Mortgage Rates Fall + Utah’s Hottest Builder Incentive

Unlocking Affordable Homeownership: Edge Homes' 3.99% ARM Incentive in Mapleton

In this episode, Cameron is joined by Alec Maddox from Edge Homes and TJ Shelly from First Colony to unveil an unprecedented 3.99% Adjustable Rate Mortgage (ARM) incentive, making new construction homes in Mapleton, Utah, more affordable than ever. Discover how this game-changing offer, including a 2-1 buydown option, can significantly reduce your monthly payments and open doors to homeownership. Key Discussion Points: * Edge Homes' 3.99% ARM Incentive: A deep dive into the 7-year ARM with a 2-1 buydown, offering rates as low as 1.99% in the first year. * Understanding ARMs in 2026: TJ Shelly explains why today's ARMs are a safe and strategic option for homebuyers, contrasting them with past market conditions. * Mapleton Community Spotlight: Alec Maddox highlights the stunning Harmony Ridge community in Mapleton, featuring condos, townhomes, and single-family homes, and their current availability. * Real-World Payment Comparisons: A breakdown of monthly payments with the incentive versus current market rates, showcasing significant savings for buyers. * Why Act Now:The urgency of this limited-time offer and the benefits of securing a new home with warranties in a growing community. Guest Information: Alec Maddox: Representative, Edge Homes - Expert on new construction, community development, and current home incentives. TJ Shelly: Mortgage Specialist, First Colony - Provides insights into mortgage products, interest rates, and financing strategies. Connect with Cameron: * Instagram: https://www.instagram.com/cameronhekking.re/ Subscribe to Cameron's Corner: Utah Real Estate Insights: Listen on Spotify, Apple Podcasts, and wherever you get your podcasts!

Utah Real Estate in 2026: Rates, Readiness & Real Strategy

In this episode of Cameron’s Corner, I’m joined again by First Colony Mortgage loan officer TJ Shelley to break down what Utah buyers need to know as we head into 2026. We talk about how falling interest rates are improving affordability, why buyer curiosity is picking back up, and what it actually means to be prepared before you start touring homes. We also dive into one of the most misunderstood parts of the buying process: pre-qualification vs. pre-approval. TJ explains how lenders look at credit, income, and down payments, why soft credit pulls are a game-changer for early planning, and how starting the lending conversation early can save you real money and stress. If buying a home in Utah is a goal for you in 2026 — or even something you’re just starting to think about — this episode is all about clarity, strategy, and confidence so you can move forward the right way.

Inside Edge Homes: 4.99% Rates, Utah Buyer Incentives & New Construction Secrets

In this episode, I’m joined by Alec Maddox, new construction agent with Edge Homes and one of the trusted partners on my real estate team. We cover: ✅ Why I only work with vetted agents, lenders, and builders✅ Alec’s experience selling—and living in—Edge condos, townhomes, and single-family homes✅ Edge Homes’ standout warranties and build quality✅ Current incentives: 4.99% interest rate and up to 7–9% in concessions✅ How buyers are using those incentives for rate buydowns and closing costs✅ Why working with Edge’s preferred lender, First Colony, matters✅ Where Edge is building now and where they’re expanding✅ Why this may be the best time to buy before incentives disappear Alec also shares why fall is his favorite season in Utah and his go-to local golf spots. If you want to see what incentives you qualify for with Edge Homes, message me on Instagram @cameronhekking.re or text me at (385) 200-9893 and I’ll connect you with Alec. See you next week!

Utah Real Estate 2025: Affordability, Incentives & House Hacking Tips

Utah’s housing market has never been more talked about — but is it still possible to buy affordably in 2025? In this episode of Cameron’s Corner, I sit down with TJ Shelley from First Colony Mortgage to break down: * Why affordability feels so tough in today’s Utah market * How mortgage rates, inflation, and COVID-era policies shaped where we are now * Builder incentives and how they can drastically reduce your monthly payment * Why Accessory Dwelling Units (ADUs) are game-changers for first-time buyers * Tips for making homeownership achievable even with high prices * Where rates could be headed over the next 12 months We also dive into some Utah-specific insights, strategies for first-time buyers, and why getting into your first property is the hardest — but most important — step. Whether you’re a Utah homebuyer, seller, or investor, this episode gives you the tools and perspective to navigate today’s market. 🎥 Now available in both audio and video formats! https://www.youtube.com/channel/UCIn3uCyYjTVHcv6sIIRkJBQ📍 Covering Utah County, Salt Lake County, and beyond.

Mortgage Rates Fall + Utah’s Hottest Builder Incentive

This week, Cameron breaks down key national and Utah-specific market trends, including: * A rise in buyer confidence for the first time in years * Rate drops and what it means for your budget * Apple’s $600B investment and its potential impact on Utah’s housing demand Plus — EDGEHomes just rolled out the best affordability deal of the summer: a fixed 5.49% rate and 9% back in concessions across all communities. 📲 For more info, text Cameron at (385) 232‑0980 or DM him on Instagram @cameronhekking.re.