Financial State of Minds

What to Know Before Starting a Business | Business Structures, Mindset & Strategy

Darrin and Maurice Shabazz discuss what future business owners need to consider before officially starting a business. From business entities and structures to online vs brick-and-mortar businesses, this episode breaks down the mindset, strategy, and awareness required for entrepreneurship. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

Mindset, Burnout, and Resilience: A Conversation with Tarik Williams

Darrin sits down with mindset empowerment coach Tarik Williams for a powerful conversation on burnout, resilience, and personal growth. The two discuss their shared experiences as legally blind African-American professionals and why mindset plays a critical role in overcoming adversity and finding purpose. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

Good Debt vs Bad Debt: What You Need to Know Before You Borrow

Darrin and Maurice Shabazz break down the difference between good debt and bad debt, explaining how credit can be used as a tool to build wealth or become a financial burden. Learn how to make smarter borrowing decisions and leverage debt the right way. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

Are Credit Scores a Form of Economic Control? Understanding the System

Darrin, Maurice Shabazz, and Cash “The Motivator” Wilson discuss whether credit scores are a form of economic control. They break down how lenders evaluate borrowers, why some loans are easier to obtain, and how financial literacy and discipline can help you navigate the system. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

Side Hustles You Can Start for Under $500 (And How to Use AI to Scale Them)

Darrin and Maurice Shabazz break down side hustles you can start for under $500 and how to use AI to build and scale them. From content creation to consulting and marketing, this episode highlights practical business ideas and why now is the best time to start. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]