Credit Repair Business Secrets

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/ [http://startrepairingcredit.com/]    What if I told you that the biggest reason your clients aren’t getting approved for mortgages isn’t their debt or income, but an outdated credit scoring system? For decades, if your clients wanted a mortgage backed by Fannie Mae or Freddie Mac, they had to pass the classic FICO test. No exceptions. It didn’t matter if they’d paid their rent on time for 10 years or if their utility bills were flawless. If it wasn’t in the FICO model, it didn’t count. But now, for the first time ever, lenders can choose between two models: FICO or VantageScore 4.0. This game-changing shift is finally breaking FICO’s decades-long monopoly and giving your clients a chance to score a home, maybe for the first time in their lives. In today’s episode, I’m breaking down the advantages of VantageScore 4.0 and showing you how you can capitalize on this change to scale your credit repair business. Tune in!   Key Takeaways: 00:00 Intro  00:57 The FICO Test vs. VantageScore 4.0 02:07 Business Opportunity for Credit Heroes 03:13 Historical Context and Significance of FICO 04:55 Challenges in Adopting VantageScore 4.0 06:10 My Final Thoughts  06:52 Outro    Additional Resources: * Get a free trial to Credit Repair Cloud [https://signup.creditrepaircloud.com/] * Get my free credit repair training   [https://w.creditrepaircloud.com/free-training-c] * 5 Possible Reasons and How to Fix Them [https://www.youtube.com/watch?v=TqQYF1f4Kcw&feature=youtu.be] Make sure to subscribe so you stay up to date with our latest episodes.

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/ [http://startrepairingcredit.com/?utm_source=podcast&utm_medium=audio&utm_campaign=295&utm_term=interview] By now, we all know that we can’t call leads anymore… But what if I told you that’s the best thing that's ever happened to your business? In today’s episode, we’re joined by Christopher Stirgus, credit repair entrepreneur and founder of Stirgus Credit Repair. He’s built a fully automated, TSR-compliant credit business that signs up new clients without making a single phone call. And today, he’s pulling back the curtain. This special live session, hosted by our very own Troy Hitt, Head of Customer Success, dives deep into how Christopher eliminated cold calling, automated his onboarding, and used tools like CRC Billing and Credit Hero Score to streamline his entire operation. You’ll see exactly how his website converts leads without contact, how his 50-question FAQ page builds instant trust, and how self-service signups helped him scale faster than ever, all while staying 100% compliant. Plus, you’ll learn how to handle objections around trust, when (and how) to get on the phone with clients, and why you should fire bad leads before they even join. If you’ve been stressed about the TSR, this episode is your blueprint to not just survive, but grow. Tune in! Key Takeaways: 00:00 Intro  01:27 What Is the Telemarketing Sales Rule (TSR)?  02:52 How the TSR Impacted Christopher’s Business 07:30 Christopher’s Website, Self-Service Signup, and CRC Billing 14:11 Cool Credit Hero Score Features  15:20 Advice for Aspiring Credit Heroes 18:36 Affiliate Partnerships  21:34 Dealing with Stall Letters 24:48 Outro Additional Resources: * Stirgus Credit Repair: https://stirguscreditrepair.com/index.html [https://stirguscreditrepair.com/index.html] * Get a free trial to Credit Repair Cloud [https://signup.creditrepaircloud.com/] * Get my free credit repair training   [https://w.creditrepaircloud.com/free-training-c] * TSR Could End Your Credit Repair Business Overnight, Here’s What You Can Do [https://youtu.be/724QXeTO8d4] Make sure to subscribe so you stay up to date with our latest episodes.

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/ [http://startrepairingcredit.com/?utm_source=podcast&utm_medium=audio&utm_campaign=294&utm_term=interview] Everyone’s obsessed with removing bankruptcies. But what if I told you that focusing on the accounts tied to that bankruptcy could give your clients a bigger score boost? In today’s episode, I’m joined by Haseeb Hussain, a legal expert who specializes in consumer credit law. He’ll break down the biggest misconceptions about bankruptcy removal and reveal a brand new legal tactic that could change the game. Plus, he’ll explain why credit bureaus quietly removing bankruptcies early might not be as good as it sounds. You’ll learn why it's crucial to focus on accounts first, how to spot issues with bankruptcy statuses, and why legal tactics like sealing a bankruptcy can be a game-changer. Most credit repair businesses miss out on these powerful strategies. Don’t be one of them. Tune in now to learn how to handle bankruptcies the right way! Key Takeaways: 00:00 Intro  02:30 Haseeb’s Work Since Our Last Interview  04:22 What You Need to Know About Bankruptcies Before Disputing 09:42 Helping Clients with Bankruptcies 12:56 Do’s and Don’ts of Bankruptcy Removal  17:50 Potential Payouts in Lawsuits  21:14 Haseeb’s Brand New Legal Strategy  28:14 Early Bankruptcy Removal Is Not What It Seems 32:36 Getting Bankruptcies Back on Reports 34:44 New Legal Trends In Credit Repair 38:35 Most Common Cases Haseeb Takes On  40:57 Viral Misinformation  41:58 Rapid Fire: Credit Law Edition  43:12 Outro Additional Resources: * Haseeb’s Instagram: https://www.instagram.com/haseeblegal/ [https://www.instagram.com/haseeblegal/] * Haseeb’s TikTok: https://www.tiktok.com/@haseeblegal [https://www.tiktok.com/@haseeblegal] * Haseeb’s Website: https://haseeblegal.com/ [https://haseeblegal.com/]Get a free trial to Credit Repair Cloud [https://signup.creditrepaircloud.com/] * Get my free credit repair training   [https://w.creditrepaircloud.com/free-training-c] * Consumer Law Attorney Haseeb Hussain Reveals Hidden Credit Repair Strategies! [https://youtu.be/Qm6QREJZfQE] Make sure to subscribe so you stay up to date with our latest episodes.

