Bottom Lines Top Dollars

Crunching on banking - SVB and risky business

The Ladies Who Crunch pop off to talk banks! Silicon Valley Bank - Signature Bank - Credit Suisse - First Republic Bank…financial institutions are on a wild ride of their own making. This popup episode reviews how banking works, digs into the hand-waving ways risk is assessed, and touches on why any of us might care about non-big-banks collapsing and if a bank collapse is something we want to experience or not.

Live Debate: Can you have an anticapitalist business? Practical Ways to Thrive in Capitalism #5

In this episode, we discuss the conflicting leftist desires behind wanting to start or scale a business in order to avoid working for the man – and fearing you might turn into “the man” you’re trying to avoid in the first place. We look at the anxieties that come up: exploiting others, making enough money / charging, earning money feeling somehow inherently wrong, being a good boss not a shit one. We also talk the ways running your own business can still be better than other options: sourcing locally, paying living/thriving wages, creating a workplace that doesn't suck. There is no gold star in capitalism - but there might be ways to create work that doesn't make it worse. Is that good enough? Listen to the episode, and you decide. As always, let us know what you think on Instagram (@bottomlinestopdollars) and if you want to send us questions or episode ideas, email us at bottomlinestopdollars@gmail.com. Bottom Lines Top Dollars is a podcast about all the money things you suspect might be ruining your life, hosted by Hadassah Damien from Ride Free Fearless Money, and Laura Boo MacDonald, CPA. This episode was recorded in March 2022, and edited by Erica Ricketts. More information about us and this podcast can be found at ladieswhocrunch.club [https://ladieswhocrunch.club/].

Retirement, or Life After Work: Practical Ways to Thrive in Capitalism #4

Retirement, the state of having worked in the past but now being done with working, is a troubled concept. Given that it is a marginally possible golden carrot dangled in front of working life, how do you prepare to make it happen, when do you want it to happen, and how can you craft a post-work identity - when it happens or otherwise? For a lot of people, not working is the thing people talk about with the most anxiety. In this episode, we look at the history and concept of retirement in order to understand how it works, how people make it happen, what’s weird about it, and what early retirement – the alternative retirement timeline – is about. Bottom Lines Top Dollars is a podcast about all the money things you suspect might be ruining your life, hosted by Hadassah Damien from Ride Free Fearless Money, and Laura Boo MacDonald, CPA. This episode was recorded in March 2022, and edited by Erica Ricketts. More information about us and this podcast can be found at ladieswhocrunch.club [https://ladieswhocrunch.club/]. Please follow us on Instagram (@bottomlinestopdollars) and if you want to send us questions or episode ideas, email us at bottomlinestopdollars@gmail.com.

Wooing the unholy trinity to achieve a financial goal: Practical Ways to Thrive in Capitalism #3

How do you prepare for a big financial purchase? Besides dreaming you also need to scheme because it’s all about putting yourself in a position to woo the unholy trinity: credit, capital, and income. FUN TIMES. We tell you how to get in the best position to get that sweet bank money – yes, get into debt, on purpose – so you can get that tricked out van/pirate sailboat, cooperative farm, or just a regular house or business loan. Learn how to eat the bran muffin of improving your credit, fancy bankerspeak, and get excited to move from the depressed nothing-will-ever-change hole of capitalist nihilism into a strategic and shiny sea of possibility. Bottom Lines Top Dollars is a podcast about all the money things you suspect might be ruining your life, hosted by Hadassah Damien from Ride Free Fearless Money, and Laura Boo MacDonald, CPA. This episode was recorded in March 2022, and edited by Erica Ricketts. More information about us and this podcast can be found at ladieswhocrunch.club [https://ladieswhocrunch.club/]. Please follow us on Instagram (@bottomlinestopdollars) and if you want to send us questions or episode ideas, email us at bottomlinestopdollars@gmail.com.

Avoid Despair and Dig out of Shitty Debt: Practical Ways to Thrive in Capitalism #2

Much like the undead, debt can haunt and stalk you and limit what’s possible in your life - that is shitty debt. And however you got this shitty debt, which may be some bullshit: now it’s your bullshit - so now what? This episode guides you through mindsets and steps to deal with the feelings and face debt head on. You’ll learn how to understand your finances in terms of choice and how to use that framework to slay your debt and set yourself up to get ahead - so you can jump on the actions in the rest of this seasons’ episodes. Bottom Lines Top Dollars is a podcast about all the money things you suspect might be ruining your life, hosted by Hadassah Damien from Ride Free Fearless Money, and Laura Boo MacDonald, CPA. This episode was recorded in February 2022, and edited by Erica Ricketts. More information about us and this podcast can be found at ladieswhocrunch.club [https://ladieswhocrunch.club/]. Please follow us on Instagram (@bottomlinestopdollars) and if you want to send us questions or episode ideas, email us at bottomlinestopdollars@gmail.com.