Things Your Momma Should’ve Told You About Hidden Fees

Things Your Momma Should’ve Told You About Hidden Fees

Have you ever wondered why your monthly payment just got bigger? In this episode, Momafey breaks down hidden fees that quietly take money from your budget every month. Learn how these fees, and other charges affect your budget, plus simple ways to keep more of your hard-earned money. You may be surprised by what you discover and how much you can save. This Substack is reader-supported. To receive new posts and support my work, consider becoming a free or paid subscriber. When you subscribe to Motivate Moment by Momafey-HT on Substack.com you will never miss an episode. Each episode is delivered straight to the inbox of paid subscribers. There’s a great free newsletter about everything we talk about each week but is goes into depth once we are in each series. Subscribers who join for free to this podcast will receive a special discount code to get the “Separation & New Season Survival Plan” [https://www.momafeyht.com/_paylink/AZ5m4SC3] https://www.momafeyht.com/_paylink/AZ5m4SC3packet completely free. This powerful survival kit was originally created for my paid subscribers during the Comeback series and is filled with practical tools, guidance, encouragement, and real-life support for people navigating hard seasons, separation, rebuilding, emotional overwhelm, and major life changes. And for those who want to help support this mission and help us continue spreading life-changing information to more women, families, and communities by becoming a paid subscriber… thank you from the bottom of my heart. As a special thank you, paid subscribers will receive everything included in the free membership, plus exclusive bonus content, deeper conversations, members-only resources. A free copy of the Parenting On Purpose Today eBook [https://www.momafeyht.com/_paylink/AZ3Q9TaQ]. Which comes with a Parenting Plan & Family Goals, and the Family Social Media Agreement. The yearly or (5 payments) becomes a member of the Becomers Club which includes a one time 60 minutes one to one virtual coaching (valued at 100$). Plus as a Becomer’s Club Member you will receive access to the Exclusive Content on the Becomers Club page on momafeyht.com. [https://www.momafeyht.com/becomer-s-club] You’ll unlock exclusive access for an entire year to the private Becomers Club page filled with bonus resources, deeper conversations, practical tools, special coaching content, and members-only support you will not find anywhere else publicly. Plus discount on many merch [https://www.momafeyht.com/category/momafeyht-collection] as well as books, journal and webinars. Make sure you follow me at momafeyht on most social media platforms and visit momafeyht.com [https://www.momafeyht.com/] for more of everything Momafey. Thanks for reading! This post is public so feel free to share it. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit momafeyht.substack.com/subscribe [https://momafeyht.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_2]

Stop Reacting & Why Goals Changes Everything & Housing Affordability and 3 Affordable States to Live In

Are you tired of living from one problem to the next? In this episode, Momafey shares three states where everyday people can still find more affordable housing and why goal setting can help you stop living in reaction mode. Learn simple steps to take control of your future, build a better life, and start making choices instead of just surviving. Thank you to everyone who tuned into my live video! Join me for my next live video in the app. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit momafeyht.substack.com/subscribe [https://momafeyht.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_2]

What Every Renter and Homeowner Needs to Know

Why does it feel harder than ever to afford a place to live? In this episode of Momafey-HT Small Steps-Big Changes, Momafey breaks down two important things your momma may not have told you about housing costs. Learn what is really inside a mortgage payment, why housing costs keep rising, and five practical ways renters can lower their housing expenses. If you rent, own a home, or hope to buy one someday, this episode will help you make smarter housing decisions for your future. Free PDF Housing & Moving Goals Journal [https://acrobat.adobe.com/id/urn:aaid:sc:US:453d5f5d-43c8-491d-87d7-d64e207d5892]#StopReacting#GoalSetting#AffordableHousing#BuildYourFuture#MomafeyHTLive When you subscribe to Motivate Moment by Momafey-HT on Substack.com you will never miss an episode. Each episode is delivered straight to the inbox of paid subscribers. There’s a great free newsletter about everything we talk about each week but is goes into depth once we are in each series. Subscribers who join for free to this podcast will receive a special discount code to get the “Separation & New Season Survival Plan” [https://www.momafeyht.com/_paylink/AZ5m4SC3] https://www.momafeyht.com/_paylink/AZ5m4SC3packet completely free. This powerful survival kit was originally created for my paid subscribers during the Comeback series and is filled with practical tools, guidance, encouragement, and real-life support for people navigating hard seasons, separation, rebuilding, emotional overwhelm, and major life changes. And for those who want to help support this mission and help us continue spreading life-changing information to more women, families, and communities by becoming a paid subscriber… thank you from the bottom of my heart. As a special thank you, paid subscribers will receive everything included in the free membership, plus exclusive bonus content, deeper conversations, members-only resources. A free copy of the Parenting On Purpose Today eBook [https://www.momafeyht.com/_paylink/AZ3Q9TaQ]. Which comes with a Parenting Plan & Family Goals, and the Family Social Media Agreement. The yearly or (5 payments) becomes a member of the Becomers Club which includes a one time 60 minutes one to one virtual coaching (valued at 100$). Plus as a Becomer’s Club Member you will receive access to the Exclusive Content on the Becomers Club page on momafeyht.com. [https://www.momafeyht.com/becomer-s-club] You’ll unlock exclusive access for an entire year to the private Becomers Club page filled with bonus resources, deeper conversations, practical tools, special coaching content, and members-only support you will not find anywhere else publicly. Plus discount on many merch [https://www.momafeyht.com/category/momafeyht-collection] as well as books, journal and webinars. Make sure you follow me at momafeyht on most social media platforms and visit momafeyht.com [https://www.momafeyht.com/] for more of everything Momafey. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit momafeyht.substack.com/subscribe [https://momafeyht.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_2]

