Two Moms, One Dream: Building a Children’s Museum

The Power of Trying Again: Reflections on Financial Growth and Persistence

In this season finale of Behind the Curtain: Money Made Simple, host Julie Beckham takes a moment to reflect on the podcast’s journey through two seasons of conversations about money, careers, entrepreneurship, and personal growth. Drawing from her own background in theater, Julie shares how persistence, resilience, and the willingness to keep trying have shaped both her professional path and her approach to financial education. She discusses the challenges of pursuing goals, the realities of setbacks, and why financial wellness is often built through small, imperfect steps. Julie also highlights the value of learning through stories and thanks the guests, listeners, and supporters who have helped make the podcast a success.  Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com [https://thepodcastconsultant.com/]) Rockland Trust: https://www.rocklandtrust.com/ [https://www.rocklandtrust.com/] Julie Beckham on LinkedIn: https://www.linkedin.com/in/julie-beckham-05589534 [https://www.linkedin.com/in/julie-beckham-05589534]

The Three Legal Documents that Make a Great 18th Birthday Gift

In this episode of Behind the Curtain: Money Made Simple, Julie Beckham sits down with estate planning attorney Suzanne Bunszel to discuss a topic many families overlook when a child turns 18. While parents spend years protecting and advocating for their children, legal authority changes dramatically once a young adult reaches adulthood. Suzanne explains why essential documents such as a healthcare proxy, HIPAA release, and power of attorney can help families avoid costly legal hurdles during medical or financial emergencies. The conversation examines common misconceptions about estate planning, the challenges families face when these documents are not in place, and why proactive planning is an important step toward independence for young adults. This episode offers practical guidance for parents and young adults preparing for life after age 18.  ______________________________________________________________________ [00:00:00] Introduction to the legal documents young adults need after turning 18 [00:02:13] Why parents lose legal decision-making authority once a child becomes an adult [00:03:07] The two critical areas of planning: medical and financial decisions [00:04:33] Why every young adult should have a healthcare proxy, HIPAA release, and power of attorney [00:05:50] Understanding how a healthcare proxy works and when it becomes effective [00:07:21] What can happen if a parent needs to make medical decisions without a healthcare proxy [00:09:28] How young adult estate planning packages are structured and who chooses decision-makers [00:10:23] The role of a HIPAA release and how it differs from a healthcare proxy [00:12:49] Why professionally prepared healthcare documents can provide broader protection [00:13:24] How durable powers of attorney help with financial matters [00:15:53] Working with banks and financial institutions to ensure powers of attorney are accepted [00:17:49] Risks and considerations when using online legal document services [00:19:47] The value of professional guidance for legal, financial, and healthcare planning [00:21:34] Why awareness and advocacy around young adult estate planning are needed [00:22:31] Common misconceptions about estate planning for young adults [00:23:07] Lessons learned from COVID-19 about the importance of healthcare documents [00:23:49] Using legal planning as an opportunity for family conversations about independence and decision-making [00:27:11] Suzanne’s motivation for helping families create estate plans [00:28:28] The misconception that having a will alone is enough to avoid probate [00:29:31] The importance of financial education and investing at a young age [00:30:39] Why honest financial conversations are the foundation of long-term planning Links: Rockland Trust: https://www.rocklandtrust.com/ [https://www.rocklandtrust.com/] Julie Beckham on LinkedIn: https://www.linkedin.com/in/julie-beckham-05589534 [https://www.linkedin.com/in/julie-beckham-05589534] Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com [https://thepodcastconsultant.com])

Cameron Huddleston on Family Finances and Tough Conversations

In this episode of Behind the Curtain: Money Made Simple, Julie Beckham sits down with award-winning journalist and author Cameron Huddleston to address one of the hardest financial conversations families face: talking about money with parents and children. Cameron shares her personal story of losing her father unexpectedly and later helping her mother through Alzheimer’s without knowing the details of her finances—experiences that inspired her book Mom and Dad, We Need to Talk. Together, Julie and Cameron explore why it’s crucial to start these conversations early, the key documents every family should have, and how to balance supporting adult children while protecting your own financial future. They also discuss scams, long-term care planning, and practical strategies for building peace of mind through preparation and honesty.    _____________________________________________________________     [00:00:00] Julie introduces Cameron Huddleston and the challenge of managing finances across generations.  [02:29] Cameron shares the personal story of her father’s death without a will and the difficulties that followed.  [04:50] How her mother’s Alzheimer’s diagnosis pushed Cameron to secure critical estate planning documents.  [06:58] The importance of explaining wills, powers of attorney, and long-term care in simple terms.  [09:44] Why these conversations with parents are awkward, and how to research before initiating them.  [11:22] Cameron describes having estate planning talks with her own young adult children.  [15:30] Assigning children as executors and powers of attorney—why preparation matters.  [18:25] Creating peace of mind by putting wishes in writing and reducing stress for families.  [19:53] Cost of estate planning documents, alternatives like online services, and when to hire an attorney.  [24:16] Julie highlights resources at Rockland Trust and other financial institutions.  [25:50] Supporting adult children after college without jeopardizing retirement savings.  [29:57] How high costs of living and shifting job markets affect parental financial support.  [31:21] Setting boundaries with adult children while teaching independence and budgeting.  [34:03] The financial challenges that arise in every life stage.  [36:02] Why open communication about money with partners, children, and parents makes crises easier to handle.  [38:12] Understanding that money conversations with family are a series of talks, not a one-time event.  [40:09] Free resources Cameron offers, including emergency organizers and scam red flag sheets.  [42:02] Rapid-fire curtain call questions with Cameron, from favorite words to biggest money lessons.  [46:08] The advice Cameron wishes she’d known sooner: start saving for retirement early.  [48:02] Cameron’s financial challenge for listeners: align your spending with your true priorities.  [49:23] Julie reflects on the conversation and the importance of using personal experience to help others.      Links:    Cameron Huddleston on LinkedIn: https://www.linkedin.com/in/cameron-huddleston-187b633/ [https://www.linkedin.com/in/cameron-huddleston-187b633/]   Rockland Trust: https://www.rocklandtrust.com/ [https://www.rocklandtrust.com/]  Julie Beckham on LinkedIn: https://www.linkedin.com/in/julie-beckham-05589534 [https://www.linkedin.com/in/julie-beckham-05589534]

