Credit Repair Hangout

EP.60 What does my credit score need to be to buy a house in 2026 - Credit Q&A in the Hangout Episode

I'm answering YOUR questions on this special Credit Q&A in the Hangout Episode and the question for today is "What does my credit score need to be to purchase a home in 2026?" But I always keep it real so I have to break this down for you and really unpack what will go into getting you approved because the credit score is JUST 1 of the boxes you need to check. After this episode you will be fully prepared to get to work on getting that new home this year! Correction from the episode.. It is 10% down now when you have a lower credit score! You will know which part of the episode I am talking about... And after the episode if you still need additional help I’ve taken it a couple steps further and put together a Do it Yourself Credit Repair E Book as well to really help you take off with repairing your credit.  With the E book you’ll get: Step by step instructions to repair your credit  Pre typed dispute letters that I’ve had great success with  Email support from me in case you get stuck along the way  And more… Grab it here at the linktree further down And as always come on in, kick back, and enjoy this episode! Be sure to leave a review and let me know if you’re enjoying the podcast  Things to do also to help your credit! Check out the Credit Repair Hangout YouTube Channel with helpful credit repair videos Get a copy of your 3 bureau credit report for just $1 Purchase every good dispute letter I ever sent for just $14.99 (Like the ones that got me tons of deletions for my credit repair business) You can find the links to these helpful resources right here ⁠ https://linktr.ee/thecreditrepairhangout [https://linktr.ee/thecreditrepairhangout] Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier!  Follow my personal social media if you want to stay connected: TikTok: @ehicksda1 Intro Music: Smile by JustCordell This is podcast is for you if you've ever wanted to learn: How to fix your credit on your own How to get better at disputing items on your credit report How to remove late payments How to remove collection accounts How to build credit How to make repairing your credit easier How to better manage your finances How to get approved for cars How to get approved for homes How to get approved for credit cards How to get approved for business funding

Do these 3 things to repair your credit in 2026

It’s the new year so let’s cut the fluff this episode and give you exactly what you came for! In this episode I’m going over the only 3 things you need to focus on that’s guaranteed to repair your credit in 2026!!! And after the episode if you still need additional help I’ve taken it a couple steps further and put together a Do it Yourself Credit Repair E Book as well to really help you take off with repairing your credit. With the E book you’ll get: * Step by step instructions to repair your credit * Pre typed dispute letters that I’ve had great success with * Email support from me in case you get stuck along the way * And more… * Grab it here at the linktree further down * And as always come on in, kick back, and enjoy this episode! Be sure to leave a review and let me know if you’re enjoying the podcast Things to do also to help your credit! * Check out the Credit Repair Hangout YouTube Channel with helpful credit repair videos * Get a copy of your 3 bureau credit report for just $1 * Purchase every good dispute letter I ever sent for just $14.99 (Like the ones that got me tons of deletions for my credit repair business) You can find the links to these helpful resources right here ⁠ https://linktr.ee/thecreditrepairhangout Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier! Follow my personal social media if you want to stay connected: TikTok: @ehicksda1 Intro Music: Smile by JustCordell This is podcast is for you if you've ever wanted to learn: How to fix your credit on your own How to get better at disputing items on your credit report How to remove late payments How to remove collection accounts How to build credit How to make repairing your credit easier How to better manage your finances How to get approved for cars How to get approved for homes How to get approved for credit cards How to get approved for business funding

EP.58 The December Declutter your Credit and Finances need to Win in 2026

Have you ever felt like an entire year flies by and the goals you had set for the year just flopped? Well what if I told you that it’s all because of 1 simple thing? And that thing is “CLUTTER” But maybe not exactly the kind of clutter you’re thinking about… So on this episode I’ll be talking about the kind of clutter that’s been slowing your credit and financial goals down and how to get it out of your life and finally WIN!!! And after the episode if you need additional help I’ve taken it a couple steps further and put together a Do it Yourself Credit Repair E Book as well to really help you take off with repairing your credit. With the E book you’ll get: * Step by step instructions to repair your credit * Pre typed dispute letters that I’ve had great success with * Email support from me in case you get stuck along the way And more… Grab it here at the linktree further down And as always come on in, kick back, and enjoy this episode! Be sure to leave a review and let me know if you’re enjoying the podcast And check out new video episodes on our YouTube Channel “The Credit Repair Hangout” ⁠We will be interviewing guests now so be sure not to miss these episodes where we dive deep! Things to do also to help your credit! * Listen to weekly episodes of our podcast “The Credit Repair Hangout” * Get a copy of your 3 bureau credit report for just $1 * Purchase every good dispute letter I ever sent for just $14.99 (Like the ones that got me tons of deletions for my credit repair business) * Download a copy of our Credit Booster Guide for First Time Homebuyers * You can find the links to these helpful resources right here ⁠ https://linktr.ee/thecreditrepairhangout Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier! Follow my personal social media if you want to stay connected: Personal Instagram: @2focused_e TikTok: @ehicksda1 Intro Music: Smile by JustCordell This is podcast is for you if you've ever wanted to learn: How to fix your credit on your own How to get better at disputing items on your credit report How to remove late payments How to remove collection accounts How to build credit How to make repairing your credit easier How to better manage your finances How to get approved for cars How to get approved for homes How to get approved for credit cards How to get approved for business funding

