The Ramsey Show

🍸 Check out more episodes of Smart Money Happy Hour [https://www.ramseysolutions.com/shows/smart-money-happy-hour?utm_source=smhh_podcast%20-%20apple,%20spotify&utm_medium=audio&utm_campaign=rn_crosspromotion&utm_term=ramsey_network_bu&utm_content=rn_crosspromotion%20-%20shownotes-listentomoreramseynetwork-121523#play] Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything. Next Steps: * 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour [https://www.tiktok.com/@smartmoneyhappyhour]    * 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  * 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/opvcpd] Today’s Happy Hour Special: 🍷 Red Sans-Gria Recipe from Drinking for Two: Nutritious Mocktails for the Mom-to-Be [https://www.amazon.com/Drinking-Two-Nutritious-Mom-Be/dp/1944515828/ref=sr_1_2?crid=2ALVPST6MA97F&dib=eyJ2IjoiMSJ9.drGkgwt7HvxPSPrmr9_Nmo-I_PVe5_lh0lf6KnGoTRXozyoSSb6jYwAhlryULwgFnlA1cXX4EKXgK44tH6spWyvJN5NLoCrIu5R0n3adPJrE8_qn4x-5Cj6mlBfX-a_VhNkbG-ctpZglRSFRiamd0uHYmnmbhoCrukHx8whEQSMFc22aAd8jl8Qq2fuW2THFyJR4NELvZwteWRyETbPgmrhon2LdhSe56cTStZpiahA.OjdareBzlhofTy4V11ciYgCdCYJQ3NtWRmfaUL1knIw&dib_tag=se&keywords=three+littles+mocktail+book&qid=1730217511&sprefix=three+littles+mocktail+boo%2Caps%2C104&sr=8-2] Ingredients: * 1 1/4 cups pomegranate juice * 1 1/4 cups grape juice * Splash of tart cherry juice * 2 1/2 cups coconut water * 1 cup orange juice * 1/4 cup lime juice * 1 lemon (thinly sliced with peel) * 1 lime (thinly sliced with peel) * 1 orange (thinly sliced with peel) * 1 apple (cored and sliced thinly) Instructions: Slice fruit thinly with the peel on. Add sliced fruit to a large pitcher and muddle. Add the fruit juices and coconut water. Stir well. Place in the fridge and let chill for three to four hours. Serve over ice in highball glasses, including the fruit. Enjoy! Rachel and George’s Gift Guide: Wine and Cocktail Lovers * Cocktail shaker that doesn’t freeze your hands [https://www.amazon.com/Lexenic-Vacuum-Insulated-Hybrid-Cocktail/dp/B0B51JZTLK/ref=sr_1_1_sspa?adgrpid=1339207539793064&dib=eyJ2IjoiMSJ9.5Mx9taFzSvoIcnL8GqyvWWchhnriqHVl4c39ukTSP4HtUxDmHJJrsVxA04w6EcbqPVBfFWrF3PVVd47LQ7Gx4o_RSsIm1ze-VnocuSHov7__fvY3WKE6h7BAyJGXtF1txadM4OQ8MDHy7fKHNFQV4Z-2Y7us_H0B-NNaPxSg84UXVRQk1Q_QS-zbBrGqxi_qaSuyUilsU6ON1Wrawp3UZOgaMVrPkZ6fjWr1QLBB8yNdiHFcXgdkYbUz2BjlOXOk-xB18i2iQ_ho2Sd0YKsF-Enz8xhxMzhfT0GVBYoRGw8.pq3L2NiRQD6WmTw5yO1LONlCxhatSv1xNTOcX9FgTo0&dib_tag=se&hvadid=83700728945059&hvbmt=bb&hvdev=c&hvlocphy=83346&hvnetw=o&hvqmt=b&hvtargid=kwd-83701503283207%3Aloc-190&hydadcr=27919_14484107&keywords=cocktail+shaker+that+doesn%27t+stick&msclkid=7b626d835f401448ec110aa3a6ba75e5&qid=1730214670&sr=8-1-spons&sp_csd=d2lkZ2V0TmFtZT1zcF9hdGY&psc=1]  * Vintage cocktail book [https://www.amazon.com/How-Mix-Drinks-Bon-Vivants-Companion/dp/1473328179/ref=asc_df_1473328179?tag=bingshoppinga-20&linkCode=df0&hvadid=80401977761466&hvnetw=o&hvqmt=e&hvbmt=be&hvdev=c&hvlocint=&hvlocphy=&hvtargid=pla-4584001440467356&psc=1] People