AfterMASH
Middle Class Who?
Descripción
The American Middle Class! This episode started as a desire to understand the base definitions of income and class in order to better understand my own personal position (and privilege) in society. But it turns out a Merriam-Webster consensus of this stuff does not exist. Which is preposterous, because in middle school I learned about The Scientific Method, which tells me that to build a useful experiment you must have a definition of your population and your problem. So join me (Zoe), an Upper Middle Class White B***ch with Expensive Hobbies, and Jackie (who also identifies as upper middle class), as we create a definition of the American Middle Class so that maybe we (and we alone) can solve the problems facing it. Show notes on our substack [https://aftermash.substack.com/p/middle-class-who?r=7id9oy]! But here's a sneak peek of the resulting definition I come up with: Zoë’s Diagnostic Criteria for The American Middle Class (modeled after the Diagnostic and Statistical Manual of Mental Disorders): Four or more of the following metrics must have been present during the same 3 years within the associated geographic location of the household unit during that time period. AND at least one metric achieved must be (1) Having achieved at least the median income of associated geographic location for the last 3 years OR (2) Have not been delinquent on mortgage payments for more than 60 consecutive days. - Having achieved at least the median income of associated geographic location for the last 3 years - Have not been delinquent on mortgage payments for more than 60 consecutive days - Able to afford a healthcare plan - Every working adult has a reasonably-functioning car (exclusive of dependents) - Emergency fund of with at least three months worth of expenses covered - Can save for retirement at the rate of your maximum employee-matched retirement account or ROTH-IRA max contributions for the year - Have not been delinquent on credit card debts as it relates to necessities of living for more than three consecutive months in the last 3 years - The value of the Consumers Good Index can fluctuate 10% without changing behavior This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit aftermash.substack.com [https://aftermash.substack.com?utm_medium=podcast&utm_campaign=CTA_1]
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