Straight talk with Rick and Meghan

🏡 STOP! Are You TRULY Pre-Approved?

🏡 STOP! Are You TRULY Pre-Approved? This week on the podcast, we're pulling back the curtain on the most confusing part of buying a house: the mortgage pre-approval. 😫 A computer approval (AUS) is NOT the same as an Underwriter's approval, and that little detail can crush your dreams at closing! Rick and I discuss why accurate income data and PROPER financial planning before house hunting are non-negotiable. Don't wait until the last minute—listen now to ensure you're working with a pro who knows the difference! 👇 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #realtor #realestate #anaheim #downtownanaheim

Want to pay LESS tax on your rental properties? 🚨

Full video on my YouTube! https://youtu.be/CTzChknzjJ4 Want to pay LESS tax on your rental properties? 🚨 The rules on depreciation, write-offs, and avoiding capital gains are confusing—but they can save (or cost!) you thousands. We just put a tax expert in the hot seat to answer the toughest questions. Here are the 3 must-know topics we covered: DEPRECIATION: How long should you hold a property to maximize your write-offs, and what is the recapture cost? THE EXPENSE SECRET: We break down the difference between a repair (instant write-off!) and an improvement (depreciated over years). Don't confuse the two! 1031 LEGACY: The strict timelines to defer taxes + how "stepped-up basis" can wipe out taxes for your heirs. Tune in and make sure you're not making the biggest tax mistake that could jeopardize your next deal! Louie Vazquez III / 714-440-4839 https://www.profitwealthtaxadvisors.com/ Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #taxes #realestate #realtor #homebuyingjourney #anaheim #downtownanaheim

28 Years. Thousands of Inspections. He knows the secrets.

Straight Talk with Rick and Meghan... And Shiloh! 28 Years. Thousands of Inspections. He knows the secrets. New Episode ALERT! We talked to Shiloh Cox of FYI Inspections about the biggest myth in home buying: that the inspection is scary. Shiloh says deal-breaking issues are RARE! Instead, the inspection is your chance to: Learn critical maintenance tips. Check the lifespan of your roof and HVAC. Ensure safety (like checking for GFCI outlets!). Buyers: You must attend your inspection! It's an education. Sellers: A pre-listing inspection can eliminate surprises Need an Expert? Contact Shiloh Cox and the team at FYI Inspections for your next home inspection. Shiloh Cox (909) 268-6808 / FYI.inspections@gmail.com [FYI.inspections@gmail.com] YouTube: @Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo [https://www.facebook.com/hashtag/meghanshigo?__eep__=6&__cft__[0]=AZUsKnPtU57HcOtM5g_5-C1qDJqCW7NGRQoi_wYcoYuzs_kZAQlrUM2R-vNZeJMGnF2s0QCkCEYra08drjannDdzJWojxdavPJjf65wJw2H2Xo-1g06JuUsgHACSefrrPTwQl02Goy2IJFzGXVAiyUZneDYn1kUhMRbrZocbnNTyLUq9MsIkkR-8UfzEqFwQE3_yhkPnx7yNglYwB5LHi_44&__tn__=*NK-R] #straighttalkwithrickandmeghan [https://www.facebook.com/hashtag/straighttalkwithrickandmeghan?__eep__=6&__cft__[0]=AZUsKnPtU57HcOtM5g_5-C1qDJqCW7NGRQoi_wYcoYuzs_kZAQlrUM2R-vNZeJMGnF2s0QCkCEYra08drjannDdzJWojxdavPJjf65wJw2H2Xo-1g06JuUsgHACSefrrPTwQl02Goy2IJFzGXVAiyUZneDYn1kUhMRbrZocbnNTyLUq9MsIkkR-8UfzEqFwQE3_yhkPnx7yNglYwB5LHi_44&__tn__=*NK-R] #homeinspection [https://www.facebook.com/hashtag/homeinspection?__eep__=6&__cft__[0]=AZUsKnPtU57HcOtM5g_5-C1qDJqCW7NGRQoi_wYcoYuzs_kZAQlrUM2R-vNZeJMGnF2s0QCkCEYra08drjannDdzJWojxdavPJjf65wJw2H2Xo-1g06JuUsgHACSefrrPTwQl02Goy2IJFzGXVAiyUZneDYn1kUhMRbrZocbnNTyLUq9MsIkkR-8UfzEqFwQE3_yhkPnx7yNglYwB5LHi_44&__tn__=*NK-R] #homebuying [https://www.facebook.com/hashtag/homebuying?__eep__=6&__cft__[0]=AZUsKnPtU57HcOtM5g_5-C1qDJqCW7NGRQoi_wYcoYuzs_kZAQlrUM2R-vNZeJMGnF2s0QCkCEYra08drjannDdzJWojxdavPJjf65wJw2H2Xo-1g06JuUsgHACSefrrPTwQl02Goy2IJFzGXVAiyUZneDYn1kUhMRbrZocbnNTyLUq9MsIkkR-8UfzEqFwQE3_yhkPnx7yNglYwB5LHi_44&__tn__=*NK-R] #HomeSelling [https://www.facebook.com/hashtag/homeselling?__eep__=6&__cft__[0]=AZUsKnPtU57HcOtM5g_5-C1qDJqCW7NGRQoi_wYcoYuzs_kZAQlrUM2R-vNZeJMGnF2s0QCkCEYra08drjannDdzJWojxdavPJjf65wJw2H2Xo-1g06JuUsgHACSefrrPTwQl02Goy2IJFzGXVAiyUZneDYn1kUhMRbrZocbnNTyLUq9MsIkkR-8UfzEqFwQE3_yhkPnx7yNglYwB5LHi_44&__tn__=*NK-R] #HousingMarket [https://www.facebook.com/hashtag/housingmarket?__eep__=6&__cft__[0]=AZUsKnPtU57HcOtM5g_5-C1qDJqCW7NGRQoi_wYcoYuzs_kZAQlrUM2R-vNZeJMGnF2s0QCkCEYra08drjannDdzJWojxdavPJjf65wJw2H2Xo-1g06JuUsgHACSefrrPTwQl02Goy2IJFzGXVAiyUZneDYn1kUhMRbrZocbnNTyLUq9MsIkkR-8UfzEqFwQE3_yhkPnx7yNglYwB5LHi_44&__tn__=*NK-R] #housing [https://www.facebook.com/hashtag/housing?__eep__=6&__cft__[0]=AZUsKnPtU57HcOtM5g_5-C1qDJqCW7NGRQoi_wYcoYuzs_kZAQlrUM2R-vNZeJMGnF2s0QCkCEYra08drjannDdzJWojxdavPJjf65wJw2H2Xo-1g06JuUsgHACSefrrPTwQl02Goy2IJFzGXVAiyUZneDYn1kUhMRbrZocbnNTyLUq9MsIkkR-8UfzEqFwQE3_yhkPnx7yNglYwB5LHi_44&__tn__=*NK-R] #realestate [https://www.facebook.com/hashtag/realestate?__eep__=6&__cft__[0]=AZUsKnPtU57HcOtM5g_5-C1qDJqCW7NGRQoi_wYcoYuzs_kZAQlrUM2R-vNZeJMGnF2s0QCkCEYra08drjannDdzJWojxdavPJjf65wJw2H2Xo-1g06JuUsgHACSefrrPTwQl02Goy2IJFzGXVAiyUZneDYn1kUhMRbrZocbnNTyLUq9MsIkkR-8UfzEqFwQE3_yhkPnx7yNglYwB5LHi_44&__tn__=*NK-R] #realtor [https://www.facebook.com/hashtag/realtor?__eep__=6&__cft__[0]=AZUsKnPtU57HcOtM5g_5-C1qDJqCW7NGRQoi_wYcoYuzs_kZAQlrUM2R-vNZeJMGnF2s0QCkCEYra08drjannDdzJWojxdavPJjf65wJw2H2Xo-1g06JuUsgHACSefrrPTwQl02Goy2IJFzGXVAiyUZneDYn1kUhMRbrZocbnNTyLUq9MsIkkR-8UfzEqFwQE3_yhkPnx7yNglYwB5LHi_44&__tn__=*NK-R]