Things Your Momma Should’ve Told You

Coming July 2026 to the Momafey-HT Small Steps-Big Changes Podcast: Things Your Momma Should’ve Told You About Life, Money, Health & Housing. This powerful new series breaks down real-life topics many people were never taught. Learn simple ways to take care of your body, relationships, Medicare, disability, Social Security, pensions, housing changes, emergency preparedness, virus protection, rising costs, and more. Practical help. Real answers. Everyday solutions for women, families, and people trying to keep life together in changing times. This Substack is reader-supported. To receive new posts and support my work, consider becoming a free or paid subscriber. When you subscribe to Motivate Moment by Momafey-HT on Substack.com you will never miss an episode. Each episode is delivered straight to the inbox of paid subscribers. There’s a great free newsletter about everything we talk about each week but is goes into depth once we are in each series. Subscribers who join for free to this podcast will receive a special discount code to get the “Separation & New Season Survival Plan” packet completely free. This powerful survival kit was originally created for my paid subscribers during the Comeback series and is filled with practical tools, guidance, encouragement, and real-life support for people navigating hard seasons, separation, rebuilding, emotional overwhelm, and major life changes. And for those who want to help support this mission and help us continue spreading life-changing information to more women, families, and communities by becoming a paid subscriber… thank you from the bottom of my heart. As a special thank you, paid subscribers will receive everything included in the free membership, plus exclusive bonus content, deeper conversations, members-only resources. A free copy of the Parenting On Purpose Today eBook. Which comes with a Parenting Plan & Family Goals, and the Family Social Media Agreement. The yearly or (5 payments) becomes a member of the Becomers Club which includes a one time 60 minutes one to one virtual coaching (valued at 100$). Plus as a Becomer’s Club Member you will receive access to the Exclusive Content on the Becomers Club page on momafeyht.com. You’ll unlock exclusive access for an entire year to the private Becomers Club page filled with bonus resources, deeper conversations, practical tools, special coaching content, and members-only support you will not find anywhere else publicly. Plus discount on many merch as well as books, journal and webinars. Make sure you follow me at momafeyht on most social media platforms and visit momafeyht.com for more of everything Momafey. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit momafeyht.substack.com/subscribe [https://momafeyht.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_2]

Momafey-HT Live Conversations

When you subscribe to Motivate Moment by Momafey-HT on Substack.com you will never miss an episode. Each episode is delivered straight to the inbox of paid subscribers. There’s a great free newsletter about everything we talk about each week but is goes into depth once we are in each series. Subscribers who join for free to this podcast will receive a special discount code to get the “Separation & New Season Survival Plan” [https://www.momafeyht.com/_paylink/AZ5m4SC3] https://www.momafeyht.com/_paylink/AZ5m4SC3packet completely free. This powerful survival kit was originally created for my paid subscribers during the Comeback series and is filled with practical tools, guidance, encouragement, and real-life support for people navigating hard seasons, separation, rebuilding, emotional overwhelm, and major life changes. And for those who want to help support this mission and help us continue spreading life-changing information to more women, families, and communities by becoming a paid subscriber… thank you from the bottom of my heart. As a special thank you, paid subscribers will receive everything included in the free membership, plus exclusive bonus content, deeper conversations, members-only resources. A free copy of the Parenting On Purpose Today eBook [https://www.momafeyht.com/_paylink/AZ3Q9TaQ]. Which comes with a Parenting Plan & Family Goals, and the Family Social Media Agreement. The yearly or (5 payments) becomes a member of the Becomers Club which includes a one time 60 minutes one to one virtual coaching (valued at 100$). Plus as a Becomer’s Club Member you will receive access to the Exclusive Content on the Becomers Club page on momafeyht.com. [https://www.momafeyht.com/becomer-s-club] You’ll unlock exclusive access for an entire year to the private Becomers Club page filled with bonus resources, deeper conversations, practical tools, special coaching content, and members-only support you will not find anywhere else publicly. Plus discount on many merch [https://www.momafeyht.com/category/momafeyht-collection] as well as books, journal and webinars. Make sure you follow me at momafeyht on most social media platforms and visit momafeyht.com [https://www.momafeyht.com/] for more of everything Momafey. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit momafeyht.substack.com/subscribe [https://momafeyht.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_2]