Iowa Tech Podcast

Breaking Down the 7(a) and 504: Inside the SBA Loan Programs Built for Growth

28 min · 2 de jun de 2026
Portada del episodio Breaking Down the 7(a) and 504: Inside the SBA Loan Programs Built for Growth

Descripción

Ever had a great business idea but didn't know how to fund it? In this episode, host Kaylee Williams sits down with Ryan Lincoln, the District Director for the Small Business Administration here in Iowa, to decode the SBA's most popular loan programs—the 7(a) and 504—and why so many entrepreneurs don't even know they exist. 🗞️ Subscribe for free: https://iowapodcast.com/subscribe [https://iowapodcast.com/subscribe] 📱 Offiicial episode page: http://iowapodcast.com/ryan-lincoln [http://iowapodcast.com/ryan-lincoln] 🐖 Get $30 from Jethro's BBQ w/ purchase of $100: https://iowapodcast.com/jethrosbbq [https://iowapodcast.com/jethrosbbq] Lincoln breaks down how these programs work, who they're designed for, and the real first step you should take if you're serious about scaling your business. Plus, we dig into his background as a 21-year Marine Corps veteran and how his experience serving his country connects directly to his mission of supporting Iowa's small businesses today. But there's more: Ryan reveals that Iowa currently has zero submissions for the SBA's inaugural Patriot Pitch Competition—a nationwide $1 million prize pool happening this summer to celebrate American innovation. Kaylee explores what it takes to apply, why small businesses should pay attention, and why the SBA's partnership with local Small Business Development Centers (SBDCs) is the "front porch" every entrepreneur should walk through first. If you're thinking about starting or scaling a business in Iowa, this conversation is your roadmap.

Comentarios

0

Sé la primera persona en comentar

¡Regístrate ahora y únete a la comunidad de Iowa Tech Podcast!

Prueba gratis

Empieza 7 días de prueba

$99 / mes después de la prueba. · Cancela cuando quieras.

  • Podcasts solo en Podimo
  • 20 horas de audiolibros al mes
  • Podcast gratuitos

Todos los episodios

78 episodios

episode The Athletic Director's Secret Weapon: Behind Bound's Explosive Growth artwork

The Athletic Director's Secret Weapon: Behind Bound's Explosive Growth

In this episode of the Iowa Tech Podcast, host Kaylee Williams sits down with Natalie Merrill, COO and CFO of Bound, to discuss the company's explosive growth trajectory. Bound, a scheduling and ticketing platform for high school athletics, has nearly tripled its school adoption in the past year—jumping from 600 schools to nearly 1,200—and is preparing to launch its Series A funding round. 💡 Find this show on your favorite player: https://iowapodcast.com/Natalie-Merrill [https://iowapodcast.com/Natalie-Merrill] 🐖 Get a free $30 gift card from Jethro's BBQ: https://iowapodcast.com/jethrosbbq [https://iowapodcast.com/jethrosbbq] Natalie shares her unique perspective as someone who's navigated the full spectrum of startup and corporate life: building a renewable energy company that went public, experiencing a Fortune 100 acquisition by Chevron, and now operating as a key executive at a rapidly scaling scale-up. The conversation digs into the operational and financial lessons she's learned along the way, from managing cash flow and forecasting to balancing the tension between perfection and progress. Beyond the business metrics, Natalie and Kaylee explore what makes Bound resonate with its customers—a combination of smart product features, deep relationships with athletic directors, and a mission-driven culture focused on helping student-athletes. They discuss how AI is transforming both Bound's product and Natalie's own work as a CFO, the surprising correlation between athletic participation and executive success, and the grit required to thrive in the startup world. As Bound prepares for its next chapter, Natalie offers candid advice for founders and operators: done is better than perfect, policies exist to protect people, and sometimes the best leaders come from unexpected places.

23 de jun de 202627 min
episode From Media to Market: Storytelling Secrets for Ag Startups artwork

From Media to Market: Storytelling Secrets for Ag Startups

In this episode, Kaylee sits down with Jeff Caldwell, Vice President of Strategy and Content at Stratovation Group, to explore what separates winning go-to-market strategies from failing ones in agriculture. 💡 Find this show on your favorite player: https://iowapodcast.com/jeff-caldwell [https://iowapodcast.com/jeff-caldwell] 🐖 Get a free $30 gift card from Jethro's BBQ: https://iowapodcast.com/jethrosbbq [https://iowapodcast.com/jethrosbbq] Jeff breaks down the difference between a "shotgun blast" approach—lumping all farmers together—and a precision "sniper shot" strategy that accounts for geography, farm size, financial standing, and individual farmer psychology. Through his 15+ years in ag media and current work consulting early-stage ag tech companies, Jeff reveals why most startups struggle: they either fail to clearly define the problem they're solving, or they can't communicate their solution in a way that resonates with their target customer in seconds, not paragraphs. The conversation dives deep into the art of selling to farmers, a uniquely challenging market because farmers are sellers and buyers every day, and they have finely tuned "bullshit detectors." Jeff shares actionable storytelling frameworks drawn from author Stephen King's narrative techniques, explains why word choice and industry language matter more than most founders realize, and challenges the conventional wisdom around AI adoption in agriculture. Whether you're building an ag tech startup, raising capital, or simply curious about how to win in one of America's most competitive industries, this episode offers hard-won insights from someone who speaks both the language of innovation and the language of the farm.

