Don’t respond to random text messages

Cryptocurrency ATM Scam Refund

Arizona's new Cryptocurrency Kiosk Law went into effect September 2025. Gale joins us to discuss her scam experience and getting her money refunded through this new law. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.k4hd.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=lFMlmOmcCxacKOhYpodoYcZdhScqHucVV2IGpbktheE&e=]) part of Talk 4 Radio (www.talk4radio.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4radio.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=kfnPLKoMa6NLXakP7s0ZtEbYtQqcNE9_9360pXti1dU&e=]) on the Talk 4 Media Network (www.talk4media.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4media.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=qV4gZfRYgGoBD-zruDg55Rt9h5kRkmLXQNY8M8Ep29s&e=]). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4tv.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=4H9THsdhrfCUnImyLmsg9bXAYS8D1-Irb4A2g03pYgE&e=]). Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4media.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=qV4gZfRYgGoBD-zruDg55Rt9h5kRkmLXQNY8M8Ep29s&e=]), Talk 4 Podcasting (www.talk4podcasting.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4podcasting.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=EuaHzIg9W5dFmp-W7Dp0D36nZEyszXpjGHERMUvoQ8M&e=]), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets. Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O. Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support [https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support?utm_source=rss&utm_medium=rss&utm_campaign=rss].

Update on states and cities that have banned crypto ATMs

If someone ever sends you to a cryptocurrency ATM, it is almost always a scam. Any legitimate company, financial institution, or government agency will not demand this method of payment. To combat scams related to these machines, numerous towns, cities, and states across our country have enacted bans on cryptocurrency ATMs. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.k4hd.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=lFMlmOmcCxacKOhYpodoYcZdhScqHucVV2IGpbktheE&e=]) part of Talk 4 Radio (www.talk4radio.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4radio.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=kfnPLKoMa6NLXakP7s0ZtEbYtQqcNE9_9360pXti1dU&e=]) on the Talk 4 Media Network (www.talk4media.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4media.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=qV4gZfRYgGoBD-zruDg55Rt9h5kRkmLXQNY8M8Ep29s&e=]). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4tv.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=4H9THsdhrfCUnImyLmsg9bXAYS8D1-Irb4A2g03pYgE&e=]). Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4media.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=qV4gZfRYgGoBD-zruDg55Rt9h5kRkmLXQNY8M8Ep29s&e=]), Talk 4 Podcasting (www.talk4podcasting.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4podcasting.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=EuaHzIg9W5dFmp-W7Dp0D36nZEyszXpjGHERMUvoQ8M&e=]), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets. Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam. Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support [https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support?utm_source=rss&utm_medium=rss&utm_campaign=rss].

Yikes! The 2025 FBI data is not good!

We still have work to do. The 2025 IC3 report is out from the FBI and it is not good. Join us as we dig through the report and see what scams caused the most damage for 60+ year old and older population in 2025. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.k4hd.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=lFMlmOmcCxacKOhYpodoYcZdhScqHucVV2IGpbktheE&e=]) part of Talk 4 Radio (www.talk4radio.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4radio.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=kfnPLKoMa6NLXakP7s0ZtEbYtQqcNE9_9360pXti1dU&e=]) on the Talk 4 Media Network (www.talk4media.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4media.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=qV4gZfRYgGoBD-zruDg55Rt9h5kRkmLXQNY8M8Ep29s&e=]). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4tv.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=4H9THsdhrfCUnImyLmsg9bXAYS8D1-Irb4A2g03pYgE&e=]). Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4media.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=qV4gZfRYgGoBD-zruDg55Rt9h5kRkmLXQNY8M8Ep29s&e=]), Talk 4 Podcasting (www.talk4podcasting.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4podcasting.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=EuaHzIg9W5dFmp-W7Dp0D36nZEyszXpjGHERMUvoQ8M&e=]), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets. Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam. Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support [https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support?utm_source=rss&utm_medium=rss&utm_campaign=rss].

Watch out for gold bar scams

Gold bar scams are an increasingly widespread form of fraud, costing victims millions. In these schemes, scammers—often pretending to be government officials or tech support—claim that a person’s bank account is at risk. They then pressure the victim to liquidate their savings into physical gold bars, which are later picked up by fake couriers. No legitimate government agency will ever instruct someone to do this. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.k4hd.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=lFMlmOmcCxacKOhYpodoYcZdhScqHucVV2IGpbktheE&e=]) part of Talk 4 Radio (www.talk4radio.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4radio.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=kfnPLKoMa6NLXakP7s0ZtEbYtQqcNE9_9360pXti1dU&e=]) on the Talk 4 Media Network (www.talk4media.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4media.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=qV4gZfRYgGoBD-zruDg55Rt9h5kRkmLXQNY8M8Ep29s&e=]). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4tv.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=4H9THsdhrfCUnImyLmsg9bXAYS8D1-Irb4A2g03pYgE&e=]). Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4media.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=qV4gZfRYgGoBD-zruDg55Rt9h5kRkmLXQNY8M8Ep29s&e=]), Talk 4 Podcasting (www.talk4podcasting.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4podcasting.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=EuaHzIg9W5dFmp-W7Dp0D36nZEyszXpjGHERMUvoQ8M&e=]), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets. Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam. Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support [https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support?utm_source=rss&utm_medium=rss&utm_campaign=rss].

Don’t respond to random text messages

If you receive a text message from an unknown number, we recommend that you don’t respond. There is no reason to be polite. Scammers are trying to steal your life savings through a scheme called pig butchering. Save yourself time and financial ruin by immediately deleting the text. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.k4hd.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=lFMlmOmcCxacKOhYpodoYcZdhScqHucVV2IGpbktheE&e=]) part of Talk 4 Radio (www.talk4radio.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4radio.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=kfnPLKoMa6NLXakP7s0ZtEbYtQqcNE9_9360pXti1dU&e=]) on the Talk 4 Media Network (www.talk4media.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4media.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=qV4gZfRYgGoBD-zruDg55Rt9h5kRkmLXQNY8M8Ep29s&e=]). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4tv.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=4H9THsdhrfCUnImyLmsg9bXAYS8D1-Irb4A2g03pYgE&e=]). Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4media.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=qV4gZfRYgGoBD-zruDg55Rt9h5kRkmLXQNY8M8Ep29s&e=]), Talk 4 Podcasting (www.talk4podcasting.com [https://urldefense.proofpoint.com/v2/url?u=http-3A__www.talk4podcasting.com&d=DwMFaQ&c=BSDicqBQBDjDI9RkVyTcHQ&r=uWCfroI8yhBYdmfU3V980uXFax9-5HwF09v59Wv8CbM&m=HzstcCRybMFoIRSAlzUg5NYgQlsMQMSX31P6w6DcewDEhbGRijbmusHINGCO4wiJ&s=EuaHzIg9W5dFmp-W7Dp0D36nZEyszXpjGHERMUvoQ8M&e=]), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets. Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam. Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support [https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support?utm_source=rss&utm_medium=rss&utm_campaign=rss].