Reinventing Finance

Embedded Insurance: Why Most Programmes Fail to Scale with Jordi Pagés, CEO & Co-Founder of Weecover | Eps.71 -Reinventing Finance Podcast

In this episode of the Reinventing Finance Podcast, KASKO [www.kasko.io] CEO & Co-Founder Nikolaus Sühr [https://www.linkedin.com/in/nikolaussuehr/] and VIG Platform Partners [www.platformpartners.vig] CEO Dr. Ronald Engel [https://www.linkedin.com/in/ron-engel/] speak with Jordi Pagés [https://www.linkedin.com/in/jordi-pages-825a295/], CEO & Co-Founder of Weecover. [https://weecover.com] Here are some of the key topics discussed in the episode: * how embedded insurance can reduce friction in customer journeys * why partner commitment is critical for activation * what insurers often underestimate about distribution * how APIs and legacy systems can limit embedded models * why speed is an early signal of partner quality * what makes insurance products relevant at the point of sale * how UX, pricing and communication affect attach rates * why embedded insurance needs more than technology * what MGAs and insurers should consider before building their own stack The episode offers a practical view on what it takes to make embedded insurance work beyond the initial launch.____Reinventing Finance Podcast is a proud partner of ITC Europe 2026!📍Barcelona | 28–29 MayGet your ticket now and save 10% with code NVDR64https://europe.insuretechconnect.com [https://europe.insuretechconnect.com](not combinable with other discounts)

From Sponsorship to Social Impact in Insurance with Roger Peverelli, Author & Industry Expert | Eps.70 - The Reinventing Finance Podcast

KASKO [https://www.kasko.io/] CEO & Co-Founder ⁠⁠⁠⁠⁠⁠Nikolaus Sühr⁠⁠⁠⁠⁠⁠ [https://www.linkedin.com/in/nikolaussuehr/] and ⁠⁠⁠⁠⁠⁠VIG Platform Partners⁠⁠⁠⁠⁠⁠ [www.platformpartners.vig] CEO Dr. ⁠⁠⁠⁠⁠⁠Ronald Engel⁠⁠⁠⁠⁠⁠ [https://www.linkedin.com/in/ron-engel/] speak with Roger Peverelli [https://www.linkedin.com/in/rogerpeverelli/], Author, Lecturer in InsurTech Innovation and Former Co-Founder of Digital Insurance Agenda, about the untapped potential of football as a platform for social impact. Here are some of the key topics discussed in the episode:– how football creates social impact at scale through its universal appeal– why insurers overlook existing social initiatives despite heavy sponsorship spend– what differentiates CSR from marketing when aiming for genuine impact– how insurers can leverage existing football ecosystems instead of building their own initiatives– why awareness, not budget, is often the biggest barrier to action– how social impact initiatives influence employer attractiveness and talent acquisition– what insurers can learn from initiatives like the Homeless World Cup, led by Mel Young– how to balance personal passion with organisational continuity in CSR programmes– why exclusivity thinking limits social impact and collaboration increases outcomes– how leading insurers integrate sponsorship with social purpose effectively– what practical steps insurers can take to activate existing partnerships for impactThis episode offers a pragmatic perspective on how insurers can rethink sponsorship and CSR to achieve meaningful, scalable impact. Listen now! ⚽ If you like football, we recommend checking out Roger Peverelli's [https://rogerpeverelli.com]new book called "Eleven Beautiful Goals - How Football Is Changing Lives" [https://11beautifulgoals.com/]! ____Reinventing Finance Podcast is a proud partner of ITC Europe 2026 [https://europe.insuretechconnect.com]! 📍Barcelona | 28–29 May Get your ticket now and save 10% with code NVDR64(not combinable with other discounts)

Insurance telematics strategy: From driver scoring to behavioural risk prevention - Harald Trautsch⁠, Founder & CEO of ⁠Dolphin Technologies⁠ | Eps.69 - The Reinventing Finance Podcast