16 de jun de 202637 min
episode Why You Should Attend EntreFest 2026 artwork

Why You Should Attend EntreFest 2026

In this episode of the Iowa Tech Podcast, we dive into what's new and exciting at EntreFest [https://entrefest.com/], Iowa's premier entrepreneurship conference. Hosted in Iowa City's vibrant pedestrian mall, EntreFest is celebrating its 14th year with an expanded lineup of 70+ speakers across 33 sessions and 3 keynote programs. 💡 Find this show on your favorite player: https://iowapodcast.com/jan-findlayson [https://iowapodcast.com/jan-findlayson] ⚖️ Hurt at work? Talk to Nate Boulton for free: https://workerslawyers.com [https://workerslawyers.com] 🐖 Get a free $30 gift card from Jethro's BBQ: https://iowapodcast.com/jethrosbbq [https://iowapodcast.com/jethrosbbq] Our guest, Jan Finlayson, Director of Events at NewBoCo, walks us through a packed agenda that goes beyond traditional business talks—from an AI roundtable with practical takeaways for entrepreneurs, to a sports entrepreneurship panel featuring current and former University of Iowa athletes, to an intimate discussion on women, work, and entrepreneurship in rural Iowa. Whether you're an early-stage founder or an established business owner, EntreFest promises hands-on workshops, unexpected "surprises and delights," and plenty of networking opportunities designed to help you leave with real connections and actionable insights. But EntreFest isn't just about the content: it's about the experience. With complimentary lunches, coffee, and cocktail hours strategically built into the schedule, plus three pitch competitions offering up to $20,000 in prize money, the event is meticulously designed to foster genuine human connection. Jan shares her philosophy of being the "hostess with the mostest," ensuring attendees feel taken care of while uncovering the stories and innovations happening across Iowa. We also explore NewBoCo's broader vision of bringing entrepreneurial support and events like EntreFest to smaller communities across the state, recognizing that incredible ideas and entrepreneurs aren't limited to its metropolitan hubs. Whether you're building in rural Iowa or a major metro area, this episode reminds you why you should be tuning in, and why you should plan to attend this one-of-a-kind conference.

9 de jun de 202624 min
episode Breaking Down the 7(a) and 504: Inside the SBA Loan Programs Built for Growth artwork

Breaking Down the 7(a) and 504: Inside the SBA Loan Programs Built for Growth

Ever had a great business idea but didn't know how to fund it? In this episode, host Kaylee Williams sits down with Ryan Lincoln, the District Director for the Small Business Administration here in Iowa, to decode the SBA's most popular loan programs—the 7(a) and 504—and why so many entrepreneurs don't even know they exist. 🗞️ Subscribe for free: https://iowapodcast.com/subscribe [https://iowapodcast.com/subscribe] 📱 Offiicial episode page: http://iowapodcast.com/ryan-lincoln [http://iowapodcast.com/ryan-lincoln] 🐖 Get $30 from Jethro's BBQ w/ purchase of $100: https://iowapodcast.com/jethrosbbq [https://iowapodcast.com/jethrosbbq] Lincoln breaks down how these programs work, who they're designed for, and the real first step you should take if you're serious about scaling your business. Plus, we dig into his background as a 21-year Marine Corps veteran and how his experience serving his country connects directly to his mission of supporting Iowa's small businesses today. But there's more: Ryan reveals that Iowa currently has zero submissions for the SBA's inaugural Patriot Pitch Competition—a nationwide $1 million prize pool happening this summer to celebrate American innovation. Kaylee explores what it takes to apply, why small businesses should pay attention, and why the SBA's partnership with local Small Business Development Centers (SBDCs) is the "front porch" every entrepreneur should walk through first. If you're thinking about starting or scaling a business in Iowa, this conversation is your roadmap.

2 de jun de 202628 min
episode Building for Impact: Matt Ostanik on Startups and Giving Back artwork

Building for Impact: Matt Ostanik on Startups and Giving Back

In this inspiring conversation, host Kaylee Williams sits down with serial entrepreneur Matt Ostanik [https://www.linkedin.com/in/mattostanik/] to explore his 20-year journey through the startup ecosystem. 💡 Find this show on your favorite player: https://iowapodcast.com/Matt-Ostanik 🐖 Get a free $30 gift card from Jethro's BBQ: https://iowapodcast.com/jethrosbbq Matt shares his origin story - from architecture school in Iowa to launching Submittal Exchange, a SaaS platform that revolutionized commercial construction document management. He walks through the full arc of his entrepreneurial career: the early wins (selling Submittal Exchange to Textura, which later became part of Oracle), the front-row seat to a major IPO, and the painful failure of FunnelWise, a marketing analytics platform he shut down in 2018. Through it all, Matt reflects on hard-won lessons about product-market fit, capital strategy, and the importance of doing right by employees and customers, even when things fall apart. But the conversation takes a meaningful turn as Matt reveals what drew him away from traditional for-profit ventures: a deep desire to create social impact. He introduces Grateful Giving, a nonprofit tech platform (and his first charitable venture) that makes giving easier and more gratitude-driven, already supporting over 3,300 charities across all 50 states and raising more than $1 million for causes. Matt and Kaylee dig into the concept of "generativity"—that universal human desire to give back—and discuss how the next generation of businesses will be measured not just by profit, but by their impact on people and planet. It's a conversation about failure, redemption, and building technology that genuinely makes the world better.

27 de may de 202638 min