Is Now the Time to Invest in the UK Stock Market? – with Clive Beagles

SpaceX, the World Cup & the Business of Belief

SpaceX's IPO. The World Cup. Two of the biggest events on the planet right now. One involves investors pouring billions into a company promising to reshape the future. The other involves fans paying thousands to watch 22 people kick a ball around a field. But when excitement reaches fever pitch, who actually wins? In this episode of Investing Unlocked Extra, Georgie Frost is joined by Economics Editor at Investors' Chronicle, Hermione Taylor, to explore the economics behind two global phenomena. What exactly are investors buying when they buy into SpaceX? Are they backing a business, or a vision? With AI companies, IPO hopefuls and tech giants all demanding fresh capital, where is all that money coming from? And what can the World Cup teach us about value, price and speculation? Why are fans willing to pay Taylor Swift prices for football? Do host countries really benefit from staging major tournaments? And when you follow the money, who are the real winners? A conversation about hype, scarcity, storytelling and what happens when excitement becomes an asset. Thank you to our sponsor PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes] - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals [https://www.pensionbee.com/uk/pension-withdrawal?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator [https://www.pensionbee.com/uk/pension-calculator?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], blogs [https://www.pensionbee.com/uk/blog?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], videos [https://www.youtube.com/channel/UCpVxqKCXMkiRL1GVgQERSHA] and a monthly podcast - The Pension Confident Podcast [https://www.pensionbee.com/uk/podcast?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. Take control of your retirement today with PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost [https://www.youtube.com/@InvestingUnlockedUK/], to watch the video podcast.  Instagram: https://www.instagram.com/investing.unlocked/ [https://www.instagram.com/investing.unlocked/] Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=en [https://www.instagram.com/georgiefrostmoney/?hl=en] LinkedIn: linkedin.com/in/georgie-frost-a1b090110 [https://uk.linkedin.com/in/georgie-frost-a1b090110] Hermione Taylor LinkedIn: linkedin.com/in/hermione-taylor [https://www.linkedin.com/in/sarah-coles-720b2113/]

Is Now the Time to Invest in the UK Stock Market? – with Clive Beagles

The UK stock market has been described as cheap, undervalued and out of favour for years. But according to Clive Beagles, the real story is far more alarming: at the current rate of takeovers, the UK could have no stock market left in ten years. So is it time to back Britain – or is it already too late? In this episode of Investing Unlocked, Georgie Frost and Simon Lambert talk to Clive Beagles – Senior Fund Manager at J O Hambro Capital Management – to make sense of why one of the world's oldest stock markets is sleepwalking towards irrelevance. They get into the "Cool Britannia" era of the 90s versus today, how negative press coverage has become a self-fulfilling prophecy, and what the FTSE 100 and FTSE 250 actually tell you about the UK economy. Clive also explains how unlocking the vast savings held by UK households could be the key to turning things around – and what investors should actually do with UK equities right now. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk. Thank you to our sponsor PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes] - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals [https://www.pensionbee.com/uk/pension-withdrawal?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator [https://www.pensionbee.com/uk/pension-calculator?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], blogs [https://www.pensionbee.com/uk/blog?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], videos [https://www.youtube.com/channel/UCpVxqKCXMkiRL1GVgQERSHA] and a monthly podcast - The Pension Confident Podcast [https://www.pensionbee.com/uk/podcast?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. Take control of your retirement today with PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost [https://www.youtube.com/@InvestingUnlockedUK/], to watch the video podcast.  Instagram: https://www.instagram.com/investing.unlocked/ [https://www.instagram.com/investing.unlocked/] Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=en [https://www.instagram.com/georgiefrostmoney/?hl=en] LinkedIn: linkedin.com/in/georgie-frost-a1b090110 [https://uk.linkedin.com/in/georgie-frost-a1b090110] Clive Beagles LinkedIn: https://www.linkedin.com/in/clive-beagles-1742321a6/