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/ [http://startrepairingcredit.com/?utm_source=podcast&utm_medium=audio&utm_campaign=292&utm_term=interview] I've helped thousands of Credit Heroes scale from the ground up, and one of the biggest roadblocks they all hit? Payments. From figuring out which billing model to use, to avoiding banned platforms like Stripe and PayPal, to understanding the Telemarketing Sales Rule—this stuff can get tricky fast. But I’ll make it simple. You’ll learn why PayPal might freeze your funds, what a merchant account really is, how to automate billing with CRC Billing, and how a simple money-back guarantee could save your business. Most people start their credit repair business without ever figuring out how to get paid. Don’t be one of them! Tune in. Key Takeaways: 00:00 Intro  00:53 Challenges of Setting Up Payment Processing  02:50 Why You Should Never Use PayPal or Stripe  03:59 Following the Telemarketing Sales Rule (TSR)  05:06 Different Billing Models for Credit Repair Businesses  06:47 Setting Up a Merchant Account and Recurring Payments Platform 08:35 CRC Billing and Its Benefits 10:18 Offering a Money Back Guarantee  12:13 Handling Declined Credit Cards 13:17 My Final Point  13:59 Outro Additional Resources: * Get a Merchant Account: http://www.creditrepaircloud.com/merchant  [http://www.creditrepaircloud.com/merchant ] * Get Our TSR Compliance Checklist: https://www.creditrepaircloud.com/training-and-resources/tsr-compliance-checklist [https://www.creditrepaircloud.com/training-and-resources/tsr-compliance-checklist] * Get a free trial to Credit Repair Cloud [https://signup.creditrepaircloud.com/] * Get my free credit repair training   [https://w.creditrepaircloud.com/free-training-c] * Starting a Credit Repair Business? Don’t Make These 8 Fatal Mistakes! [https://youtu.be/oNBm2iQEtrM] Make sure to subscribe so you stay up to date with our latest episodes.

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/ [http://startrepairingcredit.com/?utm_source=podcast&utm_medium=audio&utm_campaign=292&utm_term=interview] What if I told you that you could build a thriving credit repair business, even if you're brand new, not tech-savvy, or juggling multiple jobs?  Well, that’s exactly what Patrick Sotello, also known as The Credit Sniper, did, and today he’s here to share all his insider tips. But this isn’t your typical interview. This is a behind-the-scenes conversation from our private Facebook community, where our Head of Customer Success, Troy Hitt, sat down with Patrick to discuss how he got started, how he stays compliant, and how he’s rapidly scaling his business with automation and affiliate partnerships. We’ve cut the conversation down to just the most powerful moments, so you can soak up all the valuable insights without any filler. If you want to see what it really looks like to scale a compliant credit repair business in today’s world, you won’t want to miss this! Key Takeaways: 00:00 Intro  01:30 The Impact of Credit Repair Cloud  03:55 Navigating the TSR and Staying Compliant  07:43 Our Self-Service Sign Up  11:28 Building Trust and Client Relationships  16:39 Credit Hero Score and Affiliates  23:37 Removing Charge Offs and Late Payments  24:46 Hiring and Scaling a Team 27:01 Final Piece of Advice  28:57 Outro Additional Resources: * Get a Merchant Account: http://www.creditrepaircloud.com/merchant  [http://www.creditrepaircloud.com/merchant ] * Get Our TSR Compliance Checklist: https://www.creditrepaircloud.com/training-and-resources/tsr-compliance-checklist [https://www.creditrepaircloud.com/training-and-resources/tsr-compliance-checklist] * Get a free trial to Credit Repair Cloud [https://signup.creditrepaircloud.com/] * Get my free credit repair training   [https://w.creditrepaircloud.com/free-training-c] * 10 Steps to Build a Successful Credit Repair Business [https://youtu.be/K1chZgNToo4] Make sure to subscribe so you stay up to date with our latest episodes.