Your Money. Your Mission.

How to Prepare for Divorce Part 1: Disclosure Statements and Marital Debt

Divorce is one of the most emotionally and financially complex transitions a person can face and walking into it unprepared can cost far more than anticipated. In part one of this two-part series, host and SVP Wealth Fiduciary Advisor, Kelly Mould, [https://www.johnsonfinancialgroup.com/about-us/advisors/208/] is joined by former court commissioner and VP Wealth and Estate Administrator, Liz Pfeuffer [https://www.johnsonfinancialgroup.com/about-us/advisors/935/], to break down the financial side of divorce. We cover what documents to gather before filing, how to navigate legal representation (and why that "bulldog" attorney might not be your best bet), the critical role of the Financial Disclosure Statement, how marital debt works in Wisconsin and why the decisions made in a divorce are — in most cases — permanent. Whether contemplating divorce or in the thick of it, this episode delivers courtroom-tested guidance into actionable next steps. Stay tuned for part two which will cover cryptocurrency, marital waste, the family home and common divorce myths!   In this episode: * 00:00 – 03:57: Intro and Documents to Gather Before Filing * 03:58– 10:55: The Importance of Legal Representation * 10:56– 20:34: Financial Disclosure Statements and Marital Debt * 20:35 – 24:30: Professional Guidance After the Divorce * 24:31 – 26:52: Final Tips and Preview of Navigating Divorce Part 2   Additional resources: * The Retirement Roadmap: A Guide for Each Decade | Johnson Financial Group [https://www.johnsonfinancialgroup.com/whitepapers/retirement-roadmap-a-step-by-step-guide-to-retirement-readiness/] * Happily Ever After (or Not): Legal and Financial Realities of Relationships | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/happily-ever-after-or-not-legal-and-financial-realities-of-love-and-relationships/] * Starting Over After 50: The Realities of Gray Divorce | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/starting-over-after-50-the-realities-of-gray-divorce/] * Family Estrangement: How to Navigate Financial Implications and Find Peace | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/family-estrangement-how-to-navigate-financial-implications-and-find-peace/]

How to Be a Competitive Buyer in 2026

Think buying a home right now is impossible? Think again. In this episode of Your Money. Your Mission., SVP Wealth Fiduciary Advisor and host, Kelly Mould [https://www.johnsonfinancialgroup.com/about-us/advisors/208/], sits down with AVP Senior Community Mortgage Loan Officer, Sara Whitley [https://www.johnsonfinancialgroup.com/about-us/advisors/649/] and VP Mortgage Field Manager, Tony Petrie [https://www.johnsonfinancialgroup.com/about-us/advisors/295/] to cut through the noise and give you the real story about today's housing market. Whether you're a first-time buyer intimidated by the process or a seasoned homeowner ready to make your next move, this conversation is packed with practical advice you can actually use. We're busting myths (like that 20% down payment requirement), explaining why current interest rates are completely normal and sharing insider strategies for winning in a competitive market without breaking the bank.   In this episode: * 00:00 – 05:14: Intro and Current Market Reality * 05:15 – 10:40: Getting Started Right * 10:41 – 23:30: Understanding the Numbers * 23:31 – 30:45: Winning in a Competitive Market * 30:46 – 38:35: Avoiding Common Pitfalls * 38:36 – 40:35: Words of Encourage for Today’s Buyers   Additional resources: * First-Time Homebuyer Resources | Johnson Financial Group [https://www.johnsonfinancialgroup.com/campaigns/2024/mortgage-pre-approval-and-rewards/first-time-homebuyer/] * Experienced Buyer Resources | Johnson Financial Group [https://www.johnsonfinancialgroup.com/campaigns/2024/mortgage-pre-approval-and-rewards/experienced-homebuyer/] * How to Get Pre-Approved for a Mortgage: 4 Easy Steps | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/buying-or-building-a-home/mortgage-pre-approval/] * Selling Your Home: 10 Financial Considerations | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/your-financial-life/selling-your-home-10-financial-considerations-every-seller-should-know/]

