Credit Coaching by Kristi

Millions of people are struggling financially. Listen in as your coach shares some guidance to help with some practical steps to create a spending plan (budget) . Questions@creditkristi.com

If you carry forward a large balance on your credit card month after month, there is a good chance that you have received a letter from a company such as Credit Associates LLC or National Debt Relief offering "Credit Card Debt Forgiveness" and stating you may be "entitled to a reduced settlement of your outstanding credit balance." It's a trap that will cost you, not only a 25% fee but wreckage of your credit profile for years following. Listen in as your coach reads you the contents of the letter and explains all the warning signs and offers alternatives. Questions@CreditKristi.com

So we hear these APRs getting thrown around but how does that translate to payments and interest paid over time. Your Credit Coach compares a mortgage payment (good credit vs. bad) and a car payment and shows what the result is of additional interest paid over 5 years. The costs may surprise you. But what would YOU do with that money you didn't pay to interest and was able to save? Questions@CreditKristi.com

Ever wonder what a "good" credit score is? And how is that even measured? According to FICO and Experian, a good credit score is... Well check out the episode to learn more! And ways to get a good score and how to get to a GREAT credit score! Questions@creditkristi.com

In today's episode, Credit Kristi will share some essential facts about credit for those yearning to learn more about credit basics. Your coach shares some truth from her continuing education course for her Certified Credit Counseling certification where you can learn more about FICO® and credit basics in general. Questions@creditkristi.com Buy the Finish Financially Free Book from Amazon here: https://a.co/d/04MdykF