Episode 50 — Mythbuster Monday: PMI Is Not Inevitable — Here's How to Get Around It

Episode 50 — Mythbuster Monday: PMI Is Not Inevitable — Here's How to Get Around It

Private mortgage insurance exists for one reason — to protect the lender, not you. And yet somehow buyers just accept it as a fact of life, like a toll you pay because the road is there. It is not inevitable. Michael busts the myth that PMI is unavoidable and walks through the legitimate ways to get around it, eliminate it early, or structure your loan so it never shows up in the first place. One of them you've probably never heard of. One of them your lender might not bring up on their own. And one of them is sitting right there in your VA benefit if you earned it — completely PMI-free, forever, by law. 🎙️ New episodes every Monday & Friday. 📲 Follow us on Instagram for more mortgage myths and home buying tips. 📞 Call or Text: 615-499-6335 📧 michael@dendyteam.com [michael@dendyteam.com] 🌐 MichaelDendy.com [http://MichaelDendy.com]

Episode 49 — The Home Inspection: What It Is and Why You Should Never Skip It

A home inspection is not a pass/fail test. It's not a reason to panic. And it is absolutely not something you should waive just to make your offer look more attractive — no matter how hot the market is. Michael walks through what a home inspection actually covers, what inspectors are looking for versus what they're not responsible for finding, how to read the report without losing your mind over every little thing, and how to use the results as a negotiating tool instead of a deal killer. You're about to spend more money than you've ever spent on anything. Spend the four hundred bucks and get the inspection. 🎙️ New episodes every Monday & Friday. 📲 Follow us on Instagram for more mortgage myths and home buying tips. 📞 Call or Text: 615-499-6335 📧 michael@dendyteam.com [michael@dendyteam.com] 🌐 MichaelDendy.com [http://MichaelDendy.com]

Episode 48 — Mythbuster Monday: Buying a Condo Is NOT Always a Bad Idea

HOA fees get a bad reputation — and honestly, sometimes they earn it. But writing off condos entirely because of the fees is like swearing off restaurants because you once got a bad meal. Michael busts the myth that condo ownership is a financial trap and walks through when it actually makes a lot of sense, what HOA fees really cover, the questions you need to ask before you make an offer, and the one condo financing rule that catches buyers completely off guard. Don't let a blanket opinion cost you a great first home or a solid investment property. 🎙️ New episodes every Monday & Friday.  📲 Follow us on Instagram for more mortgage myths and home buying tips.  📞 Call or Text: 615-499-6335  📧 michael@dendyteam.com [michael@dendyteam.com]  🌐 MichaelDendy.com [http://MichaelDendy.com]

Episode 47 — Earnest Money: What It Is, What Happens to It, and How Not to Lose It

You found the house. You're ready to make an offer. And then somebody tells you that you need to hand over a check — before the inspection, before the appraisal, before you even know if you're getting the loan — just to prove you're serious. That's earnest money. Most buyers have no idea how much to put down, what it actually buys them, or the very specific situations where you can walk away and get it back versus the ones where it's just gone. Michael breaks all of it down so you're not standing at the closing table wondering where your money went. 🎙️ New episodes every Monday & Friday.  📲 Follow us on Instagram for more mortgage myths and home buying tips.  📞 Call or Text: 615-499-6335  📧 michael@dendyteam.com [michael@dendyteam.com]  🌐 MichaelDendy.com [http://MichaelDendy.com]

Episode 46 — Mythbuster Monday: Your First Home Does NOT Have to Be Your Forever Home

Somewhere along the way somebody sold an entire generation on the idea that your first home has to be perfect. Right neighborhood, right school district, right number of bedrooms, right everything — or don't bother. That's not how this works. Michael busts the myth that's keeping more first-time buyers on the sideline than almost anything else. Your first home is a stepping stone, not a sentence. You build equity, you move up, you do it again. That's how generational wealth actually gets built — one imperfect house at a time. 🎙️ New episodes every Monday & Friday.  📲 Follow us on Instagram for more mortgage myths and home buying tips.  📞 Call or Text: 615-499-6335  📧 michael@dendyteam.com [michael@dendyteam.com]  🌐 MichaelDendy.com [http://MichaelDendy.com]