The Great Wealth Transfer Part 2: Wealth Transfer Strategies for Your Family's Next Chapter

The Great Wealth Transfer Part 2: Wealth Transfer Strategies for Your Family's Next Chapter

In this episode of the Your Money Your Mission podcast, host and SVP Wealth Fiduciary Advisor, Kelly Mould [https://www.johnsonfinancialgroup.com/about-us/advisors/208/] with SVP Director of Wealth Strategy, Joe Maier [https://www.johnsonfinancialgroup.com/about-us/advisors/431/] and SVP Private Client Banking Leader, Jackie Ruppel [https://www.johnsonfinancialgroup.com/about-us/advisors/119/] cover the estate planning tools most families don't fully understand, debunk common myths and explain why having a solid team make all the difference. The episode also covers the looming estate tax exemption sunset, the real difference between revocable and irrevocable trusts and the underserved role of women as wealth inheritors. The overarching message: A successful wealth transfer is built on communication, preparation and a team of advocates — not just the paperwork.   In this episode: * 00:00 – 07:22: Intro and Bridging the “Why” to “How” * 07:23 – 13:10: Busting Estate Planning Myths * 13:11 – 21:59: Estate Tax Exemptions, Attorneys and Probate * 22:00 –  31:18: Types of Trust Structures * 31:19 – 36:42: Navigating Gifting and Gifting Limits * 36:43 –  40:01: Preparing Children for Wealth * 40:02 – 45:04: The Great Wealth Transfer’s Impact on Women * 45:05 – 50:24: Building Your Advisory Team   Additional resources: * What Is The Great Wealth Transfer? | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/the-great-wealth-transfer-part-1-the-importance-of-preparing-now/] * The Gift of a Family Meeting: Planning, Legacy & Love | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/wealth-insights/the-gift-of-a-family-meeting-planning-legacy-and-love/] * Understanding Estate Planning Tools and Their Purposes | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/wealth-insights/understanding-estate-planning-tools-and-their-purposes/] * Transferring Wealth | Johnson Financial Group [https://www.johnsonfinancialgroup.com/personal/your-financial-life/retirement/transferring-wealth/]

The Great Wealth Transfer Part 1: The Importance of Preparing Now

In this episode of the Your Money Your Mission podcast, host and SVP Wealth Fiduciary Advisor, Kelly Mould [https://www.johnsonfinancialgroup.com/about-us/advisors/208/] sits down with SVP Director of Wealth Strategy, Joe Maier [https://www.johnsonfinancialgroup.com/about-us/advisors/431/] and SVP Private Client Banking Leader, Jackie Ruppel [https://www.johnsonfinancialgroup.com/about-us/advisors/119/] to unpack what the Great Wealth Transfer actually means. From the fear of raising entitled kids to the power of the family meeting [https://www.johnsonfinancialgroup.com/resources/blogs/wealth-insights/the-gift-of-a-family-meeting-planning-legacy-and-love/], this episode is a candid, research-backed conversation about what it takes to transfer not just assets but the values and purpose that built them.   In this episode: * 00:00 – 03:45: What is the Great Wealth Transfer? * 03:46 – 07:45: Transferring Values Between Generations * 07:46 – 11:05: Defining Wealth and Your Impact * 11:06 – 20:21: Bridging Communication Gaps with Family Meetings * 20:22 – 27:42: The Benefits of Family Meetings * 27:43 – 30:30: Navigating In-Laws and Blended Families in Conversations * 30:31 – 36:03: How to Start the Conversation and Final Tips   Additional resources: * The Gift of a Family Meeting: Planning, Legacy & Love | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/wealth-insights/the-gift-of-a-family-meeting-planning-legacy-and-love/] * Understanding Estate Planning Tools and Their Purposes | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/wealth-insights/understanding-estate-planning-tools-and-their-purposes/] * Transferring Wealth | Johnson Financial Group [https://www.johnsonfinancialgroup.com/personal/your-financial-life/retirement/transferring-wealth/]

