Don't Depend On Daddy

Don't Depend On Daddy

Podcast by Michela Allocca - Break Your Budget

Don’t Depend on Daddy is an unfiltered space to learn and discuss how to build independence and OWN your life. From personal finance and career topics, to healthy habits, routines, and hobbies, the goal of Don't Depend on Daddy is to empower you to build financial, professional, and personal independence, regardless of the life stage you are in. *This is not a strictly personal finance podcast.* Host Michela Allocca is an ex-financial analyst-turned-entrepreneur, author, and digital creator behind the leading financial platform, Break Your Budget.

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217 jaksot
episode 110. Living Alone Without Feeling Lonely | How to Build Confidence by Doing Things Alone artwork
110. Living Alone Without Feeling Lonely | How to Build Confidence by Doing Things Alone

On this episode of DDOD, Michela shares a 2 year reflection on living alone. At first, living alone was scary, but Michela shares how she has navigated this period of her life and fostered both an intentional space as well as intentional activities that she does by herself. If you are feeling down about living alone, or want to live alone but are scared to do it, this episode is for you! TIME STAMPS:  Episode Starts at 4:51 💸 NEW FI/RE Template:  https://breakyourbudget.com/fire-template [https://breakyourbudget.com/fire-template] 💸 Basic Budgeting Template:  https://breakyourbudget.com/basic-budgeting-template [https://breakyourbudget.com/basic-budgeting-template] 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard [https://breakyourbudget.com/personal-finance-dashboard] ✅ Subscribe to Break Your Budget Weekly:  https://breakyourbudget.com/newsletter [https://breakyourbudget.com/newsletter] 📖 My Books:  https://breakyourbudget.com/book [https://breakyourbudget.com/book] 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template [https://breakyourbudget.com/own-your-career-template] FREE DOWNLOADS: 💸 Recession Guide: https://breakyourbudget.com/recession-guide [https://breakyourbudget.com/recession-guide] ✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist [https://breakyourbudget.com/monthly-audit-checklist] ✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit [https://breakyourbudget.com/pf-starter-kit] All Other Resources:  https://breakyourbudget.com/links [https://breakyourbudget.com/links] 👩🏼‍💻 Inquiries: michela@breakyourbudget.com 📸 Instagram: https://www.instagram.com/breakyourbudget/ [https://www.instagram.com/breakyourbudget/] 📲 Tiktok: https://www.tiktok.com/@breakyourbudget [https://www.tiktok.com/@breakyourbudget] 📸 Instagram: ⁠⁠ [https://www.instagram.com/breakyourbudget/]https://www.instagram.com/michela_alloccaa [https://www.instagram.com/michela_alloccaa/?hl=en] 💸 Break Your Budget LTK:  https://www.shopltk.com/explore/Breakyourbudget [https://www.shopltk.com/explore/Breakyourbudget]

21. toukok. 2025 - 34 min
episode 109. Building a Sustainable and Seasonal Wardrobe | How I Buy Clothes for 4 Seasons on a Budget artwork
109. Building a Sustainable and Seasonal Wardrobe | How I Buy Clothes for 4 Seasons on a Budget

On this episode of DDOD, Michela shares how she is approaching upgrading her wardrobe with the seasons in mind. Having a well-rounded wardrobe is HARD, especially if you live in a place that experiences 4 distinct seasons. In this episode, Michela is sharing some rules for approaching your seasonal wardrobe, financial guidelines to incorporate for spending on your seasonal wardrobe, and her thoughts (more of them lol) on buying clothes and actually wearing them! TIME STAMPS: Episode Starts at 8:17 💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter📖 My Books: https://breakyourbudget.com/book👩🏼‍💻 Task Management System + Promotion Template:https://breakyourbudget.com/own-your-career-templateFREE DOWNLOADS:💸 Recession Guide: https://breakyourbudget.com/recession-guide✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kitAll Other Resources: https://breakyourbudget.com/links👩🏼‍💻 Inquiries: michela@breakyourbudget.com📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa💸 Break Your Budget LTK: https://www.shopltk.com/explore/Breakyourbudget

14. toukok. 2025 - 36 min
episode 108. How to Make Money Online Without Being an Influencer ft. Kate Robb artwork
108. How to Make Money Online Without Being an Influencer ft. Kate Robb

On this episode of DDOD, Michela is joined by the lovely Kate Robb, a digital entrepreneur with EIGHT streams of income! We focus this conversation primarily on her Etsy business, where she has scaled her shops selling print on demand and digital on demand products. We cover how to get started on Etsy, the Etsy algorithm, if the space is overcrowded (it’s not), and so much more! If you are wanting to start a side hustle but the idea of creating content doesn’t appeal to you - you’ll LOVE THIS!About Kate: Kate is a former teacher turned tech recruiter turned full-time entrepreneur. She helps creative people build diverse income streams that don’t feel like work - from selling print on demand products and digital wall art on Etsy to monetizing content online. Her mission is to make self employment feel approachable and achievable, especially for young women who’ve been told a 9 to 5 is the only viable path.TIME STAMPS: Episode Starts at 6:05FIND KATE: Website: https://www.katerobbllc.com/TikTok: https://www.tiktok.com/@katerobbllcInstagram: https://www.instagram.com/katerobbllc/ RESOURCES:💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter📖 My Books: https://breakyourbudget.com/book👩🏼‍💻 Task Management System + Promotion Template:https://breakyourbudget.com/own-your-career-templateFREE DOWNLOADS:💸 Recession Guide: https://breakyourbudget.com/recession-guide✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kitAll Other Resources: https://breakyourbudget.com/links👩🏼‍💻 Inquiries: michela@breakyourbudget.com📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa💸 Break Your Budget LTK: https://www.shopltk.com/explore/Breakyourbudget

