  We also map a path for no-score buyers using rent, utilities, and payment shock, then close with a reminder to show up fully present for clients. • shutdown risk and jobs report uncertainty • how bond moves shape the 10-year and rates • current pricing in the low-to-mid sixes • lock vs float strategy for October closings • qualifying without a credit score using rent and bills and much much more! Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes [https://letsmeet.io/angelagerber/30-minute-zoom-coaching-call] Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]