The Vanilla Podcast

9 Truths About Money That Banks Don’t Want You To Know | Ep 80

Watch the YouTube version of this episode HERE [https://youtu.be/XjGO26wXrM8] or read the written version HERE [https://www.vanillainvestor.com/newsletter/9-truths-about-money-that-banks-dont-want-you-to-know] ►Join the FREE 7-Day Email Course: https://emailcourse.vanillainvestor.com/ [https://emailcourse.vanillainvestor.com/] ►Research stocks with Seeking Alpha https://seekingalpha.me/VanillaInvestor [https://seekingalpha.me/VanillaInvestor] ►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: https://vanillainvestor.com [https://vanillainvestor.com] ►Get your Spending Tracker https://sheets.vanillainvestor.com/ [https://sheets.vanillainvestor.com/] ►Investing/Personal Finance books you should read https://amzn.to/3TFcfny [https://amzn.to/3TFcfny] Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary! Timestamps: (01:00) 1: Your Money In The Bank Is Not Physical (02:10) 2: Foreign Transaction Fees (02:53) 3: Always Check Your Accounts (03:23) 4: Bankers Are Not Your Friends (04:32) 5: Banks Earn From Your Card Transactions (05:50) 6: You Are Losing Money Every Year (06:41) 7: You Are Being Watched (07:08) 8: Exchange Rate Markups (08:10) 9: Dormant Account Fees Follow Vanilla Investor’s Socials: https://www.vanillainvestor.com/media [https://www.vanillainvestor.com/media]

The Little Book of Common Sense Investing (by John C. Bogle) | Ep 79

Watch the YouTube version of this episode HERE [https://youtu.be/rWjpUUEsjfc] or read the written version HERE [https://www.vanillainvestor.com/newsletter/the-little-book-of-common-sense-investing-by-john-c-bogle] ►Buy the books mentioned in the podcast: The Little Book of Common Sense Investing https://amzn.to/3AwV7t7 [https://amzn.to/3AwV7t7] ►Join the FREE 7-Day Email Course: https://emailcourse.vanillainvestor.com/ [https://emailcourse.vanillainvestor.com/] ►Research stocks with Seeking Alpha https://seekingalpha.me/VanillaInvestor [https://seekingalpha.me/VanillaInvestor] ►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: https://vanillainvestor.com [https://vanillainvestor.com] ►Get your Spending Tracker https://sheets.vanillainvestor.com/ [https://sheets.vanillainvestor.com/] ►Investing/Personal Finance books you should read https://amzn.to/3TFcfny [https://amzn.to/3TFcfny] Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary! Timestamps: (00:41) Lower Cost Means Higher Returns (01:50) The Impact Of Investment Fees (02:26) The Truth About Mutual Funds (04:43) Avoid Paying High Fees (05:46) Where The Real Money Is Made (07:06) A Little Bit Of “Fun” Money Follow Vanilla Investor’s Socials: https://www.vanillainvestor.com/media [https://www.vanillainvestor.com/media]

Why Net Worth EXPLODES After $100K (And How to Get There ASAP) | Ep 78

Watch the YouTube version of this episode HERE [https://youtu.be/XJvyjGnd2hg] or read the written version HERE [https://www.vanillainvestor.com/newsletter/why-net-worth-explodes-after-100k-and-how-to-get-there-asap] ►Join the FREE 7-Day Email Course: https://emailcourse.vanillainvestor.com/ [https://emailcourse.vanillainvestor.com/] ►Research stocks with Seeking Alpha https://seekingalpha.me/VanillaInvestor [https://seekingalpha.me/VanillaInvestor] ►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: https://vanillainvestor.com [https://vanillainvestor.com] ►Get your Spending Tracker https://sheets.vanillainvestor.com/ [https://sheets.vanillainvestor.com/] ►Investing/Personal Finance books you should read https://amzn.to/3TFcfny [https://amzn.to/3TFcfny] Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary! Timestamps: (01:33) Not Enough Time To Develop Your Skills (02:15) Compound Interest Not Working For You (03:28) When Will Compound Interest Become Your Friend? (05:05) 1: Tracking Your Money (05:52) 2: Emergency Fund (06:32) 3: Invest, Invest, Invest (07:26) 4: Increasing your income (08:08) 5: Minimize Your Taxes (Legally) (09:25) 6: Erasing High-Interest Debt (10:22) 7: Additional Sources Of Income Follow Vanilla Investor’s Socials: https://www.vanillainvestor.com/media [https://www.vanillainvestor.com/media]

How To Live Frugally and Achieve Financial Independence | Ep 77

Watch the YouTube version of this episode HERE [https://youtu.be/ruUPdCXJr18] or read the written version HERE [https://www.vanillainvestor.com/newsletter/how-to-live-frugally-and-achieve-financial-independence] ►Join the 7-Day FREE Email Course: https://emailcourse.vanillainvestor.com/ [https://emailcourse.vanillainvestor.com/] ►Research stocks with Seeking Alpha https://seekingalpha.me/VanillaInvestor [https://seekingalpha.me/VanillaInvestor] ►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: https://vanillainvestor.com [https://vanillainvestor.com] ►Get your FREE Spending Tracker https://spendingtracker.vanillainvestor.com [https://spendingtracker.vanillainvestor.com] ►Investing/Personal Finance books you should read https://amzn.to/3TFcfny [https://amzn.to/3TFcfny] Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary! Timestamps: (00:59) Step 1: Save Your Money (02:51) Step 2: Reduce Your Expenses (03:08) Housing (04:22) Car (04:55) Entertainment (05:30) Food (06:02) Travel (06:22) Clothing (06:57) Step 3: Avoid High-Interest Debt (07:44) Step 4: Invest Your Money Follow Vanilla Investor’s Socials: https://www.vanillainvestor.com/media [https://www.vanillainvestor.com/media]

Financial Education | The 4 Rules Of Being Financially Literate | Ep 76

Watch the YouTube version of this episode HERE [https://youtu.be/j5Xch9s064M] or read the written version HERE [https://www.vanillainvestor.com/newsletter/financial-education-the-4-rules-of-being-financially-literate] ►Join the 7-Day FREE Email Course: https://emailcourse.vanillainvestor.com/ [https://emailcourse.vanillainvestor.com/] ►Research stocks with Seeking Alpha https://seekingalpha.me/VanillaInvestor [https://seekingalpha.me/VanillaInvestor] ►The Vanilla Newsletter - get the written version of episodes in your email every Sunday: https://vanillainvestor.com [https://vanillainvestor.com] ►Get your FREE Spending Tracker https://spendingtracker.vanillainvestor.com [https://spendingtracker.vanillainvestor.com] ►Investing/Personal Finance books you should read https://amzn.to/3TFcfny [https://amzn.to/3TFcfny] Welcome to The Vanilla Podcast, hosted by Ivan from the Vanilla Investor. On this podcast you’ll learn everything investing-related, smart personal finance tactics and achieving financial independence for you and your loved ones! We talk about the ways of investing your money in the stock market, the most optimal debt repayment strategies, and how you can work your way to a millionaire even on a low salary! Timestamps: (01:18) The Problem With Financial Knowledge (02:20) Break Out of Common Beliefs (03:09) Stepping Out of Your Comfort Zone (04:09) #1: Only Invest In Things You Understand (06:42) #2: Debt Is a Powerful But Risky Tool (08:37) #3: Having a Rich Mindset (09:24) #4: Develop Skills To Acquire Assets Follow Vanilla Investor’s Socials: https://www.vanillainvestor.com/media [https://www.vanillainvestor.com/media]