Money Mailbag: Should I Overpay My Mortgage? (& Other Finance Questions Answered)

Why the State Pension Isn't Enough (& What to Do About It) with Sir Steve Webb, Clare Moffat, Sarah Pennells, Hannah Martin & Pete Glancy

In this episode of the Investing Insiders Podcast, we share tips to help ensure you have enough built up for a comfortable retirement with highlights from our conversations with Steve Webb, Clare Moffatt, Hannah Martin, Sarah Coles and Pete Glancy. We discuss: * Understanding the State Pension and Triple Lock * Effective retirement planning * Tips for building wealth through consistent investing * Why it’s never to late to get started For more help on topics mentioned in this episode, be sure to check out our Pensions Calculator [https://investinginsiders.co.uk/isa/lifetime-isa-guide], Pension Fund Performance Calculator [https://investinginsiders.co.uk/pension-performance-checker] and Pension Finding Service [https://investinginsiders.co.uk/pensions-and-sipps/pension-finding-service] to help on your journey to building enough for a comfortable retirement. Listen to the full episodes here: * Beating the UK Pension Crisis with Sir Steve Webb [https://investinginsiders.co.uk/podcast/episode/beating-the-uk-pension-crisis-with-sir-steve-webb/] * Pensions: Small Actions That Matter with Sarah Pennells and Clare Moffat [https://investinginsiders.co.uk/podcast/episode/pensions-small-actions-that-matter-with-sarah-pennells-and-clare-moffat/] * How I Went From Pension Poverty to Saving £500k with Hannah Martin [https://investinginsiders.co.uk/podcast/episode/how-i-went-from-pension-poverty-to-saving-500k-with-hannah-martin/] * Are You at Risk of Pension Poverty? (& How to Avoid It) with Pete Glancy [https://investinginsiders.co.uk/podcast/episode/are-you-at-risk-of-pension-poverty-how-to-avoid-it-with-pete-glancy/] We also want to hear from you! Email your financial questions to us at podcast@investinginsiders.co.uk and we might answer it in a future episode! Stay connected with us: TikTok: @investinginsiderspodcast [https://www.tiktok.com/@investinginsiderspodcast?is_from_webapp=1&sender_device=pc] Instagram: @investinginsiderspodcast Facebook: @investinginsiderspodcast And a big thank you to our Sponsor: Saxo Markets UK [https://www.home.saxo/en-gb/products/stocks?cmpid=affi_uk_investing_insiders]

Money Mailbag: Should I Overpay My Mortgage? (& Other Finance Questions Answered)

In this episode of the Investing Insiders Podcast, we answer your listener questions including how to get started with investing, the pros and cons of overpaying your mortgage, travel money tips and more. If you have a question, send it in to podcast@investinginsiders.co.uk and we might answer it in a future episode! We discuss: * Beginner investing tips * Pros and cons of overpaying your mortgage * Finding the best savings account rate * Travel money deals For more help on topics mentioned in this episode, be sure to check out our guides: Getting started with Investing * Best Stocks and Shares ISAs [https://investinginsiders.co.uk/isa/best-stocks-shares-isa/] * Best Stocks and Shares ISAs for Beginners [https://investinginsiders.co.uk/isa/best-stocks-shares-isa-for-beginners/] * Best Ethical Funds [https://investinginsiders.co.uk/investing-best-ethical-investment-funds/] Mortgages, Savings and Pensions * Mortgage Overpayment Calculator [https://investinginsiders.co.uk/mortgage-overpayment-vs-investing-vs-pension-calculator/] * Pension Calculator [https://investinginsiders.co.uk/pension-calculator/] * Best Savings Accounts [https://investinginsiders.co.uk/insights/best-savings-accounts-where-to-get-the-top-rates-of-interest/] Budgeting and Travel Money * Best Budgeting Apps [https://investinginsiders.co.uk/insights/best-budgeting-app/] * Budgeting guide [https://investinginsiders.co.uk/insights/how-to-make-a-budget] We also want to hear from you! Email your financial questions to us at podcast@investinginsiders.co.uk and we might answer it in a future episode! Stay connected with us: TikTok: @investinginsiderspodcast [https://www.tiktok.com/@investinginsiderspodcast?is_from_webapp=1&sender_device=pc] Instagram: @investinginsiderspodcast Facebook: @investinginsiderspodcast And a big thank you to our Sponsor: Saxo Markets UK [https://www.home.saxo/en-gb/products/stocks?cmpid=affi_uk_investing_insiders]