Who Love to Cook * Meat chopper [https://www.pamperedchef.com/shop/Kitchen+Tools/Utensils/Mix+%27N+Chop/2583] * Citrus squeezer [https://www.amazon.com/Squeezer-Monkkino-Juicer-Handheld-Stainless/dp/B08CT9Y4FJ/ref=sr_1_6?dib=eyJ2IjoiMSJ9.FUAdWBnz69hITCtpdDLrhVF2FRzQWuWKnzpT79LH1edVPYf-OP7Fk4Os5aYdTimDFntD-fSIzkp8AXvj8Y8H8G7R3L-vBBJBqt2oq5fXKHBabc7lb0IZwUGFKuKIlSodCAy0__qixiC_cKPXc-G0F6w5dtm7HsSF2tnf0aAog2zgvGtLD3TbmEly7JWKsyOMldbvNHMvl75hg18hVziDkm30h8zTanSu6kLNLfOLz4Oqm66RgtLtqfg-DBGxj0pxzp3Tx6tMSO7LIbRJNXrn4qp86DOnrliydGZj_K7swyw.uaX6MNGfRRiBlGCzKamoBQzyISRpBTz77mQob4M0YP0&dib_tag=se&hvadid=694970685729&hvdev=c&hvexpln=67&hvlocphy=1025990&hvnetw=g&hvocijid=15431312936781105553--&hvqmt=e&hvrand=15431312936781105553&hvtargid=kwd-416494574594&hydadcr=28546_14528974&keywords=citrus+squeezer+amazon&qid=1729628175&sr=8-6] Tech and Gadget Lovers * Cordless phone charger [https://www.amazon.com/Azmuth-Wireless-Portable-10000mAh-Compatible/dp/B0CTC9B9G5/ref=sr_1_2_sspa?crid=3BUR3XK2ZV8KK&dib=eyJ2IjoiMSJ9.QphMchtWUO1Ae7KlstmLVteP6FtByXr4ZP-TnaHIHw4q7pLAbBJlYYrFETepPhQJ9tHf0ZwXPEaRNnxCIoSvkEicqwz03XwmU242QvItZERf6DrIvCb_uOLRSK0r322ESXqZWoZ2-n_xpRunpbP6A40xH5fogNxkU-V4qVB97xRvLCdOIZr1xIIL3mv_cB4AW9tJb8bMFYE0JQHyZq0ms8sVbQS7bjks7lD5n7ChIeM.CGwrxupmYMqFWiN1AwUxvv8GMMFXRXFbQS65FBd-M14&dib_tag=se&keywords=magnetic%2Bphone%2Bcharger%2Biphone%2Bmagsafe&qid=1730215077&sprefix=magnetic%2Bphone%2Bcharger%2Biphone%2Bmagsafe%2Caps%2C109&sr=8-2-spons&sp_csd=d2lkZ2V0TmFtZT1zcF9hdGY&th=1] * Extended-length phone charger cable [https://www.amazon.com/Charger-Cabepow-Certified-Charging-Lightning/dp/B09DFGXRTG/ref=sr_1_3?dib=eyJ2IjoiMSJ9.ZHrd6HffXBPNpzuJi-tK0BrTYORrQnHIZh4Ph1hslYIGjbmrF432VEc_i6c4pzTnKSXb60qZ6bTJPUy-pwCwXuliYSt9e0Yx6NnKxzvWUz-KT-aVCLhQyBP7ih-Jgq6aitC5HZmzgQL9Z-bUL5R2fqxLGt8AhTVQDjAOpqLoNtMYZ5G1jY2mPBsfFg9mbWjQkauPl44b1GBI9nyJW7_yMJu3TITXukRE9Cdlmktw-as.3LQyDnOZGVN_nI7YEnEvOEq7atl408VOJOd3GHGwaJo&dib_tag=se&keywords=12%2Bfoot%2Bphone%2Bcharger&qid=1730215158&sr=8-3&th=1] Kids * Digital camera [https://www.amazon.com/AiTechny-Digital-Pictures-Portable-Beginner/dp/B0DFW4RR1H/ref=sxin_16_pa_sp_search_thematic_sspa?adgrpid=1339205729937080&content-id=amzn1.sym.76d54fcc-2362-404d-ab9b-b0653e2b2239%3Aamzn1.sym.76d54fcc-2362-404d-ab9b-b0653e2b2239&cv_ct_cx=kids%2Bdigital%2Bcamera&dib=eyJ2IjoiMSJ9.juASUc7zwY4Yjdsz9G0yh8WcwTJ0ME2SYVFF58OB11SAORdswW5ECmPUD41BCp85vkTWv4TMooXFMSPCuDxMyQ.ec83AEx3z-LgwAoB0yw99xeNlmSFCqeK3jSWP2KFnkQ&dib_tag=se&hvadid=83700744891131&hvbmt=be&hvdev=c&hvlocphy=83346&hvnetw=o&hvqmt=e&hvtargid=kwd-83700710302561%3Aloc-190&hydadcr=24656_13769936&keywords=kids%2Bdigital%2Bcamera&msclkid=6ac8495f64101ddadeb22e7f9e362a8b&pd_rd_i=B0CM6L73VQ&pd_rd_r=4fe6f179-541f-456c-ab46-928072cf5453&pd_rd_w=rqZ2M&pd_rd_wg=oRgbf&pf_rd_p=76d54fcc-2362-404d-ab9b-b0653e2b2239&pf_rd_r=EP9QX4D1NT6MA2F4ZRJZ&qid=1730215206&sbo=RZvfv%2F%2FHxDF%2BO5021pAnSA%3D%3D&sr=1-2-6024b2a3-78e4-4fed-8fed-e1613be3bcce-spons&sp_csd=d2lkZ2V0TmFtZT1zcF9zZWFyY2hfdGhlbWF0aWM&th=1] Parents/Grandparents * Neck fan [https://www.amazon.com/Rohent-Neck-Fan-Portable-Outdoor/dp/B0D89ZFFZ3/ref=sr_1_8?adgrpid=1337006705326054&dib=eyJ2IjoiMSJ9.BlEF233CSqP8vJoVxBGR4eKZSw840h5FykDp7-eYPMQK9Zd2IivFcAZxs7FdS8xQqrCRNm1ZO4LvzsmrCQ7qbEDPU5SDt1gyM6ANHu6gzLV5ctcU7i9q-1EWzlYPYXn7ikrkBUAjgCxAUrEueS4GTH2-gh8J1wlqdmuZXREK4x1_eeEpFVxkl8IDZwCgubyeACWUS9V8U00Ss6L9ICXMZxTk-AJhQ1xRHPQlRTtC2J7yzUWgM7iKD7xD1WoDKP68j58ph2bZ2MXmgH8RcCAqVq_XFO_fwE-5iBbs_cHyt9g.CcHmQvDqevnBT-ZX-AbdrHoyjZcN_7iTPwuAGE67vUU&dib_tag=se&hvadid=83562990261173&hvbmt=be&hvdev=c&hvlocphy=83346&hvnetw=o&hvqmt=e&hvtargid=kwd-83563267552375%3Aloc-190&hydadcr=26613_9987488&keywords=neck%2Bfan&qid=1730215330&sr=8-8&th=1] * Foot spa [https://www.amazon.com/Massage-Control-Collapsible-Massager-Vibration/dp/B09WZF8TSG/ref=sr_1_6?crid=35F27OTH9NWK3&dib=eyJ2IjoiMSJ9.sqYa4_cZhnbGudGY0xEOw89VN1E7G_9stK3dSALenBLZd0zFacneS1cBmAJHp7SDFxewKa0yDxgo7dGWFZlFiSSKn70gMTqCrG8UUmfM_1gYPyUne-ip7lmBazQjrr2AA1FRVylCWETXxNIftJ7ByTgoXql-IoMQqkp0ygyozjLvs2jnpPVmcge1dEidSDGr9BlxGmYcD4qar10E2R7dpzyjmIlHNWMus2Zjkezd32aQ0fwvmAZTkehHtIvdAdi1SJXe7c_LEyPAidILjBxxMCU5HS-ZcAI84lUt7pSA46w.7ygLW1w6bKYtooH-AuSrQEtzCrm2GjfM0ej45n2v1Hg&dib_tag=se&keywords=foot+spa&qid=1730215402&s=beauty&sprefix=foot+sp%2Cbeauty%2C112&sr=1-6] * Massage gun [https://www.amazon.com/Massage-Tissue-Percussion-Massager-Athletes/dp/B09JBCSC7H/ref=sr_1_3_sspa?c=ts&dib=eyJ2IjoiMSJ9.aCazWr6JW0kB3yccTqkHMfPb40m7ZqWYcXTI9plZmzsJAfSg1lqElwEzX6oFarRxWkEAufBL1GJsa8PKf2KTzjPP1htMDQGiGpZxhuc6tAXSxfvSm44jb2L4Y2R81Kr6N9sOdwOh3Ru7CSCPnmuE0hUDd5Uj3dJ2Jm9R-risdC_xbo_iaP-jiOuhe8u4aFmYe7hb_QCCHOqxM5JgkKWWRC8Gv_Nmb9O0GGlqmibSL6cOYcPqW91QpwJ0lejlyrdD8EVL4gk99bdj4eTsE_xKI67xTfjs9fWsn3whWU6lbqE.as6M7CC1wISLRPJaF51dWL2WGD5IneTPxaugjbbgrCw&dib_tag=se&keywords=Electric+Massagers&qid=1730215516&s=hpc&sr=1-3-spons&ts_id=3767521&sp_csd=d2lkZ2V0TmFtZT1zcF9hdGY&psc=1] * DeleteMe [https://www.joindeleteme.com/SmartMoney] Spouse * Coffee subscription [https://atlascoffeeclub.com/collections/coffee-subscription-service] * Flower delivery [https://freshsends.com/collections/send-gifts] White Elephant/Dirty Santa * Milk frother [https://www.amazon.com/Bonsenkitchen-Powerful-Handheld-Stainless-Wand-Black/dp/B076F3C4XP/ref=sr_1_2_sspa?adgrpid=1340305237253753&dib=eyJ2IjoiMSJ9.lvCZN-ezz1LSf_WHfQFvzx1etvTNSByT8a_vls3pklyW3EPA8Ou_nEboA_PTiqwJqpE8Tri_CJ4XPBJqwCIq0MvuT63TCKfGMK73mo2m-Bo2ygODtij7dyAcgq2wDJQynIMISZjg7e4rwRDOczKv6ZTQ5cd-6eESHliC-Gk6OH3DPz45MNm_-7JOC8Zl84DboAMujbsmmpw_PXmyzL8aCtyiZ9I3cOM1FsggtZh1bK10ZpTVUskUiQ3KzXMh8KlrRtRBFP-hmbK_-l5MVJvg5ISGm4WHw8NapAbmPPzlBmE.Ooh2gzSS69u-QPtC4R8mBK2fcvAoZxkXkyNKI5Dj8eI&dib_tag=se&hvadid=83769226921376&hvbmt=be&hvdev=c&hvlocphy=83346&hvnetw=o&hvqmt=e&hvtargid=kwd-83769418750373%3Aloc-190&hydadcr=24663_13493294&keywords=milk+frother&msclkid=52d502b764c11393cba565979eb0355f&qid=1730215911&sr=8-2-spons&sp_csd=d2lkZ2V0TmFtZT1zcF9hdGY&psc=1] * Wine