Fiscal Therapy

Preparing Your Family for College Costs

Presented By: Lakeridge Wealth Management Are you saving enough for college? Should parents prioritize education savings or retirement planning? And what happens if you put too much money into a 529 plan? In this episode of Fiscal Therapy, Travis Flandermeyer of Lakeridge Wealth Management sits down with Connie Lee, CFA, CFP®, to break down one of the most misunderstood education savings tools available today: the 529 plan. They discuss common misconceptions about 529 plans, state tax advantages, rising college costs, balancing family financial goals, and the emotional pressures many parents feel when planning for their children's future. They also explore what happens when a 529 plan is overfunded, including options such as changing beneficiaries, funding graduate school, paying certain student loans, and Roth IRA rollovers. Whether you're a parent, grandparent, or future student, this conversation offers practical insights to help you make informed decisions about education funding while staying focused on your long-term financial goals. If you enjoy our podcasts, please like and subscribe, and consider becoming a digital subscriber to the Albuquerque Journal, to help us continue to bring you more content like this. Follow the like below for a discount on a digital subscription. http://www.abqjournal.com/subscribe/abqpods/ To get your digital subscription to the newspaper for $3 per week, normally charged monthly at $12 that’s a savings of $9. Thank you for Supporting The Albuquerque Journal New Mexico's leading local news source! #529Plan #CollegeSavings #CollegePlanning #EducationSavings #FinancialPlanning #RetirementPlanning #PersonalFinance #FamilyFinance #Investing #WealthManagement #FinancialAdvisor #MoneyTips #TaxPlanning #CollegeCosts #FiscalTherapy

Staying Grounded When Markets Drop

Presented By: Lakeridge Wealth Management What should you do when the market drops? In this episode of Fiscal Therapy, Travis Flandermeyer of Lakeridge Wealth Management sits down with Senior Financial Advisor Phil Messuri, MS, CFP®, to break down how investors can navigate market downturns with confidence. They discuss why market declines feel so intense, the most common mistakes investors make, and why reacting emotionally can hurt long-term results. The conversation also covers practical strategies like time horizon investing, financial planning, and how to stay disciplined during volatility. Whether you're investing for the long term or approaching retirement, this episode offers a grounded perspective on handling uncertainty and making thoughtful financial decisions when markets fluctuate. If you enjoy our podcasts, please like and subscribe, and consider becoming a digital subscriber to the Albuquerque Journal, to help us continue to bring you more content like this. Follow the like below for a discount on a digital subscription. http://www.abqjournal.com/subscribe/abqpods/ To get your digital subscription to the newspaper for $3 per week, normally charged monthly at $12 that’s a savings of $9. Thank you for Supporting The Albuquerque Journal New Mexico's leading local news source! #StockMarket #MarketCrash #InvestingTips #PersonalFinance #FinancialPlanning #WealthManagement #InvestingStrategy #LongTermInvesting #MarketVolatility #MoneyMindset #FinancePodcast #FiscalTherapy #CFP #RetirementPlanning #InvestSmart

Asking The Right Financial Questions

Presented By: Lakeridge Wealth ManagementIn the first episode of Fiscal Therapy, host Travis Flandermeyer introduces the idea that financial decisions are often more complex than they appear. Many successful and intelligent people feel they should have their finances fully figured out, especially as they approach retirement or other major life transitions. In reality, the abundance of financial advice available today can sometimes make decisions more confusing.Using a personal story and relatable examples, Travis discusses how information overload—from social media, television, and everyday comparisons—can lead people to focus on the wrong questions. Instead of looking for quick answers about investing or retirement timelines, this episode explores why defining personal goals and asking better questions may be a more useful starting point.Fiscal Therapy aims to create thoughtful conversations around money by bringing in professionals from different fields to discuss topics such as retirement planning, college savings, homeownership, estate planning and business transitions. The goal is to help listeners think more clearly about the financial choices that shape their lives.Episode 1 introduces the concept behind the show and sets the stage for future discussions designed to help people approach financial decisions with greater clarity and perspective.If you enjoy our podcasts, please like and subscribe, and consider becoming a digital subscriber to the Albuquerque Journal, to help us continue to bring you more content like this. Follow the like below for a discount on a digital subscription. http://www.abqjournal.com/subscribe/abqpods/To get your digital subscription to the newspaper for $3 per week, normally charged monthly at $12 that’s a savings of $9.Thank you for Supporting The Albuquerque Journal New Mexico's leading local news source!#FiscalTherapy#MoneyPodcast#PersonalFinance#FinancialPlanning#MoneyMindset#RetirementPlanning#InvestingBasics#FinancialDecisions#MoneyTalk#WealthManagement#FinancialFuture#PodcastEpisode

Are you ask the right questions for YOUR future! Fiscal Therapy Ep 1 drops Sunday.

A lot of successful people feel like they should have their finances figured out… but many don’t talk about it.What’s one financial question you’ve always wanted to ask but never have?Full episode of Fiscal Therapy drops Sunday.#FiscalTherapy#MoneyTalk#FinancialPlanning#MoneyMindset#PersonalFinance#RetirementPlanning#MoneyPodcast#FinancialWisdom#InvestingBasics#FinancialFuture#MoneyDecisions