Why Budgeting Alone Isn't Enough (& Other Money Hacks) With Lucy Prior

In this episode of the Investing Insiders Podcast, Lucy Prior reveals why budgeting is only part of the picture when it comes to achieving financial wellbeing. We unpack practical strategies for building financial confidence, improving your relationship with money and making smarter financial decisions. We discuss: * Budgeting dos and donts * Simple strategies to boost your finances * The psychology of spending and saving * Building lasting financial confidence For more help on topics mentioned in this episode, be sure to check out our budgeting guide [https://investinginsiders.co.uk/insights/how-to-make-a-budget] to help you plan your finances and take control of your future. We also want to hear from you! Email your financial questions to us at podcast@investinginsiders.co.uk and we might answer it in a future episode! Stay connected with us: TikTok: @investinginsiderspodcast [https://www.tiktok.com/@investinginsiderspodcast?is_from_webapp=1&sender_device=pc] Instagram: @investinginsiderspodcast Facebook: @investinginsiderspodcast And a big thank you to our Sponsor: Saxo Markets UK [https://www.home.saxo/en-gb/products/stocks?cmpid=affi_uk_investing_insiders]

Are You at Risk of Pension Poverty? (& How to Avoid It) with Pete Glancy

In this episode of the Investing Insiders Podcast, Pete Glancy joins us to unpack why millions of Brits are at risk of pension poverty in later life and how to turn things around. We discuss: * What pension poverty is and who is at risk * Why your workplace pension might be falling short * How to plan for a comfortable retirement * Simple ways to boost your pension For more help on topics mentioned in this episode, be sure to check out our Pensions Calculator [https://investinginsiders.co.uk/isa/lifetime-isa-guide], Pension Fund Performance Calculator [https://investinginsiders.co.uk/pension-performance-checker] and Pension Finding Service [https://investinginsiders.co.uk/pensions-and-sipps/pension-finding-service] to help on your journey to building enough for a comfortable retirement. We also want to hear from you! Email your financial questions to us at podcast@investinginsiders.co.uk and we might answer it in a future episode! Stay connected with us: TikTok: @investinginsiderspodcast [https://www.tiktok.com/@investinginsiderspodcast?is_from_webapp=1&sender_device=pc] Instagram: @investinginsiderspodcast Facebook: @investinginsiderspodcast And a big thank you to our Sponsor: Saxo Markets UK [https://www.home.saxo/en-gb/products/stocks?cmpid=affi_uk_investing_insiders]

Can You Afford to Live to 100? (& Why You Need To) with Sarah Coles

In this episode of the Investing Insiders Podcast, Sarah Coles joins us to discuss how increasing life expectancy affects the way we manage money, save and invest for the future. We discuss: * How to financially plan for a longer life * Tips to boost your pension * How to prioritise expenses * How to become more confident speaking about money For more help on topics mentioned in this episode, be sure to check out our Pensions Calculator [https://investinginsiders.co.uk/isa/lifetime-isa-guide], Pension Fund Performance Calculator [https://investinginsiders.co.uk/pension-performance-checker] and Pension Finding Service [https://investinginsiders.co.uk/pensions-and-sipps/pension-finding-service] to help on your journey to building enough for a comfortable retirement. We also want to hear from you! Email your financial questions to us at podcast@investinginsiders.co.uk and we might answer it in a future episode! Stay connected with us: TikTok: @investinginsiderspodcast [https://www.tiktok.com/@investinginsiderspodcast?is_from_webapp=1&sender_device=pc] Instagram: @investinginsiderspodcast Facebook: @investinginsiderspodcast And a big thank you to our Sponsor: Saxo Markets UK [https://www.home.saxo/en-gb/products/stocks?cmpid=affi_uk_investing_insiders]