Mortgage Rates Shift And Credit Rules Evolve

June Market Update - Included Condo's VS Townhomes

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] 🏠 Real Estate Market Update | Week of June 21st This week, Angie Gerber and mortgage expert Nikki from Kevnik Mortgage break down what's moving the market — and what every buyer, seller, and agent needs to know RIGHT NOW. 📉 What's in this episode: * Oil prices drop to $73.50/barrel — what that means for interest rates * Current rates sitting in the mid-6s (and how to get lower) * CPI inflation numbers dropping Thursday — should you lock in NOW? * Condo vs. Townhome financing: the difference that could make or break your deal * How to tell if a property is a condo or townhome in Minnesota (hint: look for "lot and block") * Why condos need 30–45 days to close vs. 2 weeks for townhomes * HOA insurance changes from April and what they mean for your transaction * Red flags to watch in association docs — before you list OR buy 📞 Connect with Nikki at Kevnik Mortgage: 📧 nikki@kevnickgroup.com [nikki@kevnickgroup.com] 📱 952-484-1584 📲 @MortgagesfromMNtoAZ on Facebook, Instagram & TikTok Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

Record Home Equity Could Change Your Next Move & Interest Rate Break

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Mortgage rates finally show some relief as world events push oil down and bond markets respond, giving us a real reason to feel optimistic again.  We dig into record-setting US homeowner equity and the practical choices it creates for buying, refinancing, renovating, and even investing.  • Iran US deal implications for oil prices and mortgage interest rates  • Record $49T in owner-occupied home value and $35T in equity  • Insurance cost shocks and why ownership can offer more control  • Who to call back after 2 to 7 years of ownership  • Equity options like HELOCs, second mortgages, and renovation seconds  • Using home equity as a starting point for real estate investing  You can find Nikki on TikTok or Instagram @mortgagesfromMntoAZ. And on Facebook under Nikki Erickson, text or call 952-484-1584 or email me at Nikki@Kevnikgroup.com.  Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

June Housing Market Update With Mortgage Rates And Home Appreciation

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] On this week's Market Update -  We share a fast June 7 market update on mortgage rates, volatility, and what the 10-year Treasury signals for client conversations.  We also dig into fresh home appreciation numbers by market and a simple “Be, Do, Have” mindset that helps agents take uncomfortable action and grow.  You can find me on Instagram, Facebook, and TikTok @mortgagesfromMNtoAZ.  You can text me, call me at 952 484 1584, or you can email me at Nikki@KevnikGroup.com.    Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

June Mortgage Rate Outlook Through Oil Prices And The Fed

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Mortgage rates hold in the mid-six range, with paths to the low sixes through buy downs, and we explain how oil prices and the 10-year Treasury shape what you see day to day. We also dig into competing inflation measures the Fed may weigh differently, then pivot to a time-sensitive CE deadline reminder for real estate agents.  Agents don't forget CE is due NOW in order to make sure you keep your license! Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

May Real Estate Market Update With New Credit Scoring Options

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] We share a fast May 25 real estate market update, from mortgage rate movement back into the sixes to what the latest home price and sales reports suggest about demand. We also break down a major lending change: VantageScore is arriving sooner than expected, plus a simple birthday outreach habit that keeps us top of mind and wins repeat business.  • Lenders testing VantageScore alongside FICO using a dual score model  • Opening access beyond 20% down as some programs move toward normal guidelines like 3% down  • Why automated underwriting matters and what changed with DU and LP support  • Who to recontact right now: denied borrowers, thin credit profiles, first-time home buyers  • Simple agent follow up tactics using birthdays, personal mail, and manual holiday texts Call or text Nikki at 952-484-1584 to talk more about all the opportunity headed our way! Or email: Nikki@KevnikGroup.com. Find her on socials at MortgagesFromMNToAZ.  Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]