Lessons Learned Podcast: The Dumbest Thing I've Ever Done with Money

Lessons Learned: Nicky Billou

22 min · 25 de sep de 2025
Portada del episodio Lessons Learned: Nicky Billou

Descripción

Nicky Billou Ba-Loo was born in Tehran, Iran to Christian parents, and has lived in 5 countries on 3 different continents.  He is the cofounder of eCircle Academy, a Magna Cum Laude graduate of Georgetown University’s M.Sc. in Foreign Service Program, and has studied business growth and ethical persuasion for decades.  Nicky is also an international bestselling author, and host of the #1 podcast for thought leaders.  He has helped dozens of business owners, coaches, and consultants become recognized thought leaders and grow their business by 6 to 8 figures a year by getting into the trenches with his clients.    CONTACT OUR GUEST www.ecircleacademy.com/appointment [http://www.ecircleacademy.com/appointment]  =========================== ABOUT THE HOST Suzanne is the Head Coach at G.R.A.C.E. Financial Coaching.  Since 2014, she’s helped those who are financially stuck master their income, without dismantling their lifestyle. =========================== ⚡️FREE DOWNLOADS to help you build wealth and destroy debt  https://gracefinancialcoaching.com/shop [https://gracefinancialcoaching.com/shop] ⚡️Book a free consultation   https://calendly.com/grace-financial-coaching/consultation [https://calendly.com/grace-financial-coaching/consultation] =========================== Visit the YouTube page:   https://www.youtube.com/@gracefinancialcoaching/streams [https://www.youtube.com/@gracefinancialcoaching/streams] =========================== Connect with Suzanne: ➡︎https://www.facebook.com/gracefinancialcoaching/ [https://www.facebook.com/gracefinancialcoaching/]  ➡︎https://instagram.com/gracefinancialcoach [https://instagram.com/gracefinancialcoach] ➡︎https://x.com/GraceFinance [https://x.com/GraceFinance] ➡︎ https://gracefinancialcoaching.com/ [https://gracefinancialcoaching.com/] #lessonslearned #financialcoach #financialcoaching #budget #budgeting #babysteps #money #moneymanagement #podcast #personalfinance #gracefinancialcoaching #conversations #personalgrowth #personaldevelopment #experience #stories #thedumbestthingiveeverdonewithmoney

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128 episodios

episode Lessons Learned: Nancy Ward ND NN artwork

Lessons Learned: Nancy Ward ND NN

As a single parent, Nancy Ward had to figure out the best way to manage her money month to month, save for the future, and try not to add more debt while on a limited income and budget.  She developed the “Weekly Debt Plan” in 2017, attacking her credit cards and loans on a weekly basis, which kept her money flexible while still paying more than the minimum amounts due each month.  Nancy’s passion to help others manage their payments and ongoing debt led her to become a Financial Coach in 2021.  Nancy believes that with the proper system, anyone can reduce their interest payments, pay down their debt and have their money work for them!   CONTACT OUR GUEST Phone: 513-543-9037  Email: nancy@weeklydebtplan.com [nancy@weeklydebtplan.com] Linktree: https://linktr.ee/weeklydebtplan [https://linktr.ee/weeklydebtplan] =========================== ABOUT THE HOST Suzanne is the Head Coach at G.R.A.C.E. Financial Coaching.  Since 2014, she’s worked with motivated individuals, couples and families to develop solid financial habits so they experience a more stable future and care-free life!   =========================== ⚡️FREE DOWNLOADS to help you build wealth and destroy debt  https://gracefinancialcoaching.com/shop [https://gracefinancialcoaching.com/shop] ⚡️Book a free consultation   https://calendly.com/grace-financial-coaching/consultation [https://calendly.com/grace-financial-coaching/consultation] =========================== Visit the YouTube page:   https://www.youtube.com/@gracefinancialcoaching/streams [https://www.youtube.com/@gracefinancialcoaching/streams] =========================== Listen and Subscribe to the podcast: 📱https://podcasts.apple.com/us/podcast/lessons-learned-podcast-the-dumbest-thing-ive-ever/id1683239776 [https://podcasts.apple.com/us/podcast/lessons-learned-podcast-the-dumbest-thing-ive-ever/id1683239776] 📱https://open.spotify.com/show/2SVcXyfPrQwAIHXjjKr93n [https://open.spotify.com/show/2SVcXyfPrQwAIHXjjKr93n] =========================== Connect with Suzanne: ➡︎https://www.facebook.com/gracefinancialcoaching/ [https://www.facebook.com/gracefinancialcoaching/]  ➡︎https://instagram.com/gracefinancialcoach [https://instagram.com/gracefinancialcoach] ➡︎https://twitter.com/GraceFinance [https://twitter.com/GraceFinance] ➡︎ https://gracefinancialcoaching.com/ [https://gracefinancialcoaching.com/] #lessonslearned #financialcoach #financialcoaching #budget #budgeting #babysteps #money #moneymanagement #podcast #personalfinance #gracefinancialcoaching #conversations #personalgrowth #personaldevelopment #experience #stories #thedumbestthingiveeverdonewithmoney

