2026-07-03: 30-year fixed rates dropped to 6.43% (7-week low), national listing prices fell 2.5% year-over-year

2026-07-12: National housing inventory dipped slightly year-over-year for the first time in months

SHOW NOTES - 2026-07-12 STORIES COVERED * July 12, 2026 * Today: * Mortgage rates rose last week [https://www.housingwire.com/articles/iran-conflict-lifts-mortgage-rates-but-housing-demand-stays-positive/] [Market Pulse] * New listings remain below pre-COVID seasonal norms [https://www.housingwire.com/articles/iran-conflict-lifts-mortgage-rates-but-housing-demand-stays-positive/] [Market Pulse] * National median price hit $440,600 in June [https://www.cnbc.com/2026/07/11/21st-century-road-to-housing-act-homebuyers-sellers.html] [Market Pulse] * The 21st Century ROAD to Housing Act became law [https://www.cnbc.com/2026/07/11/21st-century-road-to-housing-act-homebuyers-sellers.html] [Industry & Legal] * NAHB and NAR both applauded the law [https://www.nahb.org/news-and-economics/press-releases/2026/07/nahb-applauds-landmark-housing-bill-becoming-law] [Industry & Legal] * Building permit data from multiple markets [https://news.google.com/rss/articles/CBMitwFBVV95cUxPcTh0Q1FUVlVqRHF5TDVfOHg4Qk9ieXd2ZlRiNmJzUHdUNEZVWWFZZi1VTGlSejNNdU13Tkc3WlJqeHlOelcwODN3eC1DZ1NlUjRDY3k5MVZwQ2lobVRaWGk5eWptTzEtZXp2SWtmbGk0Y09TQzBkZkkxbkJJYnVULVlhQXpYR05xTUJ2QWZfNnZ6NEcyemRyMDhKZlhlenlqbkI5WFU4YnV5QW5zNzdJUWRvWUd1M3M?oc=5] [Deal Flow] Read the full brief [https://carolinacleartech.com/athens-real-estate/2026-07-12/]

2026-07-11: The 21st Century ROAD to Housing Act became law overnight

SHOW NOTES - 2026-07-11 STORIES COVERED * July 11, 2026 * Today: [https://www.mortgagenewsdaily.com/news/07102026-existing-home-sales-nar-inventory-prices-appr] Read the full brief [https://carolinacleartech.com/athens-real-estate/2026-07-11/]

2026-07-10: 30-year fixed crept to 6.49% as Iranian tensions reignited oil volatility

SHOW NOTES - 2026-07-10 STORIES COVERED * Today: [July 10, 2026] * National rates climbed 6 basis points to 6.49% [https://www.realtor.com/research/freddie-mac-mortgage-rates-july-9-2026/] [Market Pulse] * Existing home sales dropped 2.4% month-over-month to 4.09M in June [https://www.realtor.com/research/existing-home-sales-june-2026/] [Market Pulse] * Affordability improved year-over-year [https://www.rismedia.com/2026/07/09/existing-home-sales-fall-short-of-expectations-in-june-but-some-indicators-remain-positive/] [Market Pulse] * Lake County, IL saw pending sales surge 13% year-over-year in June [https://www.redfin.com/blog/lake-county-il-housing-market-june-2026/] [Market Pulse] * UGA's TRIO programs (Upward Bound and Talent Search) are expanding college access for first-generation and low-income students [https://news.uga.edu/ugas-trio-programs-help-students-achieve-and-succeed/] [UGA & Student Housing] * S3 Capital closed $28M in construction financing for a 111-unit Class A multifamily project in Friendswood, Texas [https://commercialobserver.com/2026/07/s3-capital-texas-28m-multifamily-construction/] [Commercial & Investment] * Freddie Mac's new preferred equity structure behind conventional loans [https://www.housingwire.com/articles/preferred-equity-freddie-mac-loans/] [Commercial & Investment] * Orange County apartment complex sold for $132.5M [https://commercialobserver.com/2026/07/california-affordable-housing-investment-sale/] [Commercial & Investment] * Professional property management fees in high-migration cities [https://news.google.com/rss/articles/CBMibkFVX3lxTE9BWVFSY2ZYeTNWYjM1bmx3X2ZfSUdxdFZ3cE9BaGJQc0RsMzkxTjFwX2FUbWVzLTQtZ3ZkRW1ONFFRemVTWUY3OVZNY19KMXlrYWdfZmlTUzZGc0V3eVhRYlpTWElCaGVhY2YwdlZR?oc=5] [Property Management & Rentals] * NAHB Remodeling Market Index held at 61 in Q2 [https://www.nahb.org/news-and-economics/press-releases/2026/07/remodeling-market-sentiment-remains-in-positive-territory-in-second-quarter] [Industry & Legal] * FHFA's dual credit score mandate [https://www.housingwire.com/articles/dual-credit-score-mandate-costs/] [Industry & Legal] * Missing-middle housing (duplexes, triplexes, townhomes) does not automatically create affordability [https://www.housingwire.com/articles/missing-middle-affordability-math/] [Industry & Legal] Read the full brief [https://carolinacleartech.com/athens-real-estate/2026-07-10/]

2026-07-09: 30-year fixed rates climbed back to 6.68%, matching 10-month highs as Iran tensions flare

SHOW NOTES - 2026-07-09 STORIES COVERED * July 9, 2026 * Today: [https://www.mortgagenewsdaily.com/markets/mortgage-rates-07082026] * End of Brief [Deal Flow] Read the full brief [https://carolinacleartech.com/athens-real-estate/2026-07-09/]

2026-07-08: Mortgage rates climbed to 6.77% as Iran tensions spike oil prices

SHOW NOTES - 2026-07-08 STORIES COVERED * Tuesday, July 8, 2026 * Today: [https://www.housingwire.com/articles/mortgage-rates-rise-fed-hawkish/] * Word count: [Industry & Legal] Read the full brief [https://carolinacleartech.com/athens-real-estate/2026-07-08/]