From Wall Street to Main Street

Dive into Real Estate Advisory ft. Chafic Abou Ghazaly - #9

The episode breaks down what real estate advisory really is, from valuation and audit support to advising clients on real estate projects. We also cover the main valuation methods (DCF, comparables, income approach) and how market data and judgment come together to determine a property’s value. We then explore how market trends like COVID-19, remote work, and changing demand have impacted real estate, especially the growing gap between high-quality buildings and older assets. Finally, we share practical advice for students on networking, building technical skills, and navigating the many career paths within finance. Chapters are included to help you navigate the discussion. Enjoy the episode 😉 👉 Don’t forget to like, comment, and subscribe to support the podcast! And, VERY IMPORTANT, if you want to ask questions to our future guests, follow us on Instagram to submit them! 🔗 Follow From Wall Street to Main Street 📺 YouTube : https://www.youtube.com/@FromWallStreettoMainStreet [https://www.youtube.com/@FromWallStreettoMainStreet] 🎧 Apple Podcast : https://podcasts.apple.com/ca/podcast/from-wall-street-to-main-street/id1841397331 [https://podcasts.apple.com/ca/podcast/from-wall-street-to-main-street/id1841397331] 📸 Instagram : https://www.instagram.com/wallstreet.mainstreet [https://www.instagram.com/wallstreet.mainstreet] 💼 LinkedIn : https://www.linkedin.com/company/from-wall-street-to-main-street [https://www.linkedin.com/company/from-wall-street-to-main-street] 🎵 TikTok : https://www.tiktok.com/@wall.st.to.main.st [https://www.tiktok.com/@wall.st.to.main.st] Chapters : 00:00 Trailer of the episode 00:51 Podcast Intro 02:29 Why Finance & Discovering Real Estate 03:10 The Event That Changed Everything 03:56 Why Not Real Estate Brokerage? 04:25 Choosing Real Estate Advisory 05:17 Key Influences: Professors & Networking 07:11 Why Real Estate Is More Tangible 07:48 What Is Real Estate Advisory? 08:40 Services: Valuation, Audit Support & Clients 10:14 Site Visits & Real-World Exposure 10:48 Front Office vs Back Office 11:46 Data vs Judgment in Valuation 12:33 Types of Client Requests14:51 Real Estate DCF Explained 16:10 Valuation Methods (DCF, Comparables, Income) 17:05 Step-by-Step Client Process 18:43 Timeline of a Project 19:36 Favorite Parts of the Job 20:29 Certifications & Skills Needed 21:20 What Makes a Property Valuable 22:59 Property Classification (AAA to C) 25:35 Broker Opinion vs Real Valuation27:09 Working on Different Projects 28:20 Market Expectations vs Reality 29:07 COVID Impact on Real Estate30:26 Memorable Site Visit 31:45 Market Factors: Interest Rates & Demand 33:06 Return to Office & Market Shift 37:40 Skills for Students 39:05 Advice to His Younger Self 41:30 Importance of Networking 44:06 Why Finance Has Many Career Paths 46:50 How Technical Is the Job? 48:02 Career Optionality in Real Estate Advisory 49:11 Why Choose This Career Path 50:48 Outro

