State & Local Tax for Construction Business Owners: What You Need to Know Before You Go Multi-State

Controller vs. CFO: What Every Construction Business Owner Needs to Know

What’s the difference between a controller and a CFO, andwhich one does your construction business actually need?   In this solo episode, Mason Brady, breaks downthe controller vs. CFO debate in plain terms for construction business owners.He covers what a controller actually does (and what they shouldn’t be doing),how senior controllers can begin taking on CFO-level duties, and why thedifference matters when you’re scaling a construction company with multipleentities, bonding requirements, and complex tax liabilities. Links & ResourcesBrady CFO — Fractional CFO Services for Construction [https://bradycfo.com/⁠]  🎤 Connect with Mason Brady [https://www.linkedin.com/in/masonbrady/ ] 📧 Questions or topic ideas? Reach out atmarketing@bradycfo.com   Built to Scale is the podcast for construction businessowners who want to scale — not just grow. Every episode brings you realfinancial strategy and business advice built specifically for the construction industry. Follow, rate, review, and share.

How to Implement AI In Your Construction Business

Is your construction business actually ready to harness AI, or are you just chasing the next shiny tool? Mason Brady sits down with Ryan Seifert, CEO of Teric Technology, to cut through the hype and give construction owners a practical AI roadmap, from data infrastructure and ERP strategy to change management, security, and finding quick wins. Links & Resources Brady CFO — Fractional CFO Services for Construction Businesses: https://bradycfo.com/ Teric Technology (Free 1-hour AI consultation): https://terictechnology.com/ 🤝 Connect with Ryan Seifert: https://www.linkedin.com/in/ryangregoryseifert/ 🎙 Connect with Mason Brady: https://www.linkedin.com/in/masonbrady/ Built to Scale is the podcast for construction business owners who want to scale — not just grow. Every episode brings you real financial strategy and business advice built specifically for the construction industry. Follow, rate, review, and share. Questions or topic ideas? Reach out at marketing@bradycfo.com#constructionbusiness #aiexplained

The Real Cons of ESOPs Construction Business Owners Need to Know

What are the real downsides of ESOPs that construction business owners rarely hear about? In this episode, Mason Brady and John Bencosme flip the script from Part 1 and dive deep into the cons of ESOPs — covering upfront costs and administrative burden, the financial reporting and valuation requirements that catch owners off guard, the legal and integrity risks that come with having employee shareholders, how to think about ESOP debt and conservative valuations, and whether an ESOP makes sense when there's no other exit option available. Topics We Cover 00:00 — Intro and Part 1 recap 01:11 — John's background and why the cons matter 04:01 — Unavoidable costs: fees, complexity, and admin burden 08:26 — Financial reporting: audits, valuations, and forecasting 11:53 — Losing the personal guarantee 13:20 — Budgeting, forecasting, and valuation risk 16:54 — Employee shareholder lawsuits 19:43 — Integrity requirements and DOL accountability 22:36 — Should you ESOP if no other buyer exists? 27:14 — ESOP debt and conservative valuations 33:55 — Warrants as a risk management tool 37:41 — Final takeaways from John Links & Resources Brady CFO — Fractional CFO Services for Construction: https://bradycfo.com/ 🏢 ESOP One — ESOP Advisory Services: https://www.esopone.com/ 🤝 Connect with John Bencosme: https://www.linkedin.com/in/john-b-84a64b1b2/ 🎤 Connect with Mason Brady: https://www.linkedin.com/in/masonbrady/?skipRedirect=true Built to Scale is the podcast for construction business owners who want to scale — not just grow. Every episode brings you real financial strategy and business advice built specifically for the construction industry. Follow, rate, review, and share. Questions or topic ideas? Reach out at marketing@bradycfo.com #constructionbusiness #constructionfinance #constructionwork #esop #wealthmanagement

The Top Reasons Construction Business Owners Should Consider ESOPs

What's the smartest exit strategy for construction business owners who don't want to sell to private equity? In this episode, Mason Brady and John Bencosme cover the tax advantages of ESOPs for construction business owners, including how a 100% S-Corp ESOP can eliminate federal income tax, how to defer capital gains through installment structures, the difference between seller financing and bank financing, partial vs. full ESOPs, and why some construction owners choose ESOPs over private equity to protect their employees and preserve company culture. Topics We Cover 00:00 — What is an ESOP and why is it gaining traction in construction 05:00 — The exit strategy problem: why construction businesses are hard to sell 08:30 — Tax advantages of ESOPs and how to defer capital gains 12:00 — S-Corp structure and entity design for maximum tax benefit 27:00 — Partial vs. full ESOPs and financing options 33:00 — Warrants, synthetic equity and how owners get paid back Links & Resources Brady CFO — Fractional CFO Services for Construction: https://bradycfo.com/ 🤝 Connect with John Bencosme: https://www.linkedin.com/in/john-b-84a64b1b2/ 🎤️ Connect with Mason Brady: https://www.linkedin.com/in/masonbrady/?skipRedirect=true Built to Scale is the podcast for construction business owners who want to scale — not just grow. Every episode brings you real financial strategy and business advice built specifically for the construction industry. Follow, rate, review, and share. Questions or topic ideas? Reach out at marketing@bradycfo.com

State & Local Tax for Construction Business Owners: What You Need to Know Before You Go Multi-State

Is your construction business exposed to state and local tax liabilities you don’t even know about? Mason Brady sat down with Robin Klinghagen, Managing Director at Andersen, a 30-year state and local tax veteran, to break down exactly what construction business owners need to understand about tax compliance — especially if they’re operating in multiple states or thinking about expanding. Topics We Cover * 00:00 - Meet Robin Klinghagen and what SALT actually covers *  04:15 - What’s really at risk for construction business owners who aren’t compliant * 05:13 - The one-week rule: how working in another state can create tax nexus * 08:45 - Why your contracts determine your entire tax treatment * 11:53 - Texas deep dive: lump sum vs. time and material, new construction vs. repair and maintenance * 12:06 - Why subcontractors follow their own rules and what that means for GCs * 15:59 - The real story: a rail yard in Louisiana that nearly cost a client millions * 17:24 - Why your local CPA probably isn’t equipped for SALT * 20:09 - How to set up your team and systems to stay compliant as you scale * 23:45 - The upside: tax credits and incentives most contractors never find Links & Resources Andersen | State & Local Tax Services [https://andersen.com/] Brady CFO | Fractional CFO Services for Construction [https://bradycfo.com] 🤝 Connect with Robin Klinghagen [https://www.linkedin.com/in/robin-klinghagen-cpa-766b8127/] 🎤️ Connect with Mason Brady [https://www.linkedin.com/in/masonbrady/] Built to Scale is the podcast for construction business owners who want to scale — not just grow. Every episode brings you real financial strategy and business advice built specifically for the construction industry. Follow, rate, review, and share. Questions or topic ideas? Reach out at marketing@bradycfo.com