16 de oct de 202530 min
episode Lessons Learned: Derrick Kinney artwork

Lessons Learned: Derrick Kinney

Derrick Kinney built and sold a top 1% financial planning firm, and was named a Forbes Top Advisor.  Now, he shares million-dollar strategies that advisors wish they had learned sooner—helping them attract ideal clients and avoid costly mistakes.  As America’s Financial Educator, Derrick is a sought-after expert on FOX News, CNBC, Yahoo Finance, and more.   He's also a USA Today and Wall Street Journal Best-Selling Author and a LinkedIn Top Business Strategy Voice.   CONTACT OUR GUEST Instagram @derricktkinney  LinkedIn @derrickkinney Website https://goodmoneychapters.com/ [https://goodmoneychapters.com/] Foundation website https://www.simpleteensuccess.com/ [https://www.simpleteensuccess.com/] =========================== ABOUT THE HOST Suzanne is the Head Coach at G.R.A.C.E. Financial Coaching.  Since 2014, she’s helped those who are financially stuck master their income, without dismantling their lifestyle. =========================== ⚡️FREE DOWNLOADS to help you build wealth and destroy debt  https://gracefinancialcoaching.com/shop [https://gracefinancialcoaching.com/shop] ⚡️Book a free consultation   https://calendly.com/grace-financial-coaching/consultation [https://calendly.com/grace-financial-coaching/consultation] =========================== Visit the YouTube page:   https://www.youtube.com/@gracefinancialcoaching/streams [https://www.youtube.com/@gracefinancialcoaching/streams] =========================== Connect with Suzanne: ➡︎https://www.facebook.com/gracefinancialcoaching/ [https://www.facebook.com/gracefinancialcoaching/]  ➡︎https://instagram.com/gracefinancialcoach [https://instagram.com/gracefinancialcoach] ➡︎https://x.com/GraceFinance [https://x.com/GraceFinance] ➡︎ https://gracefinancialcoaching.com/ [https://gracefinancialcoaching.com/] #lessonslearned #financialcoach #financialcoaching #budget #budgeting #babysteps #money #moneymanagement #podcast #personalfinance #gracefinancialcoaching #conversations #personalgrowth #personaldevelopment #experience #stories #thedumbestthingiveeverdonewithmoney

9 de oct de 202533 min
episode Lessons Learned: Tressa Scheffield artwork

Lessons Learned: Tressa Scheffield

Tressa Sheffield is a Productivity and Personal Finance Coach who empowers couples, families and young adults seeking to go from financial barrier to breakthrough.  Her company is Gallop Coaching LLC. Tressa has a background in agriculture business, athletic coaching, leadership and mentoring through youth ministry.  Tressa is also a wife, mom, artist, board game geek and ordained minister. CONTACT OUR GUEST Website: https://www.gallopcoaching.com [https://www.gallopcoaching.com/] Facebook: https://www.facebook.com/Gallopcoach [https://www.facebook.com/Gallopcoach]  Instagram: https://www.instagram.com/gallopcoaching [https://www.instagram.com/gallopcoaching]  Twitter: https://twitter.com/gallopcoach [https://twitter.com/gallopcoach] YouTube: @TressaSheffieldgallopcoach Email: gallopcoach@gmail.com [gallopcoach@gmail.com] =========================== ABOUT THE HOST Suzanne is the Head Coach at G.R.A.C.E. Financial Coaching.  Since 2014, she’s worked with motivated individuals, couples and families to develop solid financial habits so they experience a more stable future and care-free life!   =========================== ⚡️FREE DOWNLOADS to help you build wealth and destroy debt  https://gracefinancialcoaching.com/shop [https://gracefinancialcoaching.com/shop] ⚡️Book a free consultation   https://calendly.com/grace-financial-coaching/consultation [https://calendly.com/grace-financial-coaching/consultation] =========================== Visit the YouTube page:   https://www.youtube.com/@gracefinancialcoaching/streams [https://www.youtube.com/@gracefinancialcoaching/streams] =========================== Listen and Subscribe to the podcast: 📱https://podcasts.apple.com/us/podcast/lessons-learned-podcast-the-dumbest-thing-ive-ever/id1683239776 [https://podcasts.apple.com/us/podcast/lessons-learned-podcast-the-dumbest-thing-ive-ever/id1683239776] 📱https://open.spotify.com/show/2SVcXyfPrQwAIHXjjKr93n [https://open.spotify.com/show/2SVcXyfPrQwAIHXjjKr93n] =========================== Connect with Suzanne: ➡︎https://www.facebook.com/gracefinancialcoaching/ [https://www.facebook.com/gracefinancialcoaching/]  ➡︎https://instagram.com/gracefinancialcoach [https://instagram.com/gracefinancialcoach] ➡︎https://twitter.com/GraceFinance [https://twitter.com/GraceFinance] ➡︎ https://gracefinancialcoaching.com/ [https://gracefinancialcoaching.com/] #lessonslearned #financialcoach #financialcoaching #budget #budgeting #babysteps #money #moneymanagement #podcast #personalfinance #gracefinancialcoaching #conversations #personalgrowth #personaldevelopment #experience #stories #thedumbestthingiveeverdonewithmoney