ISA Shake-Up: What the Latest Changes Mean for Your Money

ISAs are back in the spotlight after the government's decision to cut the Cash ISA allowance for under-65s from next year. But that's only part of the story. In this episode of Investing Unlocked Extra, Georgie Frost is joined by Sarah Coles, Head of Personal Finance at AJ Bell, to separate fact from fiction and explain what the latest ISA changes could mean for savers and investors. They discuss: • Why the government is changing Cash ISAs  • Whether the reforms will actually encourage more investing  • The speculation around taxing cash held within Stocks & Shares ISAs  • What happens to transfers between Cash and Stocks & Shares ISAs under the new rules  • Why flexibility matters when it comes to saving and investing  • Whether higher taxes on savings, dividends and capital gains signal a wider shift in UK wealth taxation Plus, Sarah shares practical tips on choosing the right ISA for your goals and the one group of savers who may want to consider taking action before the new rules come into force. If you're wondering how the ISA landscape is changing — and what it could mean for your financial future — this episode is essential listening. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk. Thank you to our sponsor PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes] - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals [https://www.pensionbee.com/uk/pension-withdrawal?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator [https://www.pensionbee.com/uk/pension-calculator?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], blogs [https://www.pensionbee.com/uk/blog?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], videos [https://www.youtube.com/channel/UCpVxqKCXMkiRL1GVgQERSHA] and a monthly podcast - The Pension Confident Podcast [https://www.pensionbee.com/uk/podcast?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. Take control of your retirement today with PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost [https://www.youtube.com/@InvestingUnlockedUK/], to watch the video podcast.  Instagram: https://www.instagram.com/investing.unlocked/ [https://www.instagram.com/investing.unlocked/] Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=en [https://www.instagram.com/georgiefrostmoney/?hl=en] LinkedIn: linkedin.com/in/georgie-frost-a1b090110 [https://uk.linkedin.com/in/georgie-frost-a1b090110] Sarah Coles LinkedIn: linkedin.com/in/sarah-coles-720b2113 [https://www.linkedin.com/in/sarah-coles-720b2113/]

How to Build Real Wealth for Your Kids – with Claer Barrett

What if the greatest financial gift you could give your child isn't a savings account? It’s timing. In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey sit down with Claer Barrett – FT consumer editor, money expert and author of the bestselling What They Don't Teach You About Money – to make the case for investing for kids, and explain exactly how to do it. They cover everything from Junior ISAs and Junior SIPPs to stock market investing for children – and how to make it work even when money is tight. But building wealth is only half the story. This episode also explores how best to tackle difficult money conversations and how to help your children make smart decisions when they finally get access to the pot. Thank you to our sponsor PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes] - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals [https://www.pensionbee.com/uk/pension-withdrawal?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator [https://www.pensionbee.com/uk/pension-calculator?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], blogs [https://www.pensionbee.com/uk/blog?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], videos [https://www.youtube.com/channel/UCpVxqKCXMkiRL1GVgQERSHA] and a monthly podcast - The Pension Confident Podcast [https://www.pensionbee.com/uk/podcast?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. Take control of your retirement today with PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost [https://www.youtube.com/@InvestingUnlockedUK/], to watch the video version Instagram: https://www.instagram.com/investing.unlocked/ [https://www.instagram.com/investing.unlocked/] Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=en [https://www.instagram.com/georgiefrostmoney/?hl=en] LinkedIn: linkedin.com/in/georgie-frost-a1b090110 [https://uk.linkedin.com/in/georgie-frost-a1b090110] Rick Kelsey Instagram: https://www.instagram.com/rickkelsey/?hl=en-gb LinkedIn: linkedin.com/in/rickkelsey Claer Barrett Instagram: https://www.instagram.com/claerb/?hl=en LinkedIn: linkedin.com/in/claer-barrett-74088414

Why Rising Gilt Yields Matter – with Cherry Reynard

UK government borrowing costs have climbed to their highest levels in decades – and suddenly the bond market is back in focus. In this episode of Investing Unlocked Extra, Georgie Frost is joined by author and award-winning investment journalist Cherry Reynard to unpack what’s happening in the gilt market, why investors are getting nervous about Britain’s finances and what it could mean for mortgages, pensions and the wider economy. They discuss: * What gilts actually are – and why they matter * Why rising yields affect mortgage rates and borrowing costs * Whether this is another “Liz Truss moment” * The role of inflation, energy prices and political instability * Why bond markets care so much about fiscal credibility * Whether UK government debt is becoming a problem * How gilts show up in pensions and investments * Whether bonds are actually attractive again for investors Cherry also explains the famous “bond vigilantes” idea, why markets can intimidate governments, and whether Britain’s finances are more fragile than many people realise. If you’ve heard people talking about gilt yields and wondered why it matters to your own money, this episode breaks it down clearly, calmly and without jargon. Thank you to our sponsor PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes] - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals [https://www.pensionbee.com/uk/pension-withdrawal?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator [https://www.pensionbee.com/uk/pension-calculator?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], blogs [https://www.pensionbee.com/uk/blog?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], videos [https://www.youtube.com/channel/UCpVxqKCXMkiRL1GVgQERSHA] and a monthly podcast - The Pension Confident Podcast [https://www.pensionbee.com/uk/podcast?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. Take control of your retirement today with PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost [https://www.youtube.com/@InvestingUnlockedUK/], to watch the video version Instagram: https://www.instagram.com/investing.unlocked/ [https://www.instagram.com/investing.unlocked/] Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en [https://www.instagram.com/georgiefrostmoney/?hl=en] LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 [https://uk.linkedin.com/in/georgie-frost-a1b090110]