Ep114: Are You Where You Thought You'd Be Financially?

Ep114: Are You Where You Thought You'd Be Financially?

PROSPER IN THE KINGDOM PODCAST | EPISODE 114 NOTES FROM THE KITCHEN TABLE ARE YOU WHERE YOU THOUGHT YOU'D BE FINANCIALLY? What if one simple question could change the direction of your financial future? In this first edition of Notes From the Kitchen Table, Jon Cleaver and Wendy Lee discuss the question Jon has asked hundreds of couples over the past two decades: "Are you where you thought you'd be financially at this point in your life?" It's a question that often leads to silence...and then an honest conversation. In this episode, Jon and Wendy explore why so many hardworking middle-class families feel financially behind, why retirement is really a math problem—not an age—and why financial freedom begins with knowing where you stand today. If you've ever found yourself saying, "I thought we'd be further along by now," this conversation is for you. IN THIS EPISODE * Why one simple question changes almost every financial conversation. * Why hardworking families often feel behind despite doing everything "right." * The difference between working hard and building financial freedom. * Why retirement isn't determined by your birthday—it's determined by your numbers. * The two variables that determine every retirement plan: Time and Money. * Why most families spend more time planning a one-week vacation than twenty years of retirement. * How the 3M Framework helps families Make More, Manage Better, and Multiply Wisely. * Why the first step toward financial freedom is simply knowing where you stand today. RESOURCES MENTIONED 🎯 Download your FREE Safe Money Road Map https://www.safemoneyroadmap.com [https://www.safemoneyroadmap.com] 📘 Continue the conversation in our Prosper in the Kingdom Facebook Community https://www.facebook.com/groups/prosperinthekingdom [https://www.facebook.com/groups/prosperinthekingdom] ABOUT PROSPER IN THE KINGDOM Prosper in the Kingdom exists to help hardworking families build financial freedom through biblical stewardship, practical wisdom, and intentional planning—so they can live with greater peace, purpose, generosity, and legacy. Hosted by Jon Cleaver & Wendy Lee Until next week...keep building your legacy, one wise decision at a time.

Ep113: The Middle-Class Gap - Why So Many Families Feel Overlooked by Traditional Financial Planning

EP113: THE MIDDLE-CLASS GAP - WHY SO MANY FAMILIES FEEL OVERLOOKED BY TRADITIONAL FINANCIAL PLANNING Prosper in the Kingdom • Episode 113 Have you ever wondered if you're actually on track financially? You're working hard. Contributing to retirement accounts. Paying your bills. Raising a family. Trying to make smart financial decisions. Yet millions of middle-class families still feel uncertain about their financial future. They wonder if they're saving enough, investing correctly, prioritizing the right goals, and making progress toward financial freedom. Despite having more access to financial information than ever before, many people still struggle to find clarity and confidence in their financial decisions. In Episode 113 of Prosper in the Kingdom, Jon C and Wendy Lee explore what they call The Middle-Class Gap—a challenge facing millions of hardworking Americans who are trying to build wealth while navigating an increasingly complex financial world. This conversation dives into why so many families feel overlooked, confused, or underserved when it comes to financial planning and why financial education may be one of the most important missing pieces in long-term financial success. Whether you're building your first emergency fund, preparing for retirement, paying off debt, growing your investments, or simply trying to make better financial decisions, this episode will help you think differently about your financial journey. IN THIS EPISODE, YOU'LL LEARN: ✔ Why many middle-class families feel overlooked by traditional financial planning ✔ The difference between building wealth and managing wealth ✔ Why financial education creates confidence and better decision-making ✔ The questions most families have about money but rarely get answered ✔ How cash flow, taxes, investing, insurance, and retirement planning work together ✔ Practical steps to gain more clarity and confidence in your financial future Financial confidence doesn't come from knowing everything. It comes from understanding enough to make informed decisions and move forward with purpose. READY TO GAIN MORE CLARITY? Get your complimentary Safe Money Road Map and begin creating a personalized strategy to Make More, Manage Better, and Multiply your money. 👉 www.SafeMoneyRoadMap.com [http://www.safemoneyroadmap.com/] JOIN THE PITK COMMUNITY Looking for ongoing financial education, encouragement, and practical wealth-building conversations? Join our free Prosper in the Kingdom Facebook Community and connect with other individuals and families who are committed to building financial confidence and creating lasting wealth. 👉 https://www.facebook.com/groups/prosperinthekingdom If you found this episode valuable, be sure to subscribe, share it with a friend, and leave a review to help us reach more families seeking financial clarity and confidence. #ProsperInTheKingdom #PersonalFinance #FinancialPlanning #MiddleClass #WealthBuilding #FinancialEducation #RetirementPlanning #MoneyManagement #FinancialFreedom

