Mortgage Cowboys

The Best Realtor Advice Is Surprisingly Simple

In episode 12 of Mortgage Cowboys, we sit down with Sarah Brewer to talk about going from real estate photography to becoming a real estate agent, building a personal brand, and why authenticity matters in real estate. From photographing homes behind the scenes to preparing for her real estate license, this episode dives into community, business owners, legacy, old homes, networking, and the simple advice new agents often overlook.We dive into:Why Sarah Brewer is transitioning from photography into real estateHow real estate photography shaped the way she sees homesWhy older homes, character, and craftsmanship still stand outWhat new agents should avoid when starting their real estate careerWhy chasing commission can hurt trust with clientsHow being yourself can become a real advantage in real estateWhy comparison can hold agents and business owners backHow events, music, and community can help build a real estate brandWhy business owners should think about homeownership and legacyWhat it’s like preparing for the Idaho real estate examHow agents can avoid micromanaging every transactionWhy the right team matters when serving clients00:00 Welcome to Mortgage Cowboys01:06 From Real Estate Photos05:02 Becoming a Real Estate Agent05:37 Legacy and Business Owners11:02 Why Real Estate Now12:29 Events and Brand Vision14:39 Love for Older Homes16:42 Basements and Spooky Stories19:05 Weiser Haunted House23:42 Agent Mistakes To Avoid29:20 Micromanaging Kills Pipelines31:48 Who Is Sarah39:28 Show Wrap And CTASubscribe to the channel and share your thoughts in the comments. Listen here: https://creators.spotify.com/pod/profile/mortgagecowboys/Produced in partnership with SB Studios.Start Your Podcast Today Here: https://www.sbstudios.co

She Took the Risk Most People Avoid

In episode 11 of Mortgage Cowboys, we sit down with Andie Valenzuela to talk about moving from California to Boise, building a real estate career in a new market, and what it really takes to bet on yourself. From working with family in real estate to helping buyers relocate, this episode dives into mentorship, first-time homebuyers, communication, client relationships, and why starting over can sometimes be the smartest move.We dive into:Why Andie moved from California to Boise, IdahoHow she plans to help families relocating to the Treasure ValleyWhat it’s like building a real estate career in two different marketsWhy relationships matter more than location in real estateHow communication can make or break a transactionWhy newer agents need strong mentorship early in their careerWhat working with family in real estate is really likeHow first-time homebuyers can benefit from the right guidanceWhy difficult clients can teach agents important lessonsHow content, YouTube, and social media can help build a real estate brandWhy betting on yourself often means getting uncomfortableWhat Boise offers for people looking for a fresh start00:00 Welcome to Mortgage Cowboys01:09 Moving From California to Boise04:28 How Andie Got Into Real Estate08:12 Dual Licensing and Relocation Niche15:04 Biggest Challenges in Real Estate19:05 Working With Family in Business22:00 Goals Content and YouTube Plug27:46 Quick Get to Know Andie30:56 Best Boise Bites33:53 Lenders and Teamwork43:45 Advice for New Agents44:59 Nightmare Client Lessons50:07 Most Rewarding Deal53:51 ClosingSubscribe to the channel and share your thoughts in the comments. Listen here: https://creators.spotify.com/pod/profile/mortgagecowboys/Produced in partnership with SB Studios.Start Your Podcast Today Here: https://www.sbstudios.co

Your AI Mortgage Advice Might Be Costing You the House

In Episode 10 of Mortgage Cowboys, we break down why homebuyers need to stop relying on AI mortgage advice, Google searches, and bad market predictions when making real estate decisions. From late payments that can derail a home loan to buyers waiting for a housing crash that may never come, this episode dives into the messy reality of mortgages, real estate, lending guidelines, and why talking directly to your lender matters more than ever.We dive into:Why one late payment can completely change a mortgage approvalHow life happens, but lending guidelines still matterWhy buyers should ask their loan officer questions instead of sending AI-generated emailsHow ChatGPT and Google can confuse homebuyers with generic mortgage adviceWhy trusted lenders and realtors still matter in today’s AI-driven worldWhere the real estate market may be heading in 2026Why waiting for the “perfect time” to buy could cost you moreWhy the housing market probably isn’t crashing anytime soonHow real estate can still be a long-term wealth-building move00:00 Welcome to Mortgage Cowboys00:40 When a Loan Falls Apart02:14 Hard Months in Real Estate03:50 AI Mortgage Advice Problems06:40 The ChatGPT Email Story08:15 Just Ask Your Lender09:32 Google Rabbit Holes vs Real Advice11:30 Talk to a Trusted Professional13:28 Don’t Wait Forever to Buy14:25 Why a Housing Crash Is Unlikely15:20 Real Estate as a Long Game16:10 Bad Advice Can Cost Buyers34:00 The Concert Story37:10 Growing Up in Farming38:10 ClosingSubscribe to the channel and share your thoughts in the comments. Listen here: https://creators.spotify.com/pod/profile/mortgagecowboys/Produced in partnership with SB Studios.Start Your Podcast Today Here: https://www.sbstudios.co

Podcasting Is Becoming the New Business Advantage

In episode 9 of Mortgage Cowboys, we sit down with Roberto from SB Studios to talk about podcasting, business, AI, and why storytelling matters more than ever in a fast-changing world. From building a podcast production company during COVID to navigating entrepreneurship, technology, and the future of work, this conversation breaks down how media, business, and human connection are all shifting at the same time. We dive into:Why authentic conversations make podcasts stand out from polished social media contentHow Roberto went from working at Apple to building a podcast production companyWhy starting a podcast is harder than most people thinkHow podcasting is becoming a bigger part of business, media, and personal brandingWhy AI may change work, but human storytelling still mattersThe future of podcast production and how technology could make it more accessibleWhat businesses can learn from retail, consumer behavior, and changing marketsWhy human connection, trust, and real conversations still create the strongest opportunities00:00 Welcome to Mortgage Cowboys 01:06 Authentic Podcasting07:42 How Roberto Started16:14 Creators Want Shortcuts22:20 Building Podcast SaaS31:10 Why Start a Show32:08 Consumer Cycles and AI34:43 Storytelling Pays Big41:55 Showrooming Kills Retail45:39 Blockbuster to Netflix Shift46:41 Human Touch vs Automation50:01 AI Future Without Work57:02 ClosingSubscribe to the channel and share your thoughts in the comments. Listen here: https://creators.spotify.com/pod/profile/mortgagecowboys/Produced in partnership with SB Studios.Start Your Podcast Today Here: https://www.sbstudios.co

We Tried Talking Business, But Got Distracted

In this bonus episode of Mortgage Cowboys , Mark and Todd step away from the usual mortgage conversation and get into the real stories behind who they are. From tattoos to favorite movie houses like The Goonies, The Sandlot, and Breaking Bad. This episode is less about mortgage advice and more about getting to know the personalities, memories, and stories of Mark and Todd.  00:00 Welcome to Mortgage Cowboys 04:53 Tattoo Stories 20:00 Favorite Movies Debate 26:26 Movie Houses and Breaking Bad 29:54 Goonies Debate 32:25 The Sandlot 34:11 Idaho Things to Do 36:01 River Float Scare 52:54 Shorts Getting Shorter 55:56 Closing