The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-01-02&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20010225&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20010225] Ken Coleman & George Kamel answer your questions and discuss: * "How can I take control of my money?" * "I should be at 0% interest, but I'm not," * "I was overpaid $6K, what should I do?" * "Where does this fall in the baby steps?" * "Should we help my mom with money?" Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * ◎ Get 10% off Byrna [https://www.byrna.com/dave] product bundles and more! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * 💸 Learn more about opening a high-yield savings account with Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 🎆 The New Year's Sale is on! Save big with deals to help you reach your goals. [https://store.ramseysolutions.com/sale/new-years-sale/?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=trs_podcast_bffb&utm_term=consumer_products_bu&utm_content=trs_podcast_bffb%20-%20shownotes%20-%20trs-bffb%20-%20010125]  ☂️ Protect yourself with the right coverage—take our coverage quiz! [https://www.ramseysolutions.com/insurance/coverage-checkup?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=2025_january&utm_term=protections_bu&utm_content=2025_january%20-%20shownotes%20-%20coverage%20checkup%20-%20010125] 🏠 Find a Ramsey Trusted Real Estate Agent [https://www.ramseysolutions.com/real-estate/real-estate-radio?utm_source=tdrs&utm_medium=podcast&utm_campaign=RE-the-ramsey-show-podcast&utm_term=real_estate_bu&utm_content=real-estate-ramsey-show-podcast] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/kwtft3] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 💼 The Ken Coleman Show [https://ter.li/e0y48r] 📈 EntreLeadership [https://ter.li/p5p885] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Listen to the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-01-01&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20010125&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20010125] While we're out for new year's, we've compiled some of our favorite Dave and George calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Happy New Year! Dave Ramsey & George Kamel answer your questions and discuss: * ‘We've been looking for a house for 9 years.’ * 'How do I save a $1 million inheritance?’ * ‘How much should we help our daughter?’ * ‘Liquidate my investments and buy crypto? ' * ‘My husband's side hustle doesn't make money’ * 'Should I pay taxes on cash income?' Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * ◎ Get 10% off Byrna [https://www.byrna.com/dave] product bundles and more! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * 💸 Learn more about opening a high-yield savings account with Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] ☂️ Protect yourself with the right coverage—take our coverage quiz! [https://www.ramseysolutions.com/insurance/coverage-checkup?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=2024_december&utm_term=protections_bu&utm_content=2024_december%20-%20shownotes%20-%20coverage%20checkup%20-%20120524] 🏠 Get organized and prepared to buy or sell a home.  [https://ter.li/t373z4] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/tkaaev] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 💼 The Ken Coleman Show [https://ter.li/e0y48r] 📈 EntreLeadership [https://ter.li/p5p885] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Listen to the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-31&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20123124&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20123124] 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app!  [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924] While we're out for new year's, we've compiled some of our favorite George and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Happy New Year! George Kamel & Rachel Cruze answer your questions and discuss: * ‘My sister took advantage of our sick mom’ * ‘$200K in consumer debt, declare bankruptcy?’ * ‘My husband's boss is a pig, should he leave?’ * ‘Restaurant waiters are keeping all my cash' * ‘How do we handle our son's car getting stolen?’ * 'How do I become a $100 millionaire by 30?' Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * ◎ Get 10% off Byrna [https://www.byrna.com/dave] product bundles and more! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * 💤 Visit Helix Sleep [https://www.helixsleep.com/Ramsey] for special offers! * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/tkaaev] 📈 For help with investing, get connected with a SmartVestor Pro.  [https://www.ramseysolutions.com/retirement/smartvestor?utm_source=tdrs&utm_medium=podcast&utm_campaign=smartvestor&utm_term=investing_tax_bu&utm_content=smartvestor%20-%20show_notes] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 💼 The Ken Coleman Show [https://ter.li/e0y48r] 📈 EntreLeadership [https://ter.li/p5p885] Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Listen to the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-30&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20123024&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20123024] 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app!  [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924] While we're out for the Christmas break, we've compiled some of our favorite Dave and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Dave Ramsey & Jade Warshaw answer your questions and discuss: * ‘My new husband is almost $1 million in debt’ * 'My in-laws loaned us $40K, what should we do?’ * ‘How beneficial is it to close my credit cards?’ * ‘How do I choose a financial advisor?' * ‘Can I fix my marriage after getting out of debt?’ * 'My parents send us a bill whenever they visit.'. Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * ◎ Get 10% off Byrna [https://www.byrna.com/dave] product bundles and more! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * 💤 Visit Helix Sleep [https://www.helixsleep.com/Ramsey] for special offers! * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 📈 For help with investing, get connected with a SmartVestor Pro. [https://www.ramseysolutions.com/retirement/smartvestor?utm_source=tdrs&utm_medium=podcast&utm_campaign=smartvestor&utm_term=investing_tax_bu&utm_content=smartvestor%20-%20show_notes]  💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/tkaaev] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 💼 The Ken Coleman Show [https://ter.li/e0y48r] 📈 EntreLeadership [https://ter.li/p5p885] Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📱Watch the full episode for free in the Ramsey Network app. [https://ter.li/iod9vg] While we're out for the Christmas break, we've compiled some of our favorite John and George calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! John Delony & George Kamel answer your questions and discuss: * ‘We make $330K and live paycheck to paycheck' * 'Is my mother-in-law is trying to cause a rift?’ * ‘I feel guilty for spending money on therapy’ * ‘I'm 15, how can I help my parents financially?' * ‘Dealing with my husband's gambling addiction’ * 'We've been living in a hotel for 3 months.' * Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * 💤 Visit Helix Sleep [https://www.helixsleep.com/Ramsey] for special offers! * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🏛Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 🏖️ Invest in Your Future With a SmartVestor Pro [https://www.ramseysolutions.com/retirement/smartvestor?utm_source=tdrs&utm_medium=podcast&utm_campaign=smartvestor&utm_term=investing_tax_bu&utm_content=smartvestor%20-%20show_notes] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/56dyoj] 🎟️ See Dave and John LIVE in a city near you! [https://ter.li/pi7p7m] 🛳️ Live Like No One Else Cruise [https://ter.li/6xw23z] ✅ Free tools and resources to find the right insurance for you [https://ter.li/xlnixk] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 💼 The Ken Coleman Show [https://ter.li/e0y48r] 📈 EntreLeadership [https://ter.li/p5p885] Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]