decanter [https://www.amazon.com/Decanter-Aerator-Stainless-Lead-free-Crystal/dp/B07R5FNNJ6/ref=sr_1_2_sspa?adgrpid=1345802795181598&dib=eyJ2IjoiMSJ9.ZCwACWYqdxzNfZnj6kj2bE6aKsDDN9EXdV-PbuO9Mo03dxSsFjVlRJUyt5yOgLmO8P2DsapeE3vO_anjfgZQlocA7dYplm_c3lD4kEEGc9V0JCEjbksCvnVTTF617E4zliLRPj70XNcZe9dRRdRamikEfS3KUuHYQoon0gOtw4hFQKLnLxHXC6HbR0Vk2nEGpHeWMYc_4ZATz75OQ7RdyR2wvntZROQygs4eVx40gALWbum9hzRvxN1uuCBM2-Lxp-SziF0gkY2TdPvmuGKqIRdMTllo5T3AaBzjLkVTAHs.11vV6HVcSErXuaDowCi3JrtkTZJHNv7nCqbmS7zWXBM&dib_tag=se&hvadid=84112889708830&hvbmt=be&hvdev=c&hvlocphy=83346&hvnetw=o&hvqmt=e&hvtargid=kwd-84113015386989%3Aloc-190&hydadcr=27884_14484159&keywords=wine+decanter+amazon&msclkid=45e31bcc2db91d4dc3b27ced2d99942a&qid=1730215969&sr=8-2-spons&sp_csd=d2lkZ2V0TmFtZT1zcF9hdGY&psc=1] “Take the Hint” Gifts * Apple AirTag [https://www.amazon.com/Apple-MX532LL-A-AirTag/dp/B0CWXNS552/ref=sr_1_3_pp?adgrpid=1341405895030714&dib=eyJ2IjoiMSJ9.eJ4jVW3fBNhHFl2sL9cZHA8cvUGOgxHqKulaZ3vRm7SHRLnHwAwR7MAf9rKzeekvBu93RXjkvMTaFp4iKPJilYOuhcmlwbHDKt2-eKHqzZAHiQftGMoBXChzBZQ1wzMiGQmcOSdAlNco3O1xymXI9-mzQECeRX9pEKtoHRhY9W79ED74cEeShNl0kHX0ovw1VDXCYIjl0ScdYVW4RBicUyYKnXl9pVwrCtIveDsLFeM.m717FN3lpAvNF0hdbGAjUo0qWJNV1ka6OCLPqCRAmi8&dib_tag=se&hvadid=83838149402338&hvbmt=be&hvdev=c&hvlocphy=83346&hvnetw=o&hvqmt=e&hvtargid=kwd-83838910228094%3Aloc-190&hydadcr=18831_13353445&keywords=apple+air+tags-&qid=1730216050&sr=8-3] * Rachel’s favorite self-help book: The Anxious Generation by Jonathan Haidt [https://www.amazon.com/Anxious-Generation-Rewiring-Childhood-Epidemic/dp/0593655036/ref=sr_1_1?adgrpid=1339207587271992&dib=eyJ2IjoiMSJ9.tHORxLq4kciAt0QZvgx2vo6XSB5OeB6nABM-mOIaoW1LUIgGVxZb0lJfmGGTEQ1S6q8yvYDKqeCm5hFjdi0v0XauNtJc7b0wSktsNFYnnL5AZMopYT0Cib-Dd8E2u3QZp0PeyiN4p_MmlF9Ap4jcNOBfJe8deaDJ07RdP43PD9TZIWKMNm93no-fHpMwqiV6nbD4F2qo642GJFGl4ERMCiHBVETJn9DkHVXkIOUFvcg.l5QeDoS-GojVKcX3cr1VBEJ6TsueJA2b1inC3USwNO0&dib_tag=se&hvadid=83700740576625&hvbmt=be&hvdev=c&hvlocphy=83346&hvnetw=o&hvqmt=e&hvtargid=kwd-83701544247682%3Aloc-190&hydadcr=20366_13323242&keywords=the+anxious+generations&msclkid=a4c86a80417b1cbb00850da0bbf407be&qid=1730216095&sr=8-1] * Ramsey Solutions official store [https://store.ramseysolutions.com/] (Black Friday deals) For the One Who Has It All * Customized sign/art [https://www.etsy.com/listing/1155750353/lake-house-welcome-sign-custom-wood-lake?ga_order=most_relevant&ga_search_type=all&ga_view_type=gallery&ga_search_query=personalized+lake+house+signs&ref=sc_gallery-1-3&pro=1&frs=1&plkey=29663549e028c64e38f7886b11cf748f6243edcd%3A1155750353] * Cozy Earth products [https://cozyearth.com/pages/smartmoney] (Use code SMARTMONEY for exclusive discount up to 45% off) Listen to More From Ramsey Network: 💡 The Rachel Cruze Show [https://ter.li/8qfgq0] 💰 George Kamel [https://ter.li/d4ihqp] 🎙️ The Ramsey Show [https://ter.li/d85vab] 💸 The Ramsey Show Highlights [https://ter.li/pakdow]   