07. toukok. 2025 - 48 min
episode 107. How to Reclaim Your Routines! Why Routines Make You Happier and Set You Free artwork
107. How to Reclaim Your Routines! Why Routines Make You Happier and Set You Free

On this episode of DDOD, Michela is sharing how she is reclaiming her routines this spring and summer. As we move into the warmer months, it is time to seize the day and take control of your time. She is sharing the psychology behind why routines make you happier, elements of successful morning, work, and night routines, and how she is incorporating some changes into her daily routines to feel better.  TIME STAMPS:  Episode Starts at 2:03 💸 NEW FI/RE Template:  https://breakyourbudget.com/fire-template [https://breakyourbudget.com/fire-template] 💸 Basic Budgeting Template:  https://breakyourbudget.com/basic-budgeting-template [https://breakyourbudget.com/basic-budgeting-template] 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard [https://breakyourbudget.com/personal-finance-dashboard] ✅ Subscribe to Break Your Budget Weekly:  https://breakyourbudget.com/newsletter [https://breakyourbudget.com/newsletter] 📖 My Books:  https://breakyourbudget.com/book [https://breakyourbudget.com/book] 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template [https://breakyourbudget.com/own-your-career-template] FREE DOWNLOADS: 💸 Recession Guide: https://breakyourbudget.com/recession-guide [https://breakyourbudget.com/recession-guide] ✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist [https://breakyourbudget.com/monthly-audit-checklist] ✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit [https://breakyourbudget.com/pf-starter-kit] All Other Resources:  https://breakyourbudget.com/links [https://breakyourbudget.com/links] 📸 Instagram: https://www.instagram.com/breakyourbudget/ [https://www.instagram.com/breakyourbudget/] 📲 Tiktok: https://www.tiktok.com/@breakyourbudget [https://www.tiktok.com/@breakyourbudget] 📸 Instagram: ⁠⁠ [https://www.instagram.com/breakyourbudget/]https://www.instagram.com/michela_alloccaa [https://www.instagram.com/michela_alloccaa/?hl=en] 💸 Break Your Budget LTK:  https://www.shopltk.com/explore/Breakyourbudget [https://www.shopltk.com/explore/Breakyourbudget]

30. huhtik. 2025 - 27 min
episode 106. Things I Find Incredibly ~Chic~ artwork
106. Things I Find Incredibly ~Chic~

On this episode of DDOD, Michela is hopping on the TikTok trend and sharing some things she finds incredibly chic. These go beyond just your personal style (although there are a few style items) and transcend into how you operate, from hobbies to cooking to navigating friendships as an adult.  TIME STAMPS:  Episode Starts at 3:24 💸 NEW FI/RE Template:  https://breakyourbudget.com/fire-template [https://breakyourbudget.com/fire-template] 💸 Basic Budgeting Template:  https://breakyourbudget.com/basic-budgeting-template [https://breakyourbudget.com/basic-budgeting-template] 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard [https://breakyourbudget.com/personal-finance-dashboard] ✅ Subscribe to Break Your Budget Weekly:  https://breakyourbudget.com/newsletter [https://breakyourbudget.com/newsletter] 📖 My Books:  https://breakyourbudget.com/book [https://breakyourbudget.com/book] 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template [https://breakyourbudget.com/own-your-career-template] FREE DOWNLOADS: 💸 Recession Guide: https://breakyourbudget.com/recession-guide [https://breakyourbudget.com/recession-guide] ✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist [https://breakyourbudget.com/monthly-audit-checklist] ✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit [https://breakyourbudget.com/pf-starter-kit] All Other Resources:  https://breakyourbudget.com/links [https://breakyourbudget.com/links] 📸 Instagram: https://www.instagram.com/breakyourbudget/ [https://www.instagram.com/breakyourbudget/] 📲 Tiktok: https://www.tiktok.com/@breakyourbudget [https://www.tiktok.com/@breakyourbudget] 📸 Instagram: ⁠⁠ [https://www.instagram.com/breakyourbudget/]https://www.instagram.com/michela_alloccaa [https://www.instagram.com/michela_alloccaa/?hl=en] 💸 Break Your Budget LTK:  https://www.shopltk.com/explore/Breakyourbudget [https://www.shopltk.com/explore/Breakyourbudget]

23. huhtik. 2025 - 28 min
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