To Pay Off The House Or Not To Pay Off The House

To Pay Off The House Or Not To Pay Off The House

To pay off the house or not to pay off the house before retirement... that is the question we're focusing on in today's episode. We'll discuss the mathematical and emotional aspects of this decision, considering current interest rates and market conditions. Additionally, we'll explore the pros and cons of downsizing, managing rental properties, and some of the complexities of passing on a home to heirs.  Contact Scott: 419-482-8051 www.RetireFirefighter.com [https://retirefirefighter.com] Book a 15-minute introductory call with Scott at www.CallOsborn.com [https://callosborn.com/]

Like A Hair In A Biscuit: Chatting About Investing Behavior

If you're from the South, you might be familiar with the saying, "Hangin' in there like a hair in a biscuit." While this phrase might make you chuckle (or grimace) it perfectly sets the stage for a discussion on investment behavior and financial decision-making. Stay tuned as Scott talks about the importance of sticking to a plan and covers the "seven deadly behavioral sins" that investors often make and how to avoid them. Contact Scott: 419-482-8051 www.RetireFirefighter.com [https://retirefirefighter.com] Book a 15-minute introductory call with Scott at www.CallOsborn.com [https://callosborn.com/]

Year-Round Tax Planning Strategies for Firefighters

Tax planning might not be the first thing on your mind now that April 15 has come and gone, but according to Scott, it should be a year-round endeavor- especially for firefighters. Learn how to approach tax planning with a strategic mindset, ensuring you're not caught off guard when retirement comes knocking. Scott talks about diversifying your tax buckets, navigating Roth conversions, building tax efficiency into your retirement plan, and more! Tax Checklist https://taxchecklist.thepilotsplanner.com/ [https://taxchecklist.thepilotsplanner.com/] Contact Scott: 419-482-8051 www.RetireFirefighter.com [https://retirefirefighter.com] Book a 15-minute introductory call with Scott at www.CallOsborn.com [https://callosborn.com/]

What Is Deferred Retirement Option Planning (DROP)?

In today's episode, we're going to talk about Deferred Retirement Option Planning (also known as DROP). Scott is here to break down the fundamentals, discussing how it works and its potential advantages for firefighters. He'll also discuss some of the mistakes he sees individuals make when navigating DROP and key considerations to keep in mind.  Contact Scott: 419-482-8051 www.RetireFirefighter.com [https://retirefirefighter.com] Book a 15-minute introductory call with Scott at www.CallOsborn.com [https://callosborn.com/]

Healthcare Planning for Retiring Firefighters

In today's episode, we're focusing on one of the most pressing concerns facing retiring firefighters: healthcare planning. We'll explore the intricacies of healthcare decision-making post-retirement and share how comprehensive planning can help you navigate this transition with confidence. Join us as we discuss insurance coverage, common healthcare-related expenses, preparing for long-term care needs, and more. Contact Scott: 419-482-8051 www.RetireFirefighter.com [https://retirefirefighter.com] Book a 15-minute introductory call with Scott at www.CallOsborn.com [https://callosborn.com/]