In this episode of the Reinventing Finance Podcast, ⁠KASKO⁠⁠⁠⁠⁠ [www.kasko.io] CEO & Co-Founder ⁠⁠⁠⁠⁠Nikolaus Sühr⁠⁠⁠⁠⁠ [https://www.linkedin.com/in/nikolaussuehr/] and ⁠⁠⁠⁠⁠VIG Platform Partners⁠⁠⁠⁠⁠ [www.platformpartners.vig] CEO Dr. ⁠⁠⁠⁠⁠Ronald Engel⁠⁠⁠⁠⁠ [https://www.linkedin.com/in/ron-engel/] speak with Harald Trautsch [https://www.linkedin.com/in/trautsch/]⁠ [https://de.linkedin.com/in/klemm], Founder & CEO of Dolphin Technologies [www.dolphin.io]⁠⁠ [https://www.baobab.io/de-en]. Here are some of the key topics discussed in the episode: – how telematics can move from post-accident response to predicting and preventing risk – why 25% of accidents happen within the first three minutes of a trip, and what insurers can do about it – how behavioural economics explains risky driving and how to counteract it – what makes telematics programmes fail after initial engagement fades – how to target the right customer segment instead of trying to “please everybody” – why communication consent and contextual messaging are the real foundations of modern insurance – how insurers can start with a low-cost pilot instead of a six-figure telematics rollout – what it means to monetise risk reduction and reward safer behaviour – how insurers can evolve from commodity and product thinking towards experience design – why the future of telematics must extend beyond the car into broader mobility and life contexts A strategic conversation for insurance leaders on how to connect data, behavioural science and communication to create measurable impact.

How active cyber underwriting is reshaping European cyber insurance - Vincenz Klemm⁠, CEO & Co-Founder of ⁠Baobab⁠ | Eps.68 - The Reinventing Finance Podcast

In this episode of the Reinventing Finance Podcast, KASKO⁠⁠⁠⁠ [www.kasko.io] CEO & Co-Founder ⁠⁠⁠⁠Nikolaus Sühr⁠⁠⁠⁠ [https://www.linkedin.com/in/nikolaussuehr/] and ⁠⁠⁠⁠VIG Platform Partners⁠⁠⁠⁠ [www.platformpartners.vig] CEO Dr. ⁠⁠⁠⁠Ronald Engel⁠⁠⁠⁠ [https://www.linkedin.com/in/ron-engel/] speak with Vincenz Klemm [https://de.linkedin.com/in/klemm], CEO & Co-Founder of Baobab [https://www.baobab.io/de-en], about building a next-generation cyber MGA and what it really takes to underwrite digital risk. Here are some of the key topics discussed in the episode: – how Baobab evolved from a US insurtech success story to a European cyber MGA– why cyber insurance must integrate risk mitigation, not just risk transfer– what brokers need to actually sell cyber effectively in the mid-market– how to prove that “active cyber” prevention measurably reduces losses– why outside-in scanning alone is insufficient for robust underwriting– how accurate attack surface mapping improves speed and pricing– what NIS2 means for insurability and cyber investment across Europe– why rising cybersecurity spend does not reduce the need for risk transfer– how geopolitical tensions influence cyber risk awareness and demand A practical discussion on underwriting discipline, prevention technology and the future of cyber insurance for European SMEs and the mid-market.

How AI Agents Are Transforming Insurance Claims Operations - Mark Chemaly⁠ & Christian Chemaly⁠, Founders of ⁠Assista Pilot⁠ | Eps.67 - The Reinventing Finance Podcast

In this episode of the Reinventing Finance Podcast, ⁠⁠⁠KASKO⁠⁠⁠ [www.kasko.io] CEO & Co-Founder ⁠⁠⁠Nikolaus Sühr⁠⁠⁠ [https://www.linkedin.com/in/nikolaussuehr/] and ⁠⁠⁠VIG Platform Partners⁠⁠⁠ [www.platformpartners.vig] CEO Dr. ⁠⁠⁠Ronald Engel⁠⁠⁠ [https://www.linkedin.com/in/ron-engel/] speak with ⁠ [https://www.linkedin.com/in/sungfengwu/]Mark Chemaly [https://www.linkedin.com/in/mark-chemaly-b7aa68b1/], CEO & Co-Founder of Assista Pilot [https://assista-pilot.com/], and Christian Chemaly [https://www.linkedin.com/in/christianchemaly/], CTO & Co-Founder of Assista Pilot [https://assista-pilot.com/]. Here are some of the key topics discussed in the episode: – how AI agents differ from chatbots, RPA and traditional automation in insurance operations – what an AI agent actually is and how it takes action across systems – why claims is the most impactful starting point for agentic automation – how AI agents handle unstructured data from FNOL to decision-ready claims files – what insurers need to solve before they are truly “AI-agent ready” – how to combine deterministic systems, APIs and AI without replacing core platforms – why modular, layered implementations outperform large rip-and-replace projects – how to prioritise claims processes based on cost, customer experience and speed – what insurers often underestimate when moving from pilots to production – why voice and conversational claims journeys require a complete rethink of process design The conversation offers a practical, experience-led view on how insurers, MGAs and TPAs can deploy AI agents in claims with measurable operational and customer impact, without over-engineering or unrealistic expectations.