Supercharged Growth: What the FDIC Report Reveals About Bank Lending to NDFIs | BankTalk Episode 146

Supercharged Growth: What the FDIC Report Reveals About Bank Lending to NDFIs | BankTalk Episode 146

Joe Bergquist [https://www.linkedin.com/in/joseph-bergquist-d-b-a-80094211/] of The Banker Next Door [https://www.thebankernextdoor.com/] joins us to unpack the FDIC’s recent report on bank lending to non‑depository financial institutions (NDFIs). Joe walks through the supercharged growth within the NDFI space, highlighting what’s driving expansion and where banks are placing their bets. We break down the types of borrowers, examine concentration trends across banks, and discuss what these findings mean for balance sheets, risk management, and future regulatory focus. Whether you’re tracking indirect exposure or actively lending into the space, this conversation provides timely context and practical insight into one of banking’s fastest‑growing segments. Send us Fan Mail [https://www.buzzsprout.com/1356058/fan_mail/new] Presented by Remedy Consulting For more information on BankTalk: BankTalk  Website [https://www.remedyconsult.net/banktalk/] Subscribe to BankTalk News [http://remedyconsult-5298690.hs-sites.com/podcast-subscription-form] Remedy Consulting Website [https://www.remedyconsult.net/] Remedy LinkedIn [https://www.linkedin.com/company/remedyconsult/] To speak on the BankTalk Podcast, please  email us [cburgmeier@remedyconsult.net].

Behind the Software: Private Equity, Open Banking, and What Comes Next | BankTalk Episode 145

Lori Wilson [https://www.linkedin.com/in/loriannwilson7/] of Remedy Consulting [https://www.linkedin.com/company/remedyconsult/] joins BankTalk to break down key trends reshaping the software ecosystem for community financial institutions. In this episode, we explore the growing influence of private equity ownership across banking software providers and consulting firms—and what that means for long-term partnerships, pricing, and product direction. We also take a closer look at open banking initiatives and the digital migration strategies underway at the largest core providers, unpacking how these shifts could impact your next software contract. Whether you’re planning a core renewal, evaluating fintech partnerships, or simply trying to stay ahead of industry change, this conversation offers practical insights to help community banks make smarter technology decisions. To connect with Lori Wilson or continue the conversation, you can reach her at lwilson@remedyconsult.net  Send us Fan Mail [https://www.buzzsprout.com/1356058/fan_mail/new] Presented by Remedy Consulting Pricing Page unPacked [https://www.buzzsprout.com/2612036] Where pricing strategy meets the real world. What actually happens... Listen on: Apple Podcasts [https://podcasts.apple.com/podcast/id]   Spotify [https://open.spotify.com/episode/5ehGPTIPbZrdbef7c7eop1?si=ef4babed5b884757] For more information on BankTalk: BankTalk  Website [https://www.remedyconsult.net/banktalk/] Subscribe to BankTalk News [http://remedyconsult-5298690.hs-sites.com/podcast-subscription-form] Remedy Consulting Website [https://www.remedyconsult.net/] Remedy LinkedIn [https://www.linkedin.com/company/remedyconsult/] To speak on the BankTalk Podcast, please  email us [cburgmeier@remedyconsult.net].

Balance Sheets Under Pressure: Rates, Risk Appetite, and What Comes Next | BankTalk Episode 144

In a market defined by uncertainty, standing still on the balance sheet may be the biggest risk of all. Zach Zoia [https://www.linkedin.com/in/zachzoia/] of Darling Consulting Group [https://www.linkedin.com/company/darling-consulting-group/]—and co‑host of the On the Balance Sheet podcast—joins us to unpack how financial institutions should be thinking about rate risk, balance sheet strategy, and margin pressures amid persistent yield curve volatility. We dive into how recent global events, including heightened geopolitical tensions, private credit stress, and shifting risk appetite, are influencing bank decision‑making today—and why loan and deposit pricing discipline will matter more than ever as we move into 2026. Whether you’re re‑evaluating your tolerance for risk or wondering where margin tailwinds (and headwinds) may emerge, this conversation offers practical insights for ALCO and executive teams navigating what’s next. Send us Fan Mail [https://www.buzzsprout.com/1356058/fan_mail/new] Presented by Remedy Consulting For more information on BankTalk: BankTalk  Website [https://www.remedyconsult.net/banktalk/] Subscribe to BankTalk News [http://remedyconsult-5298690.hs-sites.com/podcast-subscription-form] Remedy Consulting Website [https://www.remedyconsult.net/] Remedy LinkedIn [https://www.linkedin.com/company/remedyconsult/] To speak on the BankTalk Podcast, please  email us [cburgmeier@remedyconsult.net].

What We Learned Choosing a Next‑Gen Core | BankTalk Episode 143

In 2021, PeoplesBank transitioned its core banking system to Nymbus, after the transition of its digital bank Zynlo, the previous year. Aleda DeMaria [https://www.linkedin.com/in/aleda-demaria-62366923/]EVP, COO of Peoples Bank [https://www.linkedin.com/company/bankatpeoples/] spearheaded the integration of a new modern core, and she joins us to reflect on a strategic partnership with Nymbus. Is your bank interested? Hear from Aleda on the strategies to prepare for this unique conversion and ways to achieve a successful transition.  Send us Fan Mail [https://www.buzzsprout.com/1356058/fan_mail/new] Presented by Remedy Consulting For more information on BankTalk: BankTalk  Website [https://www.remedyconsult.net/banktalk/] Subscribe to BankTalk News [http://remedyconsult-5298690.hs-sites.com/podcast-subscription-form] Remedy Consulting Website [https://www.remedyconsult.net/] Remedy LinkedIn [https://www.linkedin.com/company/remedyconsult/] To speak on the BankTalk Podcast, please  email us [cburgmeier@remedyconsult.net].

Mergers and Acquisitions – Preparing to be a Buyer | BankTalk Episode 142

So, you’re thinking about entering the M&A arena as a buyer? Join Kenny Haglund [https://www.linkedin.com/in/kenneth-haglund-79a4735/] and Beau Hurtig [https://www.linkedin.com/in/beau-hurtig-09602061/] from Ballard Spahr, LLP [https://www.linkedin.com/company/ballard-spahr-llp/], as they walk through a practical checklist of considerations every prospective community bank buyer should evaluate to ensure a smooth acquisition process. Send us Fan Mail [https://www.buzzsprout.com/1356058/fan_mail/new] Presented by Remedy Consulting Pricing Page unPacked [https://www.buzzsprout.com/2612036] Where pricing strategy meets the real world. What actually happens... Listen on: Apple Podcasts [https://podcasts.apple.com/podcast/id]   Spotify [https://open.spotify.com/episode/5ehGPTIPbZrdbef7c7eop1?si=ef4babed5b884757] For more information on BankTalk: BankTalk  Website [https://www.remedyconsult.net/banktalk/] Subscribe to BankTalk News [http://remedyconsult-5298690.hs-sites.com/podcast-subscription-form] Remedy Consulting Website [https://www.remedyconsult.net/] Remedy LinkedIn [https://www.linkedin.com/company/remedyconsult/] To speak on the BankTalk Podcast, please  email us [cburgmeier@remedyconsult.net].