How To Pay Less For Everything

Episode 20: Hidden Fees Draining Seniors' Bank Accounts — And How to Stop Them!

17 min · 6 de may de 2026
Portada del episodio Episode 20: Hidden Fees Draining Seniors' Bank Accounts — And How to Stop Them!

Descripción

Are hidden bank fees draining your account? In this video, we break down the most common fees hitting seniors and retirees—and exactly how to stop them. Learn what to look for, how much they're costing you, and the simple script that can get fees waived fast. Take control and keep more of your money where it belongs.

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21 episodios

Portada del episodio Episode 21: Hey Seniors! You Might Have FREE Money Waiting — Here's How to Find It!

Episode 21: Hey Seniors! You Might Have FREE Money Waiting — Here's How to Find It!

You might have money sitting in a government database right now — and you can claim it for free. In this video I show you how to search every state's unclaimed property database step by step, how to file a claim, and what to watch out for. Free resources mentioned: • 🔗 MissingMoney.com (multi-state search): https://missingmoney.com • 🔗 Unclaimed.org (official state directory): https://unclaimed.org • 🔗 USA.gov/unclaimed-money (federal programs): https://www.usa.gov • 🔗 IRS.gov (unclaimed tax refunds): https://www.irs.gov DISCLAIMER: I am not a financial planner, I have no financial training. I strictly share information I learn and think will be helpful to all of you.

3 de jun de 202611 min
Portada del episodio Episode 19: Did You Miss This $6,000 Senior Tax Deduction? Here's What to Do Now!

Episode 19: Did You Miss This $6,000 Senior Tax Deduction? Here's What to Do Now!

Did you already file your 2025 taxes? You may want to take a second look. There's a newer tax deduction for seniors that could reduce your taxable income by up to $6,000 — and many retirees either didn't hear about it or didn't realize they might qualify. In this episode, we break down: ✔️ What the senior deduction is (in plain English) ✔️ Who may qualify based on age and income ✔️ Why so many people missed it ✔️ What to do if you've already filed your taxes ✔️ How to potentially claim it using an amended return If you're 65 or older — or helping someone who is — this is definitely worth a few minutes of your time. ⚠️ This episode is for general educational purposes only. Always consult a qualified tax professional or CPA for advice specific to your situation. 💬 Have you already filed your taxes — and did you know about this deduction? Let me know in the comments! 🔔 Subscribe for simple, practical ways to keep more of your money!

28 de abr de 20268 min
Portada del episodio Episode 18: How To Save 4 Ways On One Item!

Episode 18: How To Save 4 Ways On One Item!

SENIORS & RETIREES! 💰 Want to save multiple ways on the same item? In this episode, I teach you how to stack 4 different savings methods on a single purchase so you can dramatically cut your costs. You'll learn how to combine coupons, savings apps, cash-back apps, and cash-back credit cards together for maximum savings. I'll also walk you through a full tutorial so you can start doing this immediately on your everyday purchases. If you love smart, simple ways to save money, this strategy is a game changer! FOLLOW ALONG WITH VIDEO TUTORIAL HERE: https://www.youtube.com/watch?v=8C3-Q8_tnbc RESOURCES MENTIONED IN THIS VIDEO: * CVS ExtraCare+ = https://www.cvs.com/extracare/home [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGNIdnR1UURPZjZQeUJtdmJQaWJVNF9YTmtFZ3xBQ3Jtc0tsVUZwMW82bzBBNi1odlV3VFZXTHNjbUpnTUw1STdoTjJxNmltRy13d2xUdzZ3M1NDcjhTQlJLN3NtNUVBWG9BUzMzamFOTW1BMXZwNVozbUg0M2xGc0VNUFZQOHBiREJKQ3M0WF9HSFFwYnB0U0hkZw&q=https%3A%2F%2Fwww.cvs.com%2Fextracare%2Fhome&v=8C3-Q8_tnbc] * RetailMeNot: https://www.retailmenot.com [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbU52dUJScWFPNDBxdFl1elg4clRVS2RtSERiZ3xBQ3Jtc0tub2YxcEhuWFgtZEY0d2tlLXRKZ0Vab3VvZVVKVUluclhyTlZFd2hCNjFQSHVKZHJmLTZZeHRNNzF6clZXRnVNTHJlQjlZV014UGg4dHVFU2lMTF9sOHVkdWo1eGRQdzkyM3RaOUdwM1k0ckRGNW1YOA&q=https%3A%2F%2Fwww.retailmenot.com%2F&v=8C3-Q8_tnbc] Sign-up now and get $5 in your account! (Limited Time Offer) * Fetch App: https://fetch.com [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa3JOZklsR19WY3FQWkx2b2pjZDlsRng0MGNJZ3xBQ3Jtc0tuN085WVVHSk9XT2hTaVZPbktUV1BiZzJWeFRNMmxhRXpkcVg0SGdQa1M0Q3VJRldNRFRfeElXY044aDd6SHNQSWx4N1ZTOE5yQ1JWUk1vTGREdHJEd09uSFFvS1BJdTVoN3RaaFBUUkxvaVg3ZnVoSQ&q=https%3A%2F%2Ffetch.com%2F&v=8C3-Q8_tnbc] MAKE SURE TO ADD THIS REFERRAL CODE TO GET 2,000 POINTS: U9EHWT (Limited Time Offer - Friendship Link) WATCH THESE VIDEO TUTORIALS TO LEARN HOW TO USE THESE FREE APPS: * CVS = • How Do Seniors Save So Much At CVS? [https://www.youtube.com/watch?v=TBP5zra1oC8] * RetailMeNot = • Best Cash Back & Coupon App For Seniors [https://www.youtube.com/watch?v=AMbYHeYuOJQ] * Fetch = • My Favorite Free App for Seniors to Earn G... [https://www.youtube.com/watch?v=65-XHsgqVrg] * Some of these links are affiliate links

9 de mar de 202614 min
Portada del episodio Episode 17: Is Consumer Cellular Worth It For Seniors?

Episode 17: Is Consumer Cellular Worth It For Seniors?

Are you a senior paying too much for your cell phone plan? In this video, I break down the real benefits of switching to Consumer Cellular and why it could save you hundreds of dollars per year. We'll cover pricing, AARP discounts, coverage, customer service, and how it compares to the big carriers like Verizon, AT&T, and T-Mobile. If you're retired, on a fixed income, or helping a parent save money, this guide will help you decide if switching is worth it. 💰 Stop overpaying. Start saving. ↕↕↕RESOURCES LISTED IN VIDEO↕↕↕ GET $20 A MONTH MINIMALIST CONSUMER CELLULAR PLAN HERE: 🤳🏻https://www.consumercellular.com/shop... GET $55 A MONTH AARP DISCOUNTED CONSUMER CELLULAR PLAN HERE: 🤳🏻https://savings.consumercellular.com/... JOIN AARP HERE: ➡️ https://www.aarp.org/membership

17 de feb de 202612 min