Ep112: The Corporate Parachute - Preparing for a Future No One Can Predict

EP112: THE CORPORATE PARACHUTE - PREPARING FOR A FUTURE NO ONE CAN PREDICT Prosper in the Kingdom • Episode 112 What would happen if your primary source of income disappeared tomorrow? Would your family be okay for a month? Three months? Six months? Most people don't think about these questions until they're forced to. Yet layoffs, AI, corporate restructuring, and economic uncertainty have become a normal part of today's economy. For generations, Americans were taught that job security came from finding a good company, working hard, and staying loyal. While hard work still matters, the reality is that true financial security comes from having options. In Episode 112 of Prosper in the Kingdom, Jon C and Wendy Lee introduce the concept of the Corporate Parachute - a practical framework designed to help individuals and families create financial flexibility before they need it. Whether you're an employee, entrepreneur, business owner, or simply someone looking to strengthen your financial future, this episode will challenge you to think differently about income, security, and preparation. IN THIS EPISODE, YOU'LL LEARN: * Why job security isn't what it used to be * The hidden risk of relying on a single source of income * The common excuses that keep people stuck * Jon's personal experience of being laid off three times * Five practical ways to build your own Corporate Parachute * A biblical perspective on preparation and financial stewardship The goal isn't to live in fear. The goal is to live prepared. Because the reality is, the best time to build a Corporate Parachute is before you need one. READY TO START BUILDING YOURS? Get your complimentary Safe Money Road Map and begin creating a personalized strategy to Make More, Manage Better, and Multiply your money. 👉 www.SafeMoneyRoadMap.com [http://www.SafeMoneyRoadMap.com] If you found this episode valuable, be sure to subscribe, share it with a friend, and leave a review to help us reach more families seeking financial clarity and confidence. #ProsperInTheKingdom #PersonalFinance #FinancialPlanning #WealthBuilding #MultipleIncomeStreams #FinancialFreedom #Stewardship #CorporateParachute

Ep111: The Most Dangerous Financial Habit Nobody Talks About (It's Not Debt)

The Most Dangerous Financial Habit Nobody Talks About (It's Not Debt) Prosper in the Kingdom • Episode 106 What if the biggest threat to your financial future isn't debt? What if it isn't inflation? What if it isn't taxes, a market crash, or even a lack of income? What if the most dangerous financial habit in America is simply accepting "normal" without ever questioning where it leads? Most people don't intentionally choose their financial life. They inherit it. They inherit beliefs about money, spending habits, financial assumptions, and ideas about success from family, friends, culture, and social media. The problem? Normal and wise are not always the same thing. In Episode 106 of Prosper in the Kingdom, Jon C and Wendy Lee challenge one of the most overlooked dangers in personal finance: financial autopilot. They discuss why so many people feel stuck financially despite working hard, how common financial behaviors often become invisible, and why true financial freedom has less to do with making more money and more to do with making decisions from a position of purpose instead of pressure. If you've ever felt like you're doing everything you're supposed to do but still aren't making the progress you hoped for, this episode will challenge the way you think about money, stewardship, and the future you're building. In This Episode, We Cover: • The real villain behind many financial struggles • Why financial rules are not the same as financial wisdom • The hidden danger of accepting "normal" • How financial autopilot quietly impacts your future • The question that can transform almost every financial decision • Why financial freedom is really about having more options • How to move from pressure-driven decisions to purpose-driven stewardship Most people don't need another financial rule. They need a better framework for making financial decisions. Because the goal isn't merely to accumulate wealth. The goal is to build a life where you have the freedom to make decisions from a position of purpose instead of pressure. Next Steps: Get your Free Financial Roadmap: https://www.safemoneyroadmap.com Join the Prosper in the Kingdom Community: https://www.facebook.com/groups/prosperinthekingdom Follow Prosper in the Kingdom: Instagram: https://www.instagram.com/prosperinthekingdom/ Facebook: https://www.facebook.com/profile.php?id=61562726974640 #ProsperInTheKingdom #ChristianWealthRevolution #FinancialStewardship #WealthWithPurpose #LegacyPlanning

Ep. 110: The System is Designed to Make You Spend Your Money

DESIGNED TO MAKE YOU SPEND: WHY MONEY KEEPS SLIPPING AWAY Why does it feel like money is harder to hold onto than it should be? You can earn more, work harder, and still feel like something is constantly pulling your money away from you. In this episode of Prosper in the Kingdom, Jon C and Wendy Lee unpack a reality most people never stop to question: Modern systems are designed to keep money moving - not necessarily growing, multiplying, or being stewarded well. From monthly payment thinking… to subscriptions quietly stacking… to one-click spending and impulse-driven culture… Most people are operating inside an environment that constantly encourages consumption while making intentional stewardship harder. This episode is not about fear. It’s about awareness. And ultimately, it’s about ownership. In this conversation: * Why “normal” financial behavior often creates long-term pressure * How reactive spending patterns quietly drain wealth * What Scripture teaches about true stewardship * The hidden danger of convenience-driven financial living * Practical ways to begin taking control of your money again Because awareness without action changes nothing. Get Your Free Safe Money Road Map https://www.safemoneyroadmap.com Join the New Christian Wealth Revolution Community https://www.facebook.com/groups/prosperinthekingdom Follow Prosper in the Kingdom on Instagram: https://www.instagram.com/prosperinthekingdom/ Listen to the full episode this week on the Prosper in the Kingdom podcast - available on your favorite platform. #ProsperInTheKingdom #ChristianWealthRevolution #FinancialStewardship #3MFramework #WealthWithPurpose