Should I repair my credit or file bankruptcy? (Credit Q&A in the Hangout)

I’m answering YOUR credit questions every week in the Credit Repair Hangout now so let’s slide into another Q&A episode with a great question from a loyal listener and that question is “Should I repair my credit or Should I file bankruptcy?” If you’ve been on the fence confused because there is so much information and misinformation online about filing bankruptcy or the process of repairing your credit then this is the episode for you. Come on in and let’s talk about it! Be sure to leave a review and let me know if you’re enjoying the podcast And check out new video episodes on our YouTube Channel “The Credit Repair Hangout” We will be interviewing guests now so be sure not to miss these episodes where we dive deep! Things to do also to help your credit! * Listen to weekly episodes of our podcast “The Credit Repair Hangout” a * Get a copy of your 3 bureau credit report for just $1 * Purchase every good dispute letter I ever sent for just $14.99 (Like the ones that got me tons of deletions for my credit repair business) * Download a copy of our Credit Booster Guide for First Time Homebuyers * Get my DIY Ebook to repair your own credit You can find the links to these helpful resources right here https://linktr.ee/thecreditrepairhangout [https://linktr.ee/thecreditrepairhangout] Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier! Follow us on social media: Instagram: @thecreditrepairhangout Personal Instagram: @2focused_e TikTok: @ehicksda1 Intro Music: Smile by JustCordell

How to repair your credit by making the right “Shift”

Ever feel like you’re just going through the motions everyday, stuck in the same position, and feeling like you’ll never be in a better credit situation? Well if so, you’re not the only one and trust me that here at The Credit Repair Hangout you have found your people! So on this episode I’ll be talking about how simply making the right “Shift” is going to make all ten difference in your credit repair journey. And after the episode if you need additional help I’ve taken it a couple steps further and put together a Do it Yourself Credit Repair E Book as well to really help you take off with repairing your credit. With the E book you’ll get: * Step by step instructions to repair your credit * Pre typed dispute letters that I’ve had great success with * Email support from me in case you get stuck along the way * And more… Grab it here at the linktree further down And as always come on in, kick back, and enjoy this episode! Be sure to leave a review and let me know if you’re enjoying the podcast And check out new video episodes on our YouTube Channel “The Credit Repair Hangout” ⁠We will be interviewing guests now so be sure not to miss these episodes where we dive deep! Things to do also to help your credit! * Listen to weekly episodes of our podcast “The Credit Repair Hangout” * Get a copy of your 3 bureau credit report for just $1 * Purchase every good dispute letter I ever sent for just $14.99 (Like the ones that got me tons of deletions for my credit repair business) * Download a copy of our Credit Booster Guide for First Time Homebuyers You can find the links to these helpful resources right here ⁠ https://linktr.ee/thecreditrepairhangout [https://linktr.ee/thecreditrepairhangout] Some links mentioned in these episodes are affiliate links and I will get a small commission. But trust that I only mention products that I’ve personally used myself and have had great experiences with so I know they are trustworthy and I am confident they will help you the way they’ve helped me About me: I am a Credit Repair business owner, Podcaster, and now YouTuber that will make episodes to help you improve your credit and financial situation so that you can live happier! Follow us on social media: Instagram: @thecreditrepairhangout Personal Instagram: @2focused_e TikTok: @ehicksda1 Intro Music: Smile by JustCordell This is podcast is for you if you've ever wanted to learn: How to fix your credit on your own How to get better at disputing items on your credit report How to remove late payments How to remove collection accounts How to build credit How to make repairing your credit easier How to better manage your finances How to get approved for cars How to get approved for homes How to get approved for credit cards How to get approved for business funding