Découvre l'Actuariat ft. Bilal Khoder - Épisode 8

Dans cet épisode, on plonge au cœur d’une carrière en actuariat pour comprendre concrètement ce que fait un actuaire au quotidien. C’est quoi l’actuariat ? À quoi servent les probabilités et les mathématiques financières dans le monde réel ? Comment ces modèles influencent-ils les assurances, les régimes de retraite ou même la rémunération des dirigeants ? À travers le parcours de Bilal Khoder, ancien actuaire, on explore les différentes voies possibles après des études en actuariat : assurance, consultation, fonds de pension, gestion d’actifs, finance corporative… et même des rôles stratégiques en entreprise. L’objectif : démystifier un métier souvent perçu comme purement technique et montrer qu’il combine en réalité analyse, gestion du risque, communication et prise de décision.Si tu envisages une carrière en actuariat, ou si tu es simplement curieux de comprendre comment les entreprises projettent l’avenir et gèrent les risques, cet épisode te donne une vision claire des opportunités, des défis et des compétences nécessaires pour évoluer dans ce domaine. 0:00 Intro 1:00 C’est quoi un actuaire ? (définition + actuaire vs risk manager) 2:34 Le parcours de Bilal 4:19 Probabilités : l’exemple des 3 portes 5:46 Pourquoi l’actuariat (maths appliquées) + valeur ajoutée en entreprise 8:00 Risque réputationnel : impact, limites de modélisation, données qualitatives 11:13 Les domaines de l’actuariat : assurance, consulting, retraite, gestion d’actifs1 4:20 Viabilité des retraites : natalité, âge de retraite, responsabilité individuelle 18:55 Comment on calcule une prime d’assurance auto ? 22:30 Définitions simples : probabilité, espérance, tables de mortalité 25:51 Maths financières en actuariat : actualisation + probabilités 27:44 Consulting : pourquoi, et l’importance de la vulgarisation 36:46 Examens d’actuariat : parcours, rythme, difficulté 39:27 Transition vers la rémunération : bonus, RSU, stock options + logique 49:50 Éthique, conflits d’intérêt, conseils carrière + IA (expertise & futur `Bonne écoute 😉 👉 N’oublie pas de liker, commenter et t’abonner pour soutenir le podcast ! Et, TRÈS IMPORTANT : si tu veux poser des questions à nos futurs invités, rejoins-nous sur Instagram pour soumettre les tiennes ! 🔗 Suis From Wall Street to Main Street📺 YouTube : https://www.youtube.com/@FromWallStreettoMainStreet [⁠https://www.youtube.com/@FromWallStreettoMainStreet]🎧 Apple Podcast : https://podcasts.apple.com/ca/podcast/from-wall-street-to-main-street/id1841397331 [https://podcasts.apple.com/ca/podcast/from-wall-street-to-main-street/id1841397331]📸 Instagram : https://www.instagram.com/wallstreet.mainstreet [https://www.instagram.com/wallstreet.mainstreet]💼 LinkedIn : https://www.linkedin.com/company/from-wall-street-to-main-street [https://www.linkedin.com/company/from-wall-street-to-main-street]🎵 TikTok : https://www.tiktok.com/@wall.st.to.main.st [https://www.tiktok.com/@wall.st.to.main.st]

Dive into Quantitative Investing ft. Joao Zimermann , EX-NASDAQ - Episode 7

In this episode of From Wall Street to Main Street, we explore quantitative investing with Joao Zimermann, a quantitative investor who left NASDAQ to focus full-time on the financial models he had been building since university.We walk through his career journey, from studying economics and finance to launching and selling a startup, working in securities lending, completing a master’s in financial engineering, and gaining market intelligence experience at NASDAQ, highlighting why the operational side of finance matters more than most people think.The episode breaks down what quantitative investing really is, how data is collected, cleaned, automated, and transformed into models that generate signals, rankings, and portfolio decisions. We also discuss the difference between long-term investing and trading for revenue, the role of emotion in markets, and why risk management and tracking error matter more than short-term performance.We then explore market behavior and structure, including inefficiencies, retail investor influence, social media, and a clear explanation of the GameStop short squeeze. Finally, we look at AI in quantitative finance, qualitative data like earnings calls and geopolitics, and practical advice for students who want to start building quant skills today.Chapters are included to help you navigate the discussion.Enjoy the episode 😉👉 Don’t forget to like, comment, and subscribe to support the podcast!And, VERY IMPORTANT, if you want to be asking questions to our future guests, follow us on instagram to submit your questions!🔗 Follow From Wall Street to Main Street📺 YouTube : https://www.youtube.com/@FromWallStreettoMainStreet🎧 Spotify : https://open.spotify.com/show/FromWallStreettoMainStreet🎧 Apple Podcast : https://podcasts.apple.com/ca/podcast/from-wall-street-to-main-street/id1841397331📸 Instagram : https://www.instagram.com/wallstreet.mainstreet💼 LinkedIn : https://www.linkedin.com/company/from-wall-street-to-main-street🎵 TikTok : https://www.tiktok.com/@wall.st.to.main.stChapters :00:00 Trailer of the episode00:45 Intro + Meet the Guest01:19 What Is Quantitative Investing? (Explained Simply)04:10 His Story: Economics, Finance, and Building a Startup10:33 First Steps in Capital Markets (CIBC + “Behind the Scenes” Finance)12:44 Master’s + NASDAQ: From School to Market Intelligence15:22 Going Full-Time: Building a Model That Pays Like a Salary21:09 Investing vs Trading + Managing Emotion with Data25:42 Income Strategies Explained (Covered Calls & Trade-Offs)28:20 How Financial Models Work (Data → Signals → Decisions)38:27 Using Qualitative Info (Earnings Calls, Sentiment, AI)46:33 Portfolio Management: Risk, Time Horizon, and Client Fit57:16 Market Neutrality + Avoiding Overfitting (Simple Explanations)1:16:51 When Markets Get Irrational (FOMO, Efficiency, Behavior)1:20:16 GameStop Explained + What It Changed (Retail, Social Media)1:28:13 The Future: AI in Quant Finance + Advice for Students1:37:09 Final Takeaways + Outro