🧠 The Dr. John Delony Show [https://ter.li/x2qiol] 💼 The Ken Coleman Show [https://ter.li/j9nkzd] 📈 The EntreLeadership Podcast [https://ter.li/a2ti9b] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-11-22&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20112224&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20112224] Dr. John Delony & George Kamel answer your questions and discuss: * "Investing while paying off debt," * "Getting on the same page with our finances" * "Wait for the economy to improve before I invest?" * "My mother-in-law wants my wife to stay home," * "Should I throw everything at my mortgage?" Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * 💤 Visit Helix Sleep [https://www.helixsleep.com/Ramsey] for special offers! * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/9tom3z] 🎄 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today. [https://ter.li/kc228e] 🩺 Find the Right Health Coverage During Open Enrollment [https://www.ramseysolutions.com/insurance/health-insurance-comparison?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=2024_aep_and_oe_campaign&utm_term=protections_bu&utm_content=2024_aep_and_oe_campaign%20-%20shownotes%20-%20health%20coverage%20-%20111224] 🎁 50 days of Christmas deals are here! Get 30% off meaningful gifts. [https://ter.li/bb9dny] 🎟️ Get Tickets to the Money & Relationships Tour [https://ter.li/r0koog] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 💼 The Ken Coleman Show [https://ter.li/e0y48r] 📈 EntreLeadership [https://ter.li/p5p885] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-11-21&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20112124&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20112124] Dave Ramsey & Ken Coleman answer your questions and discuss: * "My fiance hasn't filed taxes in 20 years..." * "I asked my parents if they can forgive my loan," * "Should I rent out my house during the NFL Draft?" * "My brother co-signed a car with my late father," * "I'm worried grandkids will blow their inheritance," Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * 💤 Visit Helix Sleep [https://www.helixsleep.com/Ramsey] for special offers! * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 🎄 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today. [https://ter.li/kc228e] 🩺 Find the Right Health Coverage During Open Enrollment [https://www.ramseysolutions.com/insurance/health-insurance-comparison?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=2024_aep_and_oe_campaign&utm_term=protections_bu&utm_content=2024_aep_and_oe_campaign%20-%20shownotes%20-%20health%20coverage%20-%20111224] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/9tom3z] 🎁 50 days of Christmas deals are here! Get 30% off meaningful gifts. [https://ter.li/bb9dny] 🛳️ Live Like No One Else Cruise [https://ter.li/6xw23z] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 💼 The Ken Coleman Show [https://ter.li/e0y48r] 