13-3 - Describe the requirements of workers' compensation programs.

13-2 - Describe the risk-management techniques that might be employed, and identify the types of risks that would be appropriate for insurance.

13-4 - Identify the factors in determining the key employees of a business, and explain how the value of a key employee can be determined.

13-3 - Describe the requirements of workers' compensation programs.

12-2 - Describe the principal features of and funding alternatives for a disability buy-sell agreement and explain how the funding for the "deathtime" buy-sell agreement can be integrated with the disability buy-sell agreement.

13-5 - Explain how life insurance and disability income insurance can be used to protect the business from the loss of a key employee.