How to Prepare for Divorce Part 2: Child Support and Dividing Assets

In part two of our two-part divorce series, host and SVP Wealth Fiduciary Advisor, Kelly Mould, [https://www.johnsonfinancialgroup.com/about-us/advisors/208/] is joined by former court commissioner and VP Wealth and Estate Administrator, Liz Pfeuffer [https://www.johnsonfinancialgroup.com/about-us/advisors/935/], to go beyond the basics and into the questions that actually keep people up at night: What happens to the family home? How do we divide the 401(k)? What counts as income when calculating child support? And what on earth do we do with cryptocurrency?  Whether you're navigating a divorce yourself or know someone who is, this episode is packed with the specifics that matter most because in family law, the details are everything. Missed part one? Tune in to our previous episode to understand what documents to gather before filing, navigating legal representation and the critical role of the Financial Disclosure Statement.    In this episode: * 00:00 – 05:46: Debunking Common Divorce Myths * 05:47 – 08:08: How to Decide on the Family Home * 08:09 – 18:56: The Ins and Outs of Child Support * 18:57 – 22:43: Financial Infidelity and Hidden Assets * 22:44 – 28:37: Complex Situations: Crypto and Business Valuations * 28:38 – 33:36: Inheritance and Retirement Accounts * 33:37 – 42:32: Your Financial Life After Divorce * 42:33 – 46:11: Final Tips and Closing   Additional resources: * The Retirement Roadmap: A Guide for Each Decade | Johnson Financial Group [https://www.johnsonfinancialgroup.com/whitepapers/retirement-roadmap-a-step-by-step-guide-to-retirement-readiness/] * Happily Ever After (or Not): Legal and Financial Realities of Relationships | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/happily-ever-after-or-not-legal-and-financial-realities-of-love-and-relationships/] * Starting Over After 50: The Realities of Gray Divorce | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/starting-over-after-50-the-realities-of-gray-divorce/] * Family Estrangement: How to Navigate Financial Implications and Find Peace | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/family-estrangement-how-to-navigate-financial-implications-and-find-peace/]

How to Prepare for Divorce Part 1: Disclosure Statements and Marital Debt

Divorce is one of the most emotionally and financially complex transitions a person can face and walking into it unprepared can cost far more than anticipated. In part one of this two-part series, host and SVP Wealth Fiduciary Advisor, Kelly Mould, [https://www.johnsonfinancialgroup.com/about-us/advisors/208/] is joined by former court commissioner and VP Wealth and Estate Administrator, Liz Pfeuffer [https://www.johnsonfinancialgroup.com/about-us/advisors/935/], to break down the financial side of divorce. We cover what documents to gather before filing, how to navigate legal representation (and why that "bulldog" attorney might not be your best bet), the critical role of the Financial Disclosure Statement, how marital debt works in Wisconsin and why the decisions made in a divorce are — in most cases — permanent. Whether contemplating divorce or in the thick of it, this episode delivers courtroom-tested guidance into actionable next steps. Stay tuned for part two which will cover cryptocurrency, marital waste, the family home and common divorce myths!   In this episode: * 00:00 – 03:57: Intro and Documents to Gather Before Filing * 03:58– 10:55: The Importance of Legal Representation * 10:56– 20:34: Financial Disclosure Statements and Marital Debt * 20:35 – 24:30: Professional Guidance After the Divorce * 24:31 – 26:52: Final Tips and Preview of Navigating Divorce Part 2   Additional resources: * The Retirement Roadmap: A Guide for Each Decade | Johnson Financial Group [https://www.johnsonfinancialgroup.com/whitepapers/retirement-roadmap-a-step-by-step-guide-to-retirement-readiness/] * Happily Ever After (or Not): Legal and Financial Realities of Relationships | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/happily-ever-after-or-not-legal-and-financial-realities-of-love-and-relationships/] * Starting Over After 50: The Realities of Gray Divorce | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/starting-over-after-50-the-realities-of-gray-divorce/] * Family Estrangement: How to Navigate Financial Implications and Find Peace | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/family-estrangement-how-to-navigate-financial-implications-and-find-peace/]

How to Be a Competitive Buyer in 2026

Think buying a home right now is impossible? Think again. In this episode of Your Money. Your Mission., SVP Wealth Fiduciary Advisor and host, Kelly Mould [https://www.johnsonfinancialgroup.com/about-us/advisors/208/], sits down with AVP Senior Community Mortgage Loan Officer, Sara Whitley [https://www.johnsonfinancialgroup.com/about-us/advisors/649/] and VP Mortgage Field Manager, Tony Petrie [https://www.johnsonfinancialgroup.com/about-us/advisors/295/] to cut through the noise and give you the real story about today's housing market. Whether you're a first-time buyer intimidated by the process or a seasoned homeowner ready to make your next move, this conversation is packed with practical advice you can actually use. We're busting myths (like that 20% down payment requirement), explaining why current interest rates are completely normal and sharing insider strategies for winning in a competitive market without breaking the bank.   In this episode: * 00:00 – 05:14: Intro and Current Market Reality * 05:15 – 10:40: Getting Started Right * 10:41 – 23:30: Understanding the Numbers * 23:31 – 30:45: Winning in a Competitive Market * 30:46 – 38:35: Avoiding Common Pitfalls * 38:36 – 40:35: Words of Encourage for Today’s Buyers   Additional resources: * First-Time Homebuyer Resources | Johnson Financial Group [https://www.johnsonfinancialgroup.com/campaigns/2024/mortgage-pre-approval-and-rewards/first-time-homebuyer/] * Experienced Buyer Resources | Johnson Financial Group [https://www.johnsonfinancialgroup.com/campaigns/2024/mortgage-pre-approval-and-rewards/experienced-homebuyer/] * How to Get Pre-Approved for a Mortgage: 4 Easy Steps | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/buying-or-building-a-home/mortgage-pre-approval/] * Selling Your Home: 10 Financial Considerations | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/your-financial-life/selling-your-home-10-financial-considerations-every-seller-should-know/]