#16 New Law About Refinancing: What Will Change?

#16 New Law About Refinancing: What Will Change?

Starting from September 2024 there will be considerably higher fees for early repayments or refinancing of a mortgages. How will this change affect the mortgage market in Czech republic?

#15 Mortgages: Is It Worth Waiting For Property Prices To Fall?

I hear speculations about price reduction from clients very often, but the reality is that you usually don't see a price reduction and if you do, it is not worth waiting for such a moment, because you have to pay for the rent instead of paying the mortgage. More in this episode!

#14 Mortgages: Rent or Mortgage?

My experience is that if someone lives in a rental property, they often wonder whether it would be better to take out a mortgage and own the property. But what are the objective advantages and disadvantages of both options and how to decide between them?

#13 Mortgages: How Does The Downpayment Really Work?

There are a lot of misconceptions about down payment. So in this episode, I'll try to set the matter straight.

#12 Mortgages: Can You Pay-off The Mortgage Quicker?

A mortgage always has a fixed maturity, typically around thirty years - the question is whether we can pay off the mortgage faster and whether there is a price for this early repayment? Find out in this episode.