Wealth Coffee Chats

Your 2025 Finance Wrap-Up: Property Trends, Rate Cuts & the Rise of Mortgage Brokers

In this special episode of Wealth Coffee Chats, Sarah from the Positive Money team delivers your 2025 Finance Year in Review — a clear snapshot of how Australians bought, borrowed, and invested this year. From nationwide property purchases to rising home values, interest rate cuts, and the growing role of mortgage brokers, Sarah breaks down the real numbers behind the headlines. Learn which states led the market, how regional areas outperformed capital cities, what happened to loan volumes, and why more Australians are choosing brokers for their home loans. If you want a fast, easy-to-understand wrap-up of the biggest finance and property trends of 2025, this episode has everything you need. Episode Highlights: * 122,000 properties purchased nationwide, up 3.2% from last year. * Queensland led the country with the highest number of property sales. * Total property value surged from $9.32B to $11.92B year-on-year. * National median dwelling value rose 9.8% to $872,538. * Regional markets outperformed capitals, growing by 12.3%. * Three interest rate cuts delivered a total 0.75% decrease. * Mortgage brokers wrote $121.6B in residential loans, up 21% year-on-year.

What Really Happens When You Work With a Financial Advisor: Inside the Full Process

In today’s Wealth Coffee Chats Financial Planning Edition, Alex breaks down one of the most common questions investors ask: “What actually happens when you engage a financial advisor?” For many people, meeting an advisor for the first time can feel overwhelming or unfamiliar. This episode provides a transparent, step-by-step walkthrough of the entire journey — from the first introductory chat through discovery, strategy design, implementation, and finally your long-term game plan. Alex explains why the early stages are so important, how advisors build a full picture of your financial world, the difference between strategy options, and why good advice is more than just picking investments. You’ll also learn why estate planning, insurance, and long-term goals matter just as much as wealth creation. Whether you're considering engaging an advisor or simply curious about the process, this episode gives you the clarity and confidence you need to know what to expect.

5 Must-Know Tips to Protect Your Investment Property: Landlord Insurance Explained

In this Property Management Edition of Wealth Coffee Chats, Kash dives into one of the most overlooked—but absolutely essential—parts of being a successful property investor: landlord insurance. Too many investors take the wrong policy, rely on whatever the bank offers, or—worse—skip landlord insurance altogether. Kash shares real examples from the field, common traps investors fall into, and the five key steps every landlord should take to make sure they’re truly protected. If you own an investment property (or plan to), this episode will help you understand your risks, compare policies properly, assess coverage, avoid costly gaps, and ensure you’re getting real value—not just the cheapest premium. A short, practical, and essential guide for anyone wanting to hold property long-term and minimise financial risk.

Can You Claim Tax on Vacant Land in 2026?

Confused about what property expenses are tax deductible before your investment home is built? This episode clears up the rules around interest, council rates, and holding costs for house and land packages—especially what changed after the 2019 ATO ruling. Learn the key tax distinctions between land and construction loans, and how to avoid common deduction mistakes. Essential insights for anyone building or planning to invest in property in Australia.

Monopoly Lessons Every Property Investor Should Know

What can the world’s most famous board game teach you about real-world property investing? In this episode, we unpack powerful wealth lessons hidden inside Monopoly and how they apply to building a successful portfolio. From buying strategically to staying in the game, reinvesting for growth, and managing emotions, this breakdown turns a classic family game into a modern investing masterclass. Perfect for anyone wanting to sharpen their property investing mindset and long‑term wealth strategy.