The "Winter Lock-In" isn't a bad thing. It's an opportunity! 🏡💰

The "Winter Lock-In" isn't a bad thing. It's an opportunity! 🏡💰 Our new podcast episode reveals why the winter real estate market is different—and how smart buyers and sellers can use it to their advantage! ❄️ Buyers: Less competition means more leverage for YOU. Learn to negotiate better deals & score concessions! 📈 Sellers: Uncover what truly motivated buyers are looking for during the holidays AND get your ultimate spring prep checklist. Stop waiting for spring! Your next move could be now. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo [https://www.instagram.com/explore/tags/meghanshigo/] #meghanshomes [https://www.instagram.com/explore/tags/meghanshomes/] #straighttalkwithrickandmeghan [https://www.instagram.com/explore/tags/straighttalkwithrickandmeghan/] #homebuyingprocess [https://www.instagram.com/explore/tags/homebuyingprocess/] #homeselling [https://www.instagram.com/explore/tags/homeselling/] #housingmarket [https://www.instagram.com/explore/tags/housingmarket/] #realtor [https://www.instagram.com/explore/tags/realtor/] #realestate [https://www.instagram.com/explore/tags/realestate/]

A 50-year mortgage… is this really happening?! 👀

This week, Rick and I break down the newly proposed 50-year loan program that's gaining support from Freddie, Fannie, and other secondary market investors. Rick explains how this option could help buyers by lowering monthly payments, especially for people who don't plan to stay in their homes for the full 50 years but want short-term affordability. But — as always — there's a flip side. 🌀 While the 50-year mortgage might benefit some buyers, it also means paying more interest over time, and it's definitely not the right fit for everyone. I also share my concerns about what this program says about today's affordability challenges… because if we need 50-year mortgages to make housing attainable, what does that really mean for the bigger picture? 🤔 If you're curious about where the market is heading and how this could impact homebuyers, you won't want to miss this one! 🎧 Tune in to Straight Talk with Rick and Meghan — available on all podcast platforms. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo [https://www.instagram.com/explore/tags/meghanshigo/] #meghanshomes [https://www.instagram.com/explore/tags/meghanshomes/] #realtor [https://www.instagram.com/explore/tags/realtor/] #realestate [https://www.instagram.com/explore/tags/realestate/] #straighttalkwithrickandmeghan [https://www.instagram.com/explore/tags/straighttalkwithrickandmeghan/] #housingmarket [https://www.instagram.com/explore/tags/housingmarket/] #homebuyingprocess [https://www.instagram.com/explore/tags/homebuyingprocess/] #mortgage [https://www.instagram.com/explore/tags/mortgage/]