Multigenerational Travel Planning: Building Your Family's Travel Legacy with Tom Karnes, LaMacchia Travel and Elliott Hogan, Hakuna MaTravels

In this episode, Host and SVP Wealth Fiduciary Advisor, Kelly Mould sits down with President and Owner of LaMacchia Travel Agency [https://www.lamacchiatravel.com/], Tom Karnes and Travel Agent from Hakuna MaTravels [https://www.hakunamatravels.com/], Elliott Hogan to explore the full landscape of planning meaningful multigenerational family trips — from managing budgets for large groups to navigating modern safety concerns like social media risks and currency exchange traps. You'll discover why the most successful family vacations actually involve less planning, not more, and how travel creates unique opportunities to teach kids about gratitude and paying it forward. Whether you're planning your first trip or looking to improve an existing tradition, this conversation offers practical strategies for creating memories that last a lifetime. In this episode: * 00:00 – 07:35: Financial Planning and Budgeting  * 07:36 – 09:49: International Currency and Money Tips * 09:50 – 17:11: Safety for Different Generations * 17:12 – 22:55: Building Traditions and Creating Memories * 22:56 – 26:51: Creating Annual Traditions and Final Tips Additional resources: * 4 Essential Financial Tips for Traveling Abroad [https://www.johnsonfinancialgroup.com/resources/blogs/your-financial-life/stress-free-vacation-4-financial-tips-for-traveling-abroad/]

100% Owner: How This Woman Founder Built a Legacy Company on Her Own Terms with Kristie Hall, True Grace

In this episode of Your Money. Your Mission., host and SVP Wealth Fiduciary Advisor, Kelly Mould [https://www.johnsonfinancialgroup.com/about-us/advisors/208/] sits down with Founder, Owner and President of True Grace, Kristie Hall [https://truegracehealth.com/pages/founder], to explore what it really takes to build a mission-driven company from the ground up. Kristie breaks down the importance of staying true to your mission and values and why maintaining 100% woman-owned status has become a cornerstone of True Grace’s identity. You’ll hear how Kristie differentiates her brand in one of the most saturated markets, the power of ownership vs. acquisition and her advice for women who are considering stepping into entrepreneurship but feel held back by fear.  In this episode: * 00:00 – 04:22: Kristie’s Journey to True Grace * 04:23 – 07:24: Breaking into a Saturated Market * 07:25 – 08:42: Choosing Ownership vs. Acquisition * 08:43 – 12:20: Family Legacy and Becoming a Woman-Owned Business * 12:21 – 18:20: Sustainability and Regenerative Agriculture * 18:21 – 20:30: Wellness and Balance for Business Owners * 20:31 – 22:51: Advice for Aspiring Entrepreneurs and Closing Additional resources: * True Grace | Nutrient-Dense Supplements for People & Planet [https://truegracehealth.com/] * What is Regenerative Agriculture? | True Grace [https://truegracehealth.com/pages/regenerative-agriculture] * Family Business Succession: How to Engage the Next Generation | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/business-guidance/family-business-succession-planning-engaging-the-next-generation/]

AI and Finance: How to Leverage Technology While Protecting Your Wealth

Artificial intelligence is everywhere but what does it actually mean for your money? In this episode of Your Money. Your Mission, host and SVP Wealth Fiduciary Advisor, Kelly Mould [https://www.johnsonfinancialgroup.com/about-us/advisors/208/] sits down with SVP Portfolio Manager, Eric Bernal [https://www.johnsonfinancialgroup.com/about-us/advisors/321/] and SVP Chief Information Security Officer, Mark Ward to explore the real-world impact of AI on your finances, from robo-advisors managing your portfolio to deepfake scams threatening your security. You'll discover practical strategies anyone can use today: Why password managers are your secret weapon, how to best use AI and why working with a human advisor is more important than ever.