2 de oct de 202526 min
episode Lessons Learned: Nicky Billou artwork

Lessons Learned: Nicky Billou

Nicky Billou Ba-Loo was born in Tehran, Iran to Christian parents, and has lived in 5 countries on 3 different continents.  He is the cofounder of eCircle Academy, a Magna Cum Laude graduate of Georgetown University’s M.Sc. in Foreign Service Program, and has studied business growth and ethical persuasion for decades.  Nicky is also an international bestselling author, and host of the #1 podcast for thought leaders.  He has helped dozens of business owners, coaches, and consultants become recognized thought leaders and grow their business by 6 to 8 figures a year by getting into the trenches with his clients.    CONTACT OUR GUEST www.ecircleacademy.com/appointment [http://www.ecircleacademy.com/appointment]  =========================== ABOUT THE HOST Suzanne is the Head Coach at G.R.A.C.E. Financial Coaching.  Since 2014, she’s helped those who are financially stuck master their income, without dismantling their lifestyle. =========================== ⚡️FREE DOWNLOADS to help you build wealth and destroy debt  https://gracefinancialcoaching.com/shop [https://gracefinancialcoaching.com/shop] ⚡️Book a free consultation   https://calendly.com/grace-financial-coaching/consultation [https://calendly.com/grace-financial-coaching/consultation] =========================== Visit the YouTube page:   https://www.youtube.com/@gracefinancialcoaching/streams [https://www.youtube.com/@gracefinancialcoaching/streams] =========================== Connect with Suzanne: ➡︎https://www.facebook.com/gracefinancialcoaching/ [https://www.facebook.com/gracefinancialcoaching/]  ➡︎https://instagram.com/gracefinancialcoach [https://instagram.com/gracefinancialcoach] ➡︎https://x.com/GraceFinance [https://x.com/GraceFinance] ➡︎ https://gracefinancialcoaching.com/ [https://gracefinancialcoaching.com/] #lessonslearned #financialcoach #financialcoaching #budget #budgeting #babysteps #money #moneymanagement #podcast #personalfinance #gracefinancialcoaching #conversations #personalgrowth #personaldevelopment #experience #stories #thedumbestthingiveeverdonewithmoney

25 de sep de 202522 min
episode Lessons Learned: Zach Ross artwork

Lessons Learned: Zach Ross

Zach Ross is a Financial Coach and the owner of Zach Ross Personal Finance.  Zach inspires others to live the life they dream.  Through one-on-one coaching, he guides clients and helps them create strategies so they can stop living paycheck to paycheck and increase their savings.  CONTACT OUR GUEST Facebook: https://www.facebook.com/zachrosspf/  Website: www.Rosspf.com [http://www.rosspf.com/] =========================== ABOUT THE HOST Suzanne is the Head Coach at G.R.A.C.E. Financial Coaching.  Since 2014, she’s worked with motivated individuals, couples and families to develop solid financial habits so they experience a more stable future and care-free life!   =========================== ⚡️FREE DOWNLOADS to help you build wealth and destroy debt  https://gracefinancialcoaching.com/shop [https://gracefinancialcoaching.com/shop] ⚡️Book a free consultation   https://calendly.com/grace-financial-coaching/consultation [https://calendly.com/grace-financial-coaching/consultation] =========================== Visit the YouTube page:   https://www.youtube.com/@gracefinancialcoaching/streams [https://www.youtube.com/@gracefinancialcoaching/streams] =========================== Listen and Subscribe to the podcast: 📱https://podcasts.apple.com/us/podcast/lessons-learned-podcast-the-dumbest-thing-ive-ever/id1683239776 [https://podcasts.apple.com/us/podcast/lessons-learned-podcast-the-dumbest-thing-ive-ever/id1683239776] 📱https://open.spotify.com/show/2SVcXyfPrQwAIHXjjKr93n [https://open.spotify.com/show/2SVcXyfPrQwAIHXjjKr93n] =========================== Connect with Suzanne: ➡︎https://www.facebook.com/gracefinancialcoaching/ [https://www.facebook.com/gracefinancialcoaching/]  ➡︎https://instagram.com/gracefinancialcoach [https://instagram.com/gracefinancialcoach] ➡︎https://twitter.com/GraceFinance [https://twitter.com/GraceFinance] ➡︎ https://gracefinancialcoaching.com/ [https://gracefinancialcoaching.com/] #lessonslearned #financialcoach #financialcoaching #budget #budgeting #babysteps #money #moneymanagement #podcast #personalfinance #gracefinancialcoaching #conversations #personalgrowth #personaldevelopment #experience #stories #thedumbestthingiveeverdonewithmoney

18 de sep de 202523 min