Découvre la gestion d'actifs ft. Ghislain Maillet - #6

Découvres la Gestion d'Actifs avec Ghislain Maillet, Directeur Exécutif à JP Morgan Asset Management.Dans cet épisode ; 00:00 Introduction 02:01 Introduction de Ghislain Maillet et de son parcours 09:45 Gestion d'actifs et Day-to-Day 16:26 Devenir financièrement indépendant 20:37 Distinguer le signal du bruit 24:40 Acheter et Vendre au pire moment 26:40 Pourquoi la gestion d'actifs ? 34:13 La différence entre la gestion d’actifs et la gestion de patrimoine 36:46 Vendeur VS Gestionnaire de portefeuille  38:10 Buy Side VS Sell Side 39:26 Gestion active VS passive 42:00 L’actif sous gestion (AUM) 43:00 Quel rôle joue l’innovation dans la gestion d’actifs (ex. ETF) 44:57 L’aspect humain dans la GA 46:00 Quand les attentes du client rentrent en conflit avec la réalité du marché 51:48 L’automatisation, une menace ? 54:01 L’évolution de la gestion d’actifs (IA, Crise de 2008, Covid, etc) 58:44 Comment les institutions ont réussi à regagner la confiance des investisseurs après la crise des subprimes ? 1:04:09 Comment performer en gestion d’actifs ? 1:08:14 Erreurs communes 1:10:00 Dernier conseil et mot de fin Disclaimers : - Ghislain Maillet ne représente pas son employeur. - Bien que d’autres épisodes ont été enregistrés après celui-ci, j’apprécierais beaucoup vos retours constructifs pour améliorer le contenu et l’adapter à vous. Écrivez-moi sur Instagram pour partager vos idées !Bonne écoute 😉 👉 N’oublie pas de liker, commenter et t’abonner pour soutenir le podcast ! Et, TRÈS IMPORTANT : si tu veux poser des questions à nos futurs invités, rejoins-nous sur Instagram pour soumettre les tiennes ! 🔗 Suis From Wall Street to Main Street 📺 YouTube : https://www.youtube.com/@FromWallStreettoMainStreet [https://www.youtube.com/@FromWallStreettoMainStreet]🎧 Spotify : https://open.spotify.com/show/FromWallStreettoMainStreet [https://open.spotify.com/show/FromWallStreettoMainStreet]🎧 Apple Podcast : https://podcasts.apple.com/ca/podcast/from-wall-street-to-main-street/id1841397331 [https://podcasts.apple.com/ca/podcast/from-wall-street-to-main-street/id1841397331] 📸 Instagram : https://www.instagram.com/wallstreet.mainstreet [https://www.instagram.com/wallstreet.mainstreet] 💼 LinkedIn : https://www.linkedin.com/company/from-wall-street-to-main-street [https://www.linkedin.com/company/from-wall-street-to-main-street] 🎵 TikTok : https://www.tiktok.com/@wall.st.to.main.st

Dive into Strategic Consulting ft. Eric Falardeau - #5

Enjoy the episode 😉👉 Don’t forget to like, comment, and subscribe to support the podcast!And, VERY IMPORTANT, if you want to be asking questions to our future guests, follow us on instagram to submit your questions!🔗 Follow From Wall Street to Main Street📺 YouTube : https://www.youtube.com/@FromWallStreettoMainStreet [https://www.youtube.com/@FromWallStreettoMainStreet]🎧 Spotify : https://open.spotify.com/show/FromWallStreettoMainStreet [https://open.spotify.com/show/FromWallStreettoMainStreet]🎧 Apple Podcast : https://podcasts.apple.com/ca/podcast/from-wall-street-to-main-street/id1841397331 [https://podcasts.apple.com/ca/podcast/from-wall-street-to-main-street/id1841397331]📸 Instagram : https://www.instagram.com/wallstreet.mainstreet [https://www.instagram.com/wallstreet.mainstreet]💼 LinkedIn : https://www.linkedin.com/company/from-wall-street-to-main-street [https://www.linkedin.com/company/from-wall-street-to-main-street]🎵 TikTok : https://www.tiktok.com/@wall.st.to.main.st [https://www.tiktok.com/@wall.st.to.main.st]