📈 EntreLeadership [https://ter.li/p5p885] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-11-20&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20112024&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20112024] Dave Ramsey & Jade Warshaw answer your questions and discuss: * "My terminally ill wife hid debt from me," * "Is $42k a year enough income to build wealth?" * "Should I buy a $1M house in cash?" * "We overbought on a house; what do we do?" * "Getting out of a car I'm $5K upside down on" * Dave and Jade interview millionaires to find out how they built their wealth. Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * 💤 Visit Helix Sleep [https://www.helixsleep.com/Ramsey] for special offers! * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 🩺 Find the Right Health Coverage During Open Enrollment [https://www.ramseysolutions.com/insurance/health-insurance-comparison?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=2024_aep_and_oe_campaign&utm_term=protections_bu&utm_content=2024_aep_and_oe_campaign%20-%20shownotes%20-%20health%20coverage%20-%20111224] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/9tom3z] 🎄 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today. [https://ter.li/kc228e] 🎁 50 days of Christmas deals are here! Get 30% off meaningful gifts. [https://ter.li/bb9dny] 🎟️ See Dave and John LIVE in a city near you! [https://ter.li/pi7p7m] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 💼 The Ken Coleman Show [https://ter.li/e0y48r] 📈 EntreLeadership [https://ter.li/p5p885] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-11-19&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20111924&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20111924] Dave Ramsey & Rachel Cruze answer your questions and discuss: * "My parents are worried about losing their home," * "Should I go back to grad school after getting laid off?" * "When should I consider refinancing my home?" * "How do I sell the gold I dredge?" * Dave Rant on stupid tax advice. Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * 💤 Visit Helix Sleep [https://www.helixsleep.com/Ramsey] for special offers! * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/9tom3z%20] 🎄 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today. [https://ter.li/kc228e] 🩺 Find the Right Health Coverage During Open Enrollment [https://www.ramseysolutions.com/insurance/health-insurance-comparison?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=2024_aep_and_oe_campaign&utm_term=protections_bu&utm_content=2024_aep_and_oe_campaign%20-%20shownotes%20-%20health%20coverage%20-%20111224] 🛳️ Live Like No One Else Cruise [https://ter.li/6xw23z] 🛒 Shop the online store at Ramsey Solutions [https://ter.li/yszlm2] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 💼 The Ken Coleman Show [https://ter.li/e0y48r] 📈 EntreLeadership [https://ter.li/p5p885] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]