Two Moms, One Dream: Building a Children’s Museum

In this episode of Behind the Curtain: Money Made Simple, Julie Beckham sits down with Meg Hagan and Erin Gallagher, co-founders of the Children’s Museum of Franklin. The conversation follows how a casual conversation between two moms turned into a fully operational nonprofit serving thousands of families. Meg and Erin share how they built a business plan, formed a board, and leaned on community connections to bring their vision to life. They also explain the financial structure of a 501(c)(3), the importance of multiple revenue streams, and how partnerships and curiosity helped them move forward despite uncertainty. This episode highlights how purpose, collaboration, and persistence can turn an idea into a lasting community resource. ______________________________________________________________________ [00:00:00] Introduction to the podcast and overview of the Children’s Museum of Franklin [00:01:57] The moment Meg and Erin discovered their shared vision [00:03:14] Turning the idea into action with a business plan and nonprofit setup [00:03:54] Building a brand, mission, and early community engagement [00:05:08] Leveraging professional backgrounds and expanding expertise through advisors [00:07:28] Role of advisory board members and community experts [00:09:53] Advice for parents pursuing big goals while raising children [00:11:00] Importance of partnership and accountability in building a business [00:12:38] Market research and understanding audience reach [00:13:00] Early success metrics and visitor growth [00:13:31] Designing an inclusive and accessible museum experience [00:15:34] Defining core values: belonging, joy, curiosity, connection, and respect [00:17:06] Why the museum operates as a 501(c)(3) nonprofit [00:18:19] Impact story highlighting accessibility and community value [00:20:41] Revenue streams: admissions, events, fundraising, and donations [00:22:22] Membership structure and early adoption success [00:24:42] Building a team, hiring staff, and engaging volunteers [00:26:16] Partnerships with schools and community organizations [00:27:24] Staying grounded in mission and celebrating meaningful moments [00:29:58] Rapid-fire insights on motivation, challenges, and money lessons [00:31:59] Final advice: stay curious and take action even when uncomfortable Links: Rockland Trust: https://www.rocklandtrust.com/ [https://www.rocklandtrust.com/] Julie Beckham on LinkedIn: https://www.linkedin.com/in/julie-beckham-05589534 [https://www.linkedin.com/in/julie-beckham-05589534] Children’s Museum of Franklin: https://www.childrensmuseumfranklin.org/ [https://www.childrensmuseumfranklin.org/] Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com [https://thepodcastconsultant.com])

Inside Ms. Money’s Classroom: A Conversation with the “Coins”

In this Financial Literacy Month episode of Behind the Curtain: Money Made Simple, Julie Beckham reunites with former cast members of Ms. Money and the Coins, Carol Smolinski and Mike Charles. They reflect on performing the musical for thousands of students and how those early lessons shaped their lives and careers. Carol shares her path to becoming an accredited financial counselor, while Mike discusses building his own entertainment business. Together, they revisit key concepts like needs versus wants, saving, and the importance of early financial education, highlighting how simple lessons can influence long-term financial confidence and decision-making. ______________________________________________________________________ [00:00:00] Introduction to Financial Literacy Month and the origins of Ms. Money and the Coins. [00:01:50] How the musical was created in response to a national call for financial education. [00:04:08] Carol’s audition story and early career stage before joining the production. [00:04:52] Carol’s transition into financial counseling and education work. [00:06:34] Mike’s background, including overcoming cancer and starting his career. [00:07:01] Mike’s role at Radio Disney and path to joining the cast. [00:08:04] Mike’s current work as a business owner in the events industry. [00:09:41] Lessons learned from performing for students, including creative problem solving. [00:11:02] The importance of understanding needs versus wants in everyday life. [00:12:15] How financial lessons from the show stayed with audiences over time. [00:16:42] Carol on the importance of understanding compound interest early. [00:19:56] Mike on the lack of practical financial education in schools. [00:20:48] The long-term financial impact of learning money management skills early. [00:22:13] Rapid fire segment begins with personal insights and fun questions. [00:24:26] Mike’s goal of building a $10,000 business safety net. [00:26:15] Carol’s advice to start saving immediately, no matter the amount. [00:26:48] The importance of planning for “future you” through saving and investing. [00:27:30] Carol shares her current work and how to connect with her organization. [00:28:29] Mike shares his business and where to find his services online. [00:28:42] Closing thoughts and encouragement to take action on financial goals. Links: Rockland Trust: https://www.rocklandtrust.com/ [https://www.rocklandtrust.com/] Julie Beckham on LinkedIn: https://www.linkedin.com/in/julie-beckham-05589534 [https://www.linkedin.com/in/julie-beckham-05589534] Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com [https://thepodcastconsultant.com]) © 2026 Rockland Trust. Member